Compare Bank Accounts in Switzerland of 2026

Select up to 3 bank accounts to compare side by side. Find the best account for your needs by comparing fees, interest rates, and features.

Seleziona i conti sopra per iniziare il confronto

Come confrontare i conti bancari con il nostro strumento

Nel confrontare i conti bancari, concentrati sulle funzionalità più importanti per te. Non esiste un conto unico ideale per tutti, ma ognuno può trovare il conto giusto. Che tu abbia bisogno di alti interessi sul risparmio, basse commissioni per le operazioni quotidiane o un'esperienza digitale moderna, capire le tue priorità è fondamentale.

Il nostro strumento di confronto conti bancari ti aiuta a valutare i conti fianco a fianco. Confronta i conti di risparmio per trovare i tassi d'interesse più alti, o valuta i conti privati per minimizzare le commissioni. Il nostro strumento rende facile confrontare due o tre conti.

Non sai da dove iniziare? Consulta i nostri migliori conti bancari in Svizzera per raccomandazioni personalizzate, o sfoglia tutte le recensioni dei conti bancari.

Confronta i conti su queste caratteristiche fondamentali

Interest rate

Interest rates on Swiss savings accounts typically range from 0.5% to 2% or higher. Consider the minimum deposit requirements and whether the rate is tiered based on your balance.

Fees & Costs

Account fees include management fees (annual or monthly), debit card fees, and transaction fees. Total costs can range from CHF 0 for digital banks to CHF 200+ for traditional premium packages.

Withdrawal limit

Savings accounts may have withdrawal limits or notice periods to encourage saving. Private accounts typically offer unlimited access but may charge for ATM withdrawals outside their network.

Banking Features

Modern accounts offer mobile apps, online banking, and features like TWINT integration. Digital-first banks often provide the best user experience and lowest fees.

Domande frequenti

What should I look for when comparing bank accounts?

Focus on fees (debit card, management), interest rates for savings, and features like mobile banking. In Switzerland, also consider withdrawal limits, ATM access, and whether you need multi-currency support.

How do savings accounts and private accounts differ?

Private (checking) accounts are for everyday transactions with debit cards and payment features. Savings accounts offer higher interest rates but may have withdrawal limits or notice periods. Many Swiss residents use both.

Are there any free bank accounts in Switzerland?

Yes, several Swiss banks offer accounts with no management fees and free debit cards. Digital banks often provide the most competitive fee structures. However, compare the full picture including ATM fees and transaction limits.

Useful Resources

For more information about bank accounts and consumer protection in Switzerland, visit these official resources: