FAQ

GetRates.ch is a Swiss technology platform that helps residents discover and compare the best financial products available in Switzerland — starting with credit cards. Our goal is to make complex financial decisions simple, transparent, and data-driven through modern technology and an intuitive user experience.

Unlike traditional comparison websites, GetRates is built like a tech product — not a listing site. We use proprietary algorithms to analyze, rank, and display offers in a way that helps you make faster, more informed decisions. Every element of the experience — from our Enhanced Score to smart filters — is designed to help Swiss residents judge financial products efficiently and confidently.

Yes. GetRates.ch is completely independent. Our mission is to help you find the best products objectively. When we receive a commission from a partner, it's always clearly stated and never influences rankings or recommendations.

Our Enhanced Score combines multiple factors such as fees, interest rates, benefits, acceptance, and user experience. This technology-driven approach gives each card a balanced and transparent rating so you can instantly identify the best fit for your needs.

No — the platform is entirely free to use. You can explore, compare, and filter offers as much as you like without any subscription or hidden fees.

Our system continuously checks and refreshes offers to ensure all data stays up to date. We also monitor changes directly from banks and providers to reflect new products or rate adjustments in real time.

Yes! We're building the most complete overview of the Swiss financial ecosystem. If your product or institution should appear on GetRates, contact us via our Contact page — we'll review your request for inclusion.

We're expanding beyond credit cards into loans, savings accounts, and other financial services. Our long-term vision is to become the smartest and most user-friendly way to understand and choose financial products in Switzerland.