FAQ

GetRates.ch is an independent Swiss comparison site for personal finance. We compare credit cards, bank accounts (including neobanks and savings accounts), Pillar 3a accounts and funds, and online brokers. You'll also find free calculators, a tax map covering every canton and municipality, and guides in German, French, Italian and English.

We show you what a product actually costs or earns you in CHF, based on how you use it, rather than a list of features. Our match tools ask a few questions about your spending, savings or investment horizon, then rank the products for your profile. Every ranking follows a published methodology, and our team checks the data and the guides before they go live.

Yes. We're an independent team based in Zurich. Some providers pay us a commission when you open a product through our links. Those partner offers are labelled, and they never change a product's score or its position in our rankings.

Each category has its own method. Credit cards are scored on weighted criteria that differ by card type, such as cashback, travel or premium. Bank accounts are ranked by their estimated yearly cost or net interest for your profile. 3a funds are ranked mainly by total cost over your horizon, then by performance against similar funds. Brokers are compared on their yearly cost for a typical investor. You can read the details of each method on the comparison pages.

No. Comparing products, using the calculators and claiming a deal are all free. When you open a product through GetRates, you pay the same price as you would directly with the provider. Our exclusive welcome bonuses are paid by the provider, so you can end up with more than if you had signed up on your own.

We review fees, interest rates and conditions every month, using the providers' official price lists and terms. If a bank changes a rate or launches a new product between two reviews, we update the data as soon as we know about it. Every comparison page shows when it was last updated.

Yes, please do. If a product or provider is missing, or you spot a figure that's out of date, write to us through the Contact page. We check every request and add the product if it's available to people living in Switzerland. Journalists can also reach out for data or custom analysis.

Insurance is the next category we're working on. In the meantime, we keep publishing new guides, calculators and monthly studies on Swiss financial products, which are regularly picked up by media such as Blick, watson and cash.ch. Our goal stays the same: help you choose the right financial products in Switzerland, with clear numbers and in your language.