Swiss 🇨🇭 Credit Cards

Cashback, travel perks, or low fees. Find the right card for how you spend.

We independently compare 100+ Swiss credit cards, updated monthly

Swisscard American Express Platinum Card
Cornèrcard Miles & More Package deal Platinum
Cornèrcard Visa Platinum
Viseca Visa Platinum
UBS Visa Platinum Card
UBS Mastercard Platinum
TopCard Visa Card Platinum
Cornèrcard Miles & More Package deal Gold
TUI Visa Bonus Card Classic
UBS World Mastercard Gold

Top Credit Cards in Switzerland

Swisscard American Express Platinum Card

Swisscard American Express Platinum Card

Swisscard
Annual fee:CHF 450
Rewards rate:1 points
5.0/5
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#2
Cornèrcard Miles & More Package deal Platinum

Cornèrcard Miles & More Package deal Platinum

Cornèrcard
Annual fee:CHF 750
Rewards rate:0.6 miles
5.0/5
View details →
#3
Cornèrcard Visa Platinum

Cornèrcard Visa Platinum

Cornèrcard
Annual fee:CHF 250
Rewards rate:1.5% cashback
5.0/5
View details →
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Explore by Category

Find the perfect card for your specific needs and lifestyle

Cashback

Earn money back on your everyday purchases

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Travel (miles)

Maximize rewards on flights, hotels, and travel

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Shopping

Get extra rewards at your favorite retailers

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Student

Build credit while you study with low fees

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Premium

Exclusive benefits for frequent travelers

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Luxury

Ultimate prestige with elite perks and service

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Credit Card Guides

Expert guides on Swiss credit card categories, rewards, and strategies

Miles Credit Card Switzerland: Full Guide

Miles Credit Card Switzerland: Full Guide

Compare all miles and airline credit cards in Switzerland. SWISS, Cornèrcard, Amex rates, fees, and expert picks for frequent flyers.

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Miles & More Credit Card Switzerland Guide

Miles & More Credit Card Switzerland Guide

Compare Miles & More credit cards in Switzerland. SWISS vs Cornèrcard fees, mile rates, insurance, and honest advice on which card is worth it.

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How Cashback Credit Cards Work in Switzerland

How Cashback Credit Cards Work in Switzerland

How does cashback work on Swiss credit cards? Learn the mechanics, real earnings, payout methods, and mistakes to avoid.

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Free Credit Cards in Switzerland (2026)

Free Credit Cards in Switzerland (2026)

Best free credit cards in Switzerland 2026. Compare no annual fee cards from Swisscard, Migros, Coop, TCS, and more with real data.

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Best Credit Card for Abroad (Switzerland)

Best Credit Card for Abroad (Switzerland)

Best credit card for abroad from Switzerland 2026. Compare FX fees, exchange rates, and find the cheapest option for international spending.

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Credit Card Lounge Access in Switzerland

Credit Card Lounge Access in Switzerland

Credit card lounge access Switzerland 2026. Compare Priority Pass cards from UBS, Viseca, Amex, and Cornèrcard.

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Student Credit Card Switzerland: A Guide

Student Credit Card Switzerland: A Guide

Student credit card guide for Switzerland 2026. Requirements, tips for approval without income, and how to pick your first card.

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No Annual Fee Cashback Cards Switzerland

No Annual Fee Cashback Cards Switzerland

Best no annual fee cashback cards in Switzerland 2026. Compare free cashback credit cards from Swisscard, Cembra, and more.

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About Swiss Credit Cards

Switzerland offers a wide range of credit cards from major issuers like Swisscard, Cembra, UBS, and international players like American Express. Whether you're looking for cashback on everyday purchases, travel rewards, or premium perks like airport lounge access, there's a card designed for your lifestyle.

At GetRates.ch, we analyze every Swiss credit card using our proprietary Enhanced Score methodology. We compare annual fees, rewards rates, foreign exchange fees, insurance coverage, and additional benefits to give you a transparent, unbiased ranking.

Frequently Asked Questions

How do Swiss credit cards work?+
Swiss credit cards work similarly to cards in other countries. You make purchases on credit and receive a monthly bill. Most Swiss cards are issued on Visa or Mastercard networks and are widely accepted domestically and internationally. Some cards offer rewards like cashback or points on spending.
What is a typical annual fee for a Swiss credit card?+
Annual fees in Switzerland range from CHF 0 for basic cards to CHF 1,000+ for premium and luxury cards. Many everyday cashback and student cards have no annual fee or fees under CHF 100. Premium cards with airport lounge access and concierge services typically cost between CHF 200 and CHF 500 per year.
Can foreigners get a Swiss credit card?+
Yes, most Swiss credit card issuers accept applications from residents holding a valid Swiss residence permit (B, C, or L permit). Some issuers require a minimum income, typically CHF 30,000 to CHF 50,000 per year. Digital-first providers like Revolut and Neon have simpler requirements.
How does GetRates rank credit cards?+

GetRates uses a proprietary Enhanced Score that evaluates each card across multiple dimensions: fees and costs, rewards and benefits, acceptance and flexibility, insurance coverage, and user experience. Our rankings are 100% independent and partnerships never influence card placement or scores. Read our full Credit Card Rating Methodology →