Swiss Credit Cards

Cashback, travel perks, or low fees. Find the right card for how you spend.

We independently compare 100+ Swiss credit cards, updated monthly

Cornèrcard Miles & More Platinum Combo Offer
Poinz Card Amex
Cornèrcard Miles & More Gold Combo Offer
Manor World Mastercard
Swisscard American Express Platinum Card
Migros Cumulus Visa
Coop Supercard Visa
Swisscard Cashback Cards Amex
Cornèrcard Gold Mastercard

Top Credit Cards in Switzerland

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Cornèrcard Miles & More Platinum Combo Offer

Cornèrcard Miles & More Platinum Combo Offer

Cornèrcard
Annual fee:CHF 750
Rewards rate:0.6 miles / 1 CHF · 1.2 with Diners Club
5.0/5
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#2
Poinz Card Amex

Poinz Card Amex

Poinz
Annual fee:Free
Rewards rate:3% for 3 months, then 1% cashback
4.8/5
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#3
Cornèrcard Miles & More Gold Combo Offer

Cornèrcard Miles & More Gold Combo Offer

Cornèrcard
Annual fee:CHF 110
Rewards rate:0.5 miles / 1 CHF · 1 with Diners Club
4.8/5
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About Swiss Credit Cards

Switzerland offers a wide range of credit cards from major issuers like Swisscard, Cembra, UBS, and international players like American Express. Whether you're looking for cashback on everyday purchases, travel rewards, or premium perks like airport lounge access, there's a card designed for your lifestyle.

At GetRates.ch, we analyze every Swiss credit card using our proprietary Enhanced Score methodology. We compare annual fees, rewards rates, foreign exchange fees, insurance coverage, and additional benefits to give you a transparent, unbiased ranking.

Frequently asked questions

How do Swiss credit cards work?
Swiss credit cards work similarly to cards in other countries. You make purchases on credit and receive a monthly bill. Most Swiss cards are issued on Visa or Mastercard networks and are widely accepted domestically and internationally. Some cards offer rewards like cashback or points on spending.
What is a typical annual fee for a Swiss credit card?
Annual fees in Switzerland range from CHF 0 for basic cards to CHF 1,000+ for premium and luxury cards. Many everyday cashback and student cards have no annual fee or fees under CHF 100. Premium cards with airport lounge access and concierge services typically cost between CHF 200 and CHF 500 per year.
Can foreigners get a Swiss credit card?
Yes, most Swiss credit card issuers accept applications from residents holding a valid Swiss residence permit (B, C, or L permit). Some issuers require a minimum income, typically CHF 30,000 to CHF 50,000 per year. Digital-first providers like Revolut and Neon have simpler requirements.
How does GetRates rank credit cards?

GetRates uses a proprietary Enhanced Score that evaluates each card across multiple dimensions: fees and costs, rewards and benefits, acceptance and flexibility, insurance coverage, and user experience. Our rankings are 100% independent and partnerships never influence card placement or scores. Read our full Credit Card Rating Methodology →