Swiss 🇨🇭 Bank Accounts

Fees, interest rates, and digital features. Pick the account that works for you.

We independently compare 100+ Swiss bank accounts, updated monthly

Caisse d’Epargne d’Aubonne
Bank Cler
Bank WIR
Cantonal Bank of Fribourg
Yuh
Crédit Agricole next bank
Cantonal Bank of Vaud (BCV)

Top Bank Accounts in Switzerland

CEA Compte Epargne Plus

CEA Compte Epargne Plus

Caisse d’Epargne d’Aubonne
Interest Rate:1.00%
Debit Card Fee:—
5.0/5
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#2
Bank Cler Private Account Zak

Bank Cler Private Account Zak

Bank Cler
Interest Rate:0.05%
Debit Card Fee:Free
5.0/5
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#3
Bank WIR Savings Account plus

Bank WIR Savings Account plus

Bank WIR
Interest Rate:0.75%
Debit Card Fee:—
5.0/5
See details →
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Private Accounts

Manage your daily finances with low fees and modern banking features

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Savings Accounts

Grow your money with high interest rates and secure savings

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About Swiss Bank Accounts

Switzerland is home to a diverse banking landscape, from established institutions like UBS, PostFinance, and Raiffeisen to digital challengers like Neon, Yuh, and Zak. Whether you need a private account for daily banking or a savings account with competitive interest rates, understanding the options is key to making a smart choice.

GetRates.ch compares Swiss bank accounts across fees, interest rates, digital features, and overall value. Whether you prioritize low fees, high interest, or modern digital banking features, we help you cut through marketing noise and find the account that genuinely fits your needs.

Frequently Asked Questions

What types of bank accounts are available in Switzerland?+
The two main types are private accounts (for daily banking and transactions) and savings accounts (for growing your money with interest). Most banks offer both, often with options for CHF and multi-currency accounts. Digital banks also offer integrated solutions combining both features.
Are Swiss bank accounts free?+
Many digital banks like Neon and Yuh offer free private accounts with no monthly fees. Traditional banks may charge CHF 3 to CHF 10 per month for account management, plus annual fees for debit cards. Savings accounts are generally free but may have withdrawal restrictions.
What interest rates can I expect on a Swiss savings account?+
Swiss savings account interest rates currently range from 0.25% to 1.5% depending on the provider and account type. Digital challengers and online-only banks tend to offer higher rates than traditional brick-and-mortar banks.