Savings Account (3a)#90 / 93
Our Take
This is a Pillar 3a savings account that offers a fixed interest rate on your retirement savings. It offers a decent option but may have some limitations compared to top-rated alternatives. With no management fees, more of your money stays invested.
Key Features
- Interest rate: 0.10%
- No account management fee
- 5 early withdrawal options
- No account closure fee
Interest Rate
0.10%
per year
Fees & Costs
Account Management Fee
Free
Account Closure Fee
Free
Retirement Projection
Based on max. contribution of CHF 7’258/year, age 30 to 65 (35 years), starting from CHF 0.
Projected CapitalCHF 258’396
Total Contributions
CHF 254’030
Estimated Growth
+CHF 4’366
Interest Rate
0.1% p.a.
Contributions
Interest Growth
Simulate with our 3a CalculatorCustomize your age, contribution & risk profile for a detailed projection.
Early Withdrawal Options
Conditions under which you can withdraw funds early from your Pillar 3a account.
Pros & Cons
Pros
- No account management fee
- Flexible early withdrawal options
- No account closure fee
Cons
- Interest rate below market average
- Interest rate may change over time
Provider Information
Cantonal Bank of Vaud (BCV)
Visit Website →Information may have changed since our last review. Please verify all details directly with the provider before making any decisions.
Ready to Open?
Open the BCV Epargne 3 today and start enjoying its benefits.