Savings Account (3a)#82 / 93
Our Take
This is a Pillar 3a savings account that offers a fixed interest rate on your retirement savings. It offers a decent option but may have some limitations compared to top-rated alternatives. With no management fees, more of your money stays invested.
Key Features
- Interest rate: 0.10%
- No account management fee
- 5 early withdrawal options
- No account closure fee
Interest Rate
0.10%
per year
Fees & Costs
Account Management Fee
Free
Account Closure Fee
Free
Retirement Projection
Based on max. contribution of CHF 7’258/year, age 30 to 65 (35 years), starting from CHF 0.
Projected CapitalCHF 258’396
Total Contributions
CHF 254’030
Estimated Growth
+CHF 4’366
Interest Rate
0.1% p.a.
Contributions
Interest Growth
Simulate with our 3a CalculatorCustomize your age, contribution & risk profile for a detailed projection.
Early Withdrawal Options
Conditions under which you can withdraw funds early from your Pillar 3a account.
Pros & Cons
Pros
- No account management fee
- Flexible early withdrawal options
- No account closure fee
Cons
- Interest rate below market average
- Interest rate may change over time
Provider Information
Cantonal Bank of Schaffhausen (SHKB)
Visit Website →Information may have changed since our last review. Please verify all details directly with the provider before making any decisions.
Ready to Open?
Open the SHKB Provision Account 3a today and start enjoying its benefits.