BCJ Compte Revenu

A Jura cantonal bank that charges CHF 0.50 to view your own statements online.

The BCJ Compte Revenu ranks #41 among Switzerland's 45 private accounts. It's the everyday account from Banque Cantonale du Jura, serving one of Switzerland's smallest cantons. At CHF 74 per year, the total cost is moderate, but the per-statement fees feel outdated for 2026.

What Does CHF 74 Per Year Get You?

Annual cost: CHF 74 (CHF 24 for account management plus CHF 50 for the Debit Mastercard). That's actually on the affordable side compared to many cantonal banks. Domestic payments are free, SEPA transfers cost CHF 1 each, and non-SEPA international payments are CHF 5.

The CHF 1 SEPA fee is minimal but not free. If you send 20 SEPA payments per year, that's an extra CHF 20. Combined with the base cost, your effective annual spend reaches around CHF 94 for moderate international usage.

What Actually Stands Out

In all candor, the regional cantonal bank guarantee is the primary draw. BCJ carries a state guarantee from the Canton of Jura, providing deposit security beyond the standard Swiss deposit insurance. For residents of the Jura region, having a local bank with deep community ties matters.

Mobile banking and online banking are both available. The Debit Mastercard covers standard payment needs. Free domestic payments keep the day-to-day banking costs predictable if you stay within Switzerland.

What Most Reviews Miss

Each online account statement costs CHF 0.50. In an era where most banks provide digital statements for free, charging per view feels like a relic. Check your account monthly, and you're paying CHF 6 per year just to see your own balance and transactions.

The minimum age is 25, which is higher than the typical 18-year threshold. Cash withdrawals follow the standard pattern: free at BCJ ATMs, CHF 2 at others, CHF 5 abroad. No contactless payments on the debit card. The feature set is minimal for what you're paying.

The Bottom Line

BCJ Compte Revenu is a straightforward regional bank account for Jura residents who value local presence and cantonal backing. It's not competitive nationally, and the per-statement fee is an annoyance. If you're outside the Jura region, you have no reason to consider this. See the full ranking of best private accounts in Switzerland.

Verdict: Regional choice for Jura residents only. Not competitive outside its home canton.