Checking (Everyday) Accounts#21 / 45
General Information
Account Type
Prepaid Card
Category
Checking (Everyday) Accounts
Currency
CHF
Age Requirement
From age 20
Banking Features
Mobile Banking
Online Banking
Fees & Costs
Account Opening Fee
No fee
Account Mgmt
CHF 5/year
Debit Card Fee
No fee
Cash Withdrawal (Switzerland)
Own ATMs free, others CHF 2.00
Cash Withdrawal (Abroad)
CHF 5
Outgoing Payment (CH)
No fee
SEPA Payment
No fee
Interest Rates
Interest Rate
0.00%
Card & Banking Features
Mobile Banking
Available
Online Banking
Available
Debit Card Options
Debit Mastercard
Key Features
- No annual fee for debit card
- Mobile banking available
- Online banking available
- Debit Mastercard included
- Free cash withdrawals in Switzerland
- Low minimum deposit requirement
Withdrawal Terms
Account Closure
Free of charge
Our Take
This everyday account is designed for your daily banking needs. It offers a balanced set of features for everyday banking.
Pros
- No minimum deposit required
- Modern mobile and online banking
- Free SEPA payments
Cons
- Annual management fee (CHF 5)
Information may have changed since our last review. Please verify all details directly with the bank before making any decisions.
Ready to Open?
Open the PostFinance Private Account Smart today and start enjoying its benefits.