Investment Fund (3a)#32 / 67
Our Take
This is a Pillar 3a investment fund that invests your retirement savings in a diversified portfolio. It performs well across most criteria and offers good value.
Key Features
- 50% stocks allocation
- TER: 1.20%
- Swing pricing protection
- Actively managed
- No custody fee
Performance Over Time
Historical performance of this investment fund. Past performance is not indicative of future results.
1 Year
+4.6%
3 Years
+23.9%
5 Years
+19.0%
10 Years
+43.5%
Fund Details
Asset Allocation
Stocks
50%
Bonds
40%
Real Estate
10%
Investment Strategy
Actively-managed fund
Fund Size
CHF 839M
Depositary Bank
UBS
Swing Pricing
Yes
Fees & Costs
TER
1.20%
Custody Fee
Free
Retirement Projection
Based on max. contribution of CHF 7’258/year, age 30 to 65 (35 years), starting from CHF 0.
Projected CapitalCHF 387’037
Total Contributions
CHF 254’030
Estimated Growth
+CHF 133’007
Net Return
2.3% p.a.
Gross: 3.5%
Fee Impact
-CHF 101’085
Total Fees: 1.2%
Contributions
With PF Pension ESG 50 Fund
Without fees
Simulate with our 3a CalculatorCustomize your age, contribution & risk profile for a detailed projection.
Pros & Cons
Pros
- Good 3-year performance (+23.9%)
- No custody fee
- Large fund size (stable)
- Swing pricing protection
Cons
- Higher total costs (1.20% p.a.)
- Active management = higher fees
Provider Information
PostFinance
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Ready to Open?
Open the PF Pension ESG 50 Fund today and start enjoying its benefits.