Investment Fund (3a)#27 / 67
Our Take
This is a Pillar 3a investment fund that invests your retirement savings in a diversified portfolio. It performs well across most criteria and offers good value.
Key Features
- 88% stocks allocation
- TER: 0.93%
- Actively managed
- No custody fee
Performance Over Time
Historical performance of this investment fund. Past performance is not indicative of future results.
1 Year
+5.4%
3 Years
+31.3%
Fund Details
Asset Allocation
Stocks
88%
Bonds
6%
Other
6%
Investment Strategy
Actively-managed fund
Fund Size
CHF 124M
Depositary Bank
UBS
Swing Pricing
No
Fees & Costs
TER
0.93%
Custody Fee
Free
Retirement Projection
Based on max. contribution of CHF 7’258/year, age 30 to 65 (35 years), starting from CHF 0.
Projected CapitalCHF 1’416’972
Total Contributions
CHF 254’030
Estimated Growth
+CHF 1’162’942
Net Return
8.6% p.a.
Gross: 9.5%
Fee Impact
-CHF 332’396
Total Fees: 0.93%
Contributions
With Migros Bank (CH) Fonds 85 V
Without fees
Simulate with our 3a CalculatorCustomize your age, contribution & risk profile for a detailed projection.
Pros & Cons
Pros
- Good 3-year performance (+31.3%)
- No custody fee
Cons
- Higher total costs (0.93% p.a.)
- Active management = higher fees
- High stock allocation = more volatility
- No swing pricing protection
Provider Information
Migros Bank
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Open the Migros Bank (CH) Fonds 85 V today and start enjoying its benefits.