UBS Optimus Foundation Charity Card VisaUBS
Premium
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UBS Optimus Foundation Charity Card Visa

UBS

Overall Rating

2.8/5

Annual fee

CHF 100

1st year: CHF 50

Network

Visa

Rewards Type

No rewards

Our Take on UBS Optimus Foundation Charity Card Visa

Your Swiss Finance Companion
Adrien Missioux
Adrien Missioux

Identical to UBS Optimus Mastercard. Same charitable support, different network. Comes as dual-card set.

The UBS Optimus Foundation Charity Card Visa mirrors the Mastercard exactly: same CHF 100 fee, same charitable contribution, same basic features. The cards come as a dual-card set, so you get both networks for one annual fee. Your network usage is purely about preference.

Does Network Choice Actually Matter?

In Switzerland, Visa and Mastercard acceptance is virtually identical. Both work everywhere. Since neither card offers rewards or insurance, the network choice has zero impact on value. Both cards support the same UBS Optimus Foundation charitable mission.

The dual-card set means you have both networks available. Use whichever you prefer for any given transaction.

What Actually Stands Out

Everything matches the Mastercard version. CHF 100 annual fee covers both cards. Same charitable contribution to UBS Optimus Foundation. Same basic payment functionality. No rewards. No insurance.

Apple Pay and Google Pay work on both. 1.75% FX fee. Additional cards cost CHF 25.

What Most Reviews Miss

The products are interchangeable. Both networks deliver identical value and support the same cause. Use whichever card fits the situation. The meaningful decision is whether purpose-driven banking matters to you, not which network to prefer.

The value is charitable contribution, not card features.

The Bottom Line

Same charitable card as UBS Optimus Mastercard, on Visa network (or use both via the dual-card set). Compare alternatives in our best credit cards in Switzerland guide.

Verdict: Same purpose-driven value. Use whichever network you prefer; both support the same cause.

Best For: charitable UBS customers who want Visa option or dual-card flexibility, socially conscious spenders who value purpose over features, those who already have the dual-card set and prefer using Visa
Consider Alternatives If: you want rewards or insurance (not offered on either network), you prefer direct donations to controlled charitable destinations, you want maximum features from your card

PROS

  • Apple Pay compatible
  • Contactless payments for convenient transactions
  • Collaborates with Mastercard for enhanced usability and acceptance.
  • Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
  • 24-hour customer service support

CONS

  • No welcome bonus
  • No travel insurance
  • No medical coverage
  • No airport lounge access
  • No concierge service

Card Details

At a Glance

Annual fee

CHF 100

1st Year

CHF 50

Rewards rate

-

FX Fee

1.75%

Apple Pay
Contactless payments
Visa

Fees & Costs

First year annual fee

CHF 50

Annual fee (after first year)

CHF 100

Foreign exchange fee

1.75%

Cash Withdrawal (Domestic)

4% (min CHF 10)

Cash Withdrawal (International)

5.75% (min CHF 10)

Late Payment Fee

CHF 30

Additional Cards

CHF 25/card/year

Rewards Program

Rewards type

No rewards

Base rewards rate

-

Insurance & Protection

Travel insurance coverage

No travel insurance

Medical insurance coverage

No medical coverage

Purchase protection

No purchase protection

Card Features

Card Network

Visa

Card Type

Standard

Currency

CHF

Dual Network

visa + mastercard

Minimum income requirement

No income requirement

Monthly spending limit

CHF 5,000

Airport lounge access

Concierge service

Key Features

  • Collaborates with Mastercard for enhanced usability and acceptance.
  • Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
  • 24-hour customer service support
  • Contactless payments for convenient transactions
  • Online account access for easy management

Calculate If This Card Is Worth It for You

CHF 2’500/mo

= CHF 30’000/year

You Pay

CHF 100

per year

You Get Back

CHF 0

estimated value

Bottom Line

CHF -100

extra cost for perks

Annual calculation:

Total benefitsCHF 0
Annual fee- CHF 100
Net valueCHF -100

Move the slider to see how your spending affects the card's value. Miles: 1.5 ct, points: 1 ct (UBS points: 1 CHF).

Rating by Category

Premium

122 cards

2.8
#75/ 122

Top 61%

#122#1
View top cards

Compare to Other Cards

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UBS Optimus Foundation Charity Card Visa

UBS Optimus Foundation Charity Card Visa

UBS

2.8
Apply now
Annual feeCHF 100
Annual feeCHF 100
Rewards rate1 points/CHF
Rewards rate-
Welcome bonus10000 points
Welcome bonus-

Frequently Asked Questions

What is the annual fee for the UBS Optimus Foundation Charity Card Visa?
The UBS Optimus Foundation Charity Card Visa has a promotional first year fee of CHF 50, then CHF 100 per year afterwards.
What are the foreign transaction fees for the UBS Optimus Foundation Charity Card Visa?
The UBS Optimus Foundation Charity Card Visa charges a 1.75% foreign exchange fee on international transactions.
Is the UBS Optimus Foundation Charity Card Visa compatible with Apple Pay?
Yes, the UBS Optimus Foundation Charity Card Visa is fully compatible with Apple Pay for contactless mobile payments.

How We Rated This Card

Wondering why UBS Optimus Foundation Charity Card Visa got its score? We rate Premium cards using a weighted formula. Here's what counts:

Insurance Coverage (35%)
Perks (30%)
Customer Satisfaction (25%)
Fee Tier (10%)

Same formula for every card in this category. No exceptions.

See our full rating methodology

Ready to Apply?

Apply for the UBS Optimus Foundation Charity Card Visa today and start enjoying its benefits.