Il Nostro Parere su UBS Optimus Foundation Charity Card Visa
0.3% of your spending supports children's education and health worldwide. A card with purpose.
The UBS Optimus Foundation Charity Card Visa channels a portion of every purchase toward the UBS Optimus Foundation's programs for children. At CHF 100 annually, the card comes bundled as a dual-card set with the Mastercard version, so you get both networks for one fee. The features are basic, but the charitable impact is what differentiates it. See also the UBS Optimus Foundation Charity Mastercard.
How the Charitable Giving Works
0.3% of every purchase goes to UBS Optimus Foundation, supporting children's education, health, and protection programs globally. Spend CHF 30,000 a year and your card directs CHF 90 toward these causes automatically.
It's not the most efficient donation method, but it requires zero effort on your part. The giving happens passively with every transaction. For people who want their spending to have social impact, it's a built-in mechanism.
Card Features at a Glance
2 KeyClub points per CHF 1,000 provides modest rewards alongside the charitable function. The dual-card set means one CHF 100 fee covers both Visa and Mastercard, giving you full network flexibility.
Apple Pay and Google Pay work. 1.75% FX fee is standard. Additional cards cost CHF 25. No travel insurance is included. The feature set matches UBS's classic tier, with the charitable layer on top.
Direct Donations vs. Card-Based Giving
Direct donations offer full tax deductibility in Switzerland and let you choose exactly where your money goes. The card-based approach trades efficiency for convenience. You donate without thinking about it.
If maximizing charitable impact per franc is your goal, writing a check to your chosen charity is more effective. If embedding generosity into daily spending appeals to you, this card makes it effortless. Both approaches have merit.
The Bottom Line
One of Switzerland's few credit cards with a genuine charitable mission. Limited features, but the UBS Optimus Foundation impact is real. See our best credit cards in Switzerland guide for cards with stronger personal value.
Verdict: Choose this if supporting children's causes through everyday spending matters to you. For pure card features, other options deliver more.
PRO
- Apple Pay compatible
- Contactless payments for convenient transactions
- Collaborates with Mastercard for enhanced usability and acceptance.
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
CONTRO
- No welcome bonus
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Dettagli della carta
In sintesi
Quota annuale
CHF 100
1° anno
CHF 50
Tasso premi
-
Comm. FX
1.75%
Commissioni e Costi
Commissioni e Costi
Quota annuale primo anno
CHF 50
Quota annuale (dopo il primo anno)
CHF 100
Commissione valuta estera
1.75%
Prelievo Contanti (Nazionale)
4% (min CHF 10)
Prelievo Contanti (Internazionale)
5.75% (min CHF 10)
Commissione Ritardo Pagamento
CHF 30
Carte aggiuntive
CHF 25/carta/anno
Programma Premi
Programma Premi
Tipo di premi
No rewards
Tasso premi base
-
Assicurazione e Protezione
Assicurazione e Protezione
Copertura assicurativa viaggio
Nessuna assicurazione viaggio
Copertura assicurativa medica
Nessuna copertura medica
Protezione degli acquisti
Nessuna protezione acquisti
Caratteristiche della Carta
Caratteristiche della Carta
Circuito della Carta
Visa
Tipo di Carta
Standard
Valuta
CHF
Doppio Circuito
visa + mastercard
Requisito di reddito minimo
Nessun requisito di reddito
Limite di spesa mensile
CHF 5'000
Accesso alle lounge aeroportuali
Servizio di concierge
Caratteristiche Principali
- Collaborates with Mastercard for enhanced usability and acceptance.
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
- Contactless payments for convenient transactions
- Online account access for easy management
Calcola se questa carta ne vale la pena per te
= CHF 30'000/year
Paghi
CHF 100
all'anno
Ricevi
CHF 0
valore stimato
In sintesi
CHF -100
costo extra
Calcolo annuale:
Sposta il cursore per vedere il valore. Miles: 1,5 ct, punti: 1 ct (punti UBS: 1 CHF).
Valutazione per Categoria
Confronta con altre carte
Domande frequenti
- Is the UBS Optimus Foundation Charity Card Visa a separate product from the Mastercard version?
- No. The Optimus charity package bundles both the Visa and Mastercard versions into one set under a single annual fee. Each additional card beyond that pair costs CHF 25 a year. Pick the network that matches your usual wallet rotation; you'll have access to both either way.
- How does the Optimus supplementary fee compare to UBS Gold?
- Optimus charges CHF 25 a year per supplementary card, vs UBS Gold's CHF 50 each. The Optimus tracks the Standard-tier supplementary pricing despite sitting at a premium price point. If you keep several family members on the program, that's CHF 25 saved per extra card per year compared with Gold.
Come abbiamo valutato questa carta
Ti chiedi perché UBS Optimus Foundation Charity Card Visa ha questo punteggio? Valutiamo le carte Premium con una formula ponderata. Ecco cosa conta:
Stessa formula per ogni carta in questa categoria. Senza eccezioni.
Vedi la nostra metodologia completaPronto a Fare Richiesta?
Richiedi la UBS Optimus Foundation Charity Card Visa oggi e inizia a goderti i suoi vantaggi.