
Identical to UBS Optimus Mastercard. Same charitable support, different network. Comes as dual-card set.
The UBS Optimus Foundation Charity Card Visa mirrors the Mastercard exactly: same CHF 100 fee, same charitable contribution, same basic features. The cards come as a dual-card set, so you get both networks for one annual fee. Your network usage is purely about preference.
In Switzerland, Visa and Mastercard acceptance is virtually identical. Both work everywhere. Since neither card offers rewards or insurance, the network choice has zero impact on value. Both cards support the same UBS Optimus Foundation charitable mission.
The dual-card set means you have both networks available. Use whichever you prefer for any given transaction.
Everything matches the Mastercard version. CHF 100 annual fee covers both cards. Same charitable contribution to UBS Optimus Foundation. Same basic payment functionality. No rewards. No insurance.
Apple Pay and Google Pay work on both. 1.75% FX fee. Additional cards cost CHF 25.
The products are interchangeable. Both networks deliver identical value and support the same cause. Use whichever card fits the situation. The meaningful decision is whether purpose-driven banking matters to you, not which network to prefer.
The value is charitable contribution, not card features.
Same charitable card as UBS Optimus Mastercard, on Visa network (or use both via the dual-card set). Compare alternatives in our best credit cards in Switzerland guide.
Verdict: Same purpose-driven value. Use whichever network you prefer; both support the same cause.
At a Glance
Annual fee
CHF 100
1st Year
CHF 50
Rewards rate
-
FX Fee
1.75%
First year annual fee
CHF 50
Annual fee (after first year)
CHF 100
Foreign exchange fee
1.75%
Cash Withdrawal (Domestic)
4% (min CHF 10)
Cash Withdrawal (International)
5.75% (min CHF 10)
Late Payment Fee
CHF 30
Additional Cards
CHF 25/card/year
Rewards type
No rewards
Base rewards rate
-
Travel insurance coverage
No travel insurance
Medical insurance coverage
No medical coverage
Purchase protection
No purchase protection
Card Network
Visa
Card Type
Standard
Currency
CHF
Dual Network
visa + mastercard
Minimum income requirement
No income requirement
Monthly spending limit
CHF 5,000
Airport lounge access
Concierge service
= CHF 30’000/year
You Pay
CHF 100
per year
You Get Back
CHF 0
estimated value
Bottom Line
CHF -100
extra cost for perks
Annual calculation:
Move the slider to see how your spending affects the card's value. Miles: 1.5 ct, points: 1 ct (UBS points: 1 CHF).
Wondering why UBS Optimus Foundation Charity Card Visa got its score? We rate Premium cards using a weighted formula. Here's what counts:
Same formula for every card in this category. No exceptions.
See our full rating methodologyApply for the UBS Optimus Foundation Charity Card Visa today and start enjoying its benefits.