UBS Optimus Foundation Charity Mastercard
UBS
Overall Rating
Annual fee
CHF 100
1st year: CHF 50
Network
Mastercard
Rewards Type
No rewards
Our Take on UBS Optimus Foundation Charity Mastercard
Support children's charities through UBS Optimus Foundation. Basic features, meaningful purpose.
The UBS Optimus Foundation Charity Mastercard supports charitable causes through card usage. A portion of fees goes to UBS Optimus Foundation programs helping children globally. At CHF 100 annually, you get basic credit card functionality plus the knowledge that your card supports meaningful causes. Comes as a dual-card set with Visa. Also available on the other network: UBS Optimus Foundation Charity Card Visa.
Is CHF 100 Worth It?
If charitable contribution matters to you, potentially yes. A portion of your annual fee supports UBS Optimus Foundation programs focused on children's education, health, and protection globally. The exact contribution percentage isn't publicly disclosed.
The card itself offers basic functionality without rewards or insurance. The value proposition is purpose, not features. If you'd donate to charity anyway, this channels some of your card fees toward good causes.
What Actually Stands Out
The charitable purpose is the differentiator. UBS Optimus Foundation is a legitimate charitable organization with global programs. Your card usage contributes to causes you might support independently.
Dual-card set (Mastercard + Visa) provides network flexibility for one fee. Apple Pay and Google Pay work. Additional cards cost CHF 25.
What Most Reviews Miss
No rewards, no insurance. This is purely a charitable-purpose card with basic payment functionality. If you want rewards or protection, other cards deliver more tangible personal value.
Direct donations may be more efficient. The charitable portion of fees is undisclosed. If maximizing charitable impact matters, direct donations to causes you choose might be more effective than card-mediated giving.
The Bottom Line
A way to support charity through everyday banking. Limited card features, but meaningful purpose for socially conscious users. Compare alternatives in our best credit cards in Switzerland guide. This card is also available on Visa, or as a dual-card set with both networks.
Verdict: Consider if charitable contribution matters more than rewards or insurance. The purpose is genuine; the features are basic.
PROS
- Apple Pay compatible
- Contactless payments for convenient transactions
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
CONS
- No welcome bonus
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Card Details
At a Glance
Annual fee
CHF 100
1st Year
CHF 50
Rewards rate
-
FX Fee
1.75%
Fees & Costs
Fees & Costs
First year annual fee
CHF 50
Annual fee (after first year)
CHF 100
Foreign exchange fee
1.75%
Cash Withdrawal (Domestic)
4% (min CHF 10)
Cash Withdrawal (International)
5.75% (min CHF 10)
Late Payment Fee
CHF 30
Additional Cards
CHF 25/card/year
Rewards Program
Rewards Program
Rewards type
No rewards
Base rewards rate
-
Insurance & Protection
Insurance & Protection
Travel insurance coverage
No travel insurance
Medical insurance coverage
No medical coverage
Purchase protection
No purchase protection
Card Features
Card Features
Card Network
Mastercard
Card Type
Standard
Currency
CHF
Dual Network
mastercard + visa
Minimum income requirement
No income requirement
Monthly spending limit
CHF 5'000
Airport lounge access
Concierge service
Key Features
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
- Contactless payments for convenient transactions
- Comprehensive travel and medical insurance included
- No income requirement
Calculate If This Card Is Worth It for You
= CHF 30'000/year
You Pay
CHF 100
per year
You Get Back
CHF 0
estimated value
Bottom Line
CHF -100
extra cost for perks
Annual calculation:
Move the slider to see how your spending affects the card's value. Miles: 1.5 ct, points: 1 ct (UBS points: 1 CHF).
Rating by Category
Compare to Other Cards
Frequently Asked Questions
- Does the Optimus charity Mastercard also bundle two cards in the set?
- Yes. The Optimus package includes both the Mastercard and the Visa version for one annual fee, so you receive both networks in the same set. Any additional card beyond that pair (for a partner, say) costs CHF 25 a year each. The bundle mirrors UBS's standard tiers.
- Is there a welcome bonus on the Optimus Charity Mastercard?
- No welcome bonus is published. UBS frames the card's value around the charity-donation positioning tied to your spending rather than a sign-up incentive. Most other UBS premium cards skip the welcome too at this tier; the differentiation here is the Optimus Foundation branding rather than cardholder rewards.
How We Rated This Card
Wondering why UBS Optimus Foundation Charity Mastercard got its score? We rate Premium cards using a weighted formula. Here's what counts:
Same formula for every card in this category. No exceptions.
See our full rating methodologyReady to Apply?
Apply for the UBS Optimus Foundation Charity Mastercard today and start enjoying its benefits.