Il Nostro Parere su UBS Optimus Foundation Charity Mastercard
Support children's charities through UBS Optimus Foundation. Basic features, meaningful purpose.
The UBS Optimus Foundation Charity Mastercard supports charitable causes through card usage. A portion of fees goes to UBS Optimus Foundation programs helping children globally. At CHF 100 annually, you get basic credit card functionality plus the knowledge that your card supports meaningful causes. Comes as a dual-card set with Visa. Also available on the other network: UBS Optimus Foundation Charity Card Visa.
Is CHF 100 Worth It?
If charitable contribution matters to you, potentially yes. A portion of your annual fee supports UBS Optimus Foundation programs focused on children's education, health, and protection globally. The exact contribution percentage isn't publicly disclosed.
The card itself offers basic functionality without rewards or insurance. The value proposition is purpose, not features. If you'd donate to charity anyway, this channels some of your card fees toward good causes.
What Actually Stands Out
The charitable purpose is the differentiator. UBS Optimus Foundation is a legitimate charitable organization with global programs. Your card usage contributes to causes you might support independently.
Dual-card set (Mastercard + Visa) provides network flexibility for one fee. Apple Pay and Google Pay work. Additional cards cost CHF 25.
What Most Reviews Miss
No rewards, no insurance. This is purely a charitable-purpose card with basic payment functionality. If you want rewards or protection, other cards deliver more tangible personal value.
Direct donations may be more efficient. The charitable portion of fees is undisclosed. If maximizing charitable impact matters, direct donations to causes you choose might be more effective than card-mediated giving.
The Bottom Line
A way to support charity through everyday banking. Limited card features, but meaningful purpose for socially conscious users. Compare alternatives in our best credit cards in Switzerland guide. This card is also available on Visa, or as a dual-card set with both networks.
Verdict: Consider if charitable contribution matters more than rewards or insurance. The purpose is genuine; the features are basic.
PRO
- Apple Pay compatible
- Contactless payments for convenient transactions
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
CONTRO
- No welcome bonus
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Dettagli della carta
In sintesi
Quota annuale
CHF 100
1° anno
CHF 50
Tasso premi
-
Comm. FX
1.75%
Commissioni e Costi
Commissioni e Costi
Quota annuale primo anno
CHF 50
Quota annuale (dopo il primo anno)
CHF 100
Commissione valuta estera
1.75%
Prelievo Contanti (Nazionale)
4% (min CHF 10)
Prelievo Contanti (Internazionale)
5.75% (min CHF 10)
Commissione Ritardo Pagamento
CHF 30
Carte aggiuntive
CHF 25/carta/anno
Programma Premi
Programma Premi
Tipo di premi
No rewards
Tasso premi base
-
Assicurazione e Protezione
Assicurazione e Protezione
Copertura assicurativa viaggio
Nessuna assicurazione viaggio
Copertura assicurativa medica
Nessuna copertura medica
Protezione degli acquisti
Nessuna protezione acquisti
Caratteristiche della Carta
Caratteristiche della Carta
Circuito della Carta
Mastercard
Tipo di Carta
Standard
Valuta
CHF
Doppio Circuito
mastercard + visa
Requisito di reddito minimo
Nessun requisito di reddito
Limite di spesa mensile
CHF 5'000
Accesso alle lounge aeroportuali
Servizio di concierge
Caratteristiche Principali
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
- Contactless payments for convenient transactions
- Comprehensive travel and medical insurance included
- No income requirement
Calcola se questa carta ne vale la pena per te
= CHF 30'000/year
Paghi
CHF 100
all'anno
Ricevi
CHF 0
valore stimato
In sintesi
CHF -100
costo extra
Calcolo annuale:
Sposta il cursore per vedere il valore. Miles: 1,5 ct, punti: 1 ct (punti UBS: 1 CHF).
Valutazione per Categoria
Confronta con altre carte
Domande frequenti
- Does the Optimus charity Mastercard also bundle two cards in the set?
- Yes. The Optimus package includes both the Mastercard and the Visa version for one annual fee, so you receive both networks in the same set. Any additional card beyond that pair (for a partner, say) costs CHF 25 a year each. The bundle mirrors UBS's standard tiers.
- Is there a welcome bonus on the Optimus Charity Mastercard?
- No welcome bonus is published. UBS frames the card's value around the charity-donation positioning tied to your spending rather than a sign-up incentive. Most other UBS premium cards skip the welcome too at this tier; the differentiation here is the Optimus Foundation branding rather than cardholder rewards.
Come abbiamo valutato questa carta
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