UBS Optimus Foundation Charity MastercardUBS
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UBS Optimus Foundation Charity Mastercard

UBS

Valutazione Complessiva

2.8/5

Quota annuale

CHF 100

1° anno: CHF 50

Circuito

Mastercard

Tipo di Premi

No rewards

Il Nostro Parere su UBS Optimus Foundation Charity Mastercard

Il tuo compagno finanziario svizzero
Adrien Missioux
Adrien Missioux

Support children's charities through UBS Optimus Foundation. Basic features, meaningful purpose.

The UBS Optimus Foundation Charity Mastercard supports charitable causes through card usage. A portion of fees goes to UBS Optimus Foundation programs helping children globally. At CHF 100 annually, you get basic credit card functionality plus the knowledge that your card supports meaningful causes. Comes as a dual-card set with Visa.

Is CHF 100 Worth It?

If charitable contribution matters to you, potentially yes. A portion of your annual fee supports UBS Optimus Foundation programs focused on children's education, health, and protection globally. The exact contribution percentage isn't publicly disclosed.

The card itself offers basic functionality without rewards or insurance. The value proposition is purpose, not features. If you'd donate to charity anyway, this channels some of your card fees toward good causes.

What Actually Stands Out

The charitable purpose is the differentiator. UBS Optimus Foundation is a legitimate charitable organization with global programs. Your card usage contributes to causes you might support independently.

Dual-card set (Mastercard + Visa) provides network flexibility for one fee. Apple Pay and Google Pay work. Additional cards cost CHF 25.

What Most Reviews Miss

No rewards, no insurance. This is purely a charitable-purpose card with basic payment functionality. If you want rewards or protection, other cards deliver more tangible personal value.

Direct donations may be more efficient. The charitable portion of fees is undisclosed. If maximizing charitable impact matters, direct donations to causes you choose might be more effective than card-mediated giving.

The Bottom Line

A way to support charity through everyday banking. Limited card features, but meaningful purpose for socially conscious users. Compare alternatives in our best credit cards in Switzerland guide.

Verdict: Consider if charitable contribution matters more than rewards or insurance. The purpose is genuine; the features are basic.

Ideale per: socially conscious UBS customers who want to support children's causes, those who value purpose-driven banking over rewards optimization, simple card users who appreciate the dual-card set flexibility
Considera alternative se: you want rewards or insurance (not offered), you prefer direct donations where you control the destination, you want maximum card value from your annual fee

PRO

  • Apple Pay compatible
  • Contactless payments for convenient transactions
  • Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
  • 24-hour customer service support

CONTRO

  • No welcome bonus
  • No travel insurance
  • No medical coverage
  • No airport lounge access
  • No concierge service

Dettagli della carta

In sintesi

Quota annuale

CHF 100

1° anno

CHF 50

Tasso premi

-

Comm. FX

1.75%

Apple Pay
Pagamenti contactless
Mastercard

Commissioni e Costi

Quota annuale primo anno

CHF 50

Quota annuale (dopo il primo anno)

CHF 100

Commissione valuta estera

1.75%

Prelievo Contanti (Nazionale)

4% (min CHF 10)

Prelievo Contanti (Internazionale)

5.75% (min CHF 10)

Commissione Ritardo Pagamento

CHF 30

Carte aggiuntive

CHF 25/carta/anno

Programma Premi

Tipo di premi

No rewards

Tasso premi base

-

Assicurazione e Protezione

Copertura assicurativa viaggio

Nessuna assicurazione viaggio

Copertura assicurativa medica

Nessuna copertura medica

Protezione degli acquisti

Nessuna protezione acquisti

Caratteristiche della Carta

Circuito della Carta

Mastercard

Tipo di Carta

Standard

Valuta

CHF

Doppio Circuito

mastercard + visa

Requisito di reddito minimo

Nessun requisito di reddito

Limite di spesa mensile

CHF 5,000

Accesso alle lounge aeroportuali

Servizio di concierge

Caratteristiche Principali

  • Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
  • 24-hour customer service support
  • Contactless payments for convenient transactions
  • Comprehensive travel and medical insurance included
  • No income requirement

Calcola se questa carta ne vale la pena per te

CHF 2’500/mo

= CHF 30’000/year

Paghi

CHF 100

all'anno

Ricevi

CHF 0

valore stimato

In sintesi

CHF -100

costo extra

Calcolo annuale:

Totale beneficiCHF 0
Quota annuale- CHF 100
Valore nettoCHF -100

Sposta il cursore per vedere il valore. Miles: 1,5 ct, punti: 1 ct (punti UBS: 1 CHF).

Valutazione per Categoria

Premium

122 cards

2.8
#76/ 122

Top 62%

#122#1
Vedi le migliori carte

Confronta con altre carte

UBS Optimus Foundation Charity Card Visa

UBS Optimus Foundation Charity Card Visa

UBS

2.8
Richiedi ora
UBS Optimus Foundation Charity Mastercard

UBS Optimus Foundation Charity Mastercard

UBS

2.8
Richiedi ora
Quota annualeCHF 100
Quota annualeCHF 100
Tasso premi-
Tasso premi-
Bonus di benvenuto-
Bonus di benvenuto-

Domande frequenti

What is the annual fee for the UBS Optimus Foundation Charity Mastercard?
The UBS Optimus Foundation Charity Mastercard has a promotional first year fee of CHF 50, then CHF 100 per year afterwards.
What are the foreign transaction fees for the UBS Optimus Foundation Charity Mastercard?
The UBS Optimus Foundation Charity Mastercard charges a 1.75% foreign exchange fee on international transactions.
Is the UBS Optimus Foundation Charity Mastercard compatible with Apple Pay?
Yes, the UBS Optimus Foundation Charity Mastercard is fully compatible with Apple Pay for contactless mobile payments.

Come abbiamo valutato questa carta

Ti chiedi perché UBS Optimus Foundation Charity Mastercard ha questo punteggio? Valutiamo le carte Premium con una formula ponderata. Ecco cosa conta:

Copertura assicurativa (35%)
Vantaggi (30%)
Soddisfazione cliente (25%)
Livello commissioni (10%)

Stessa formula per ogni carta in questa categoria. Senza eccezioni.

Vedi la nostra metodologia completa

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