UBS Visa Card Classic

Same 2 KeyClub points per CHF 1,000 as UBS Mastercard Standard. Dual-card set option available.

The UBS Visa Card Classic matches their Mastercard Standard for rewards: same CHF 100 fee, same 2 KeyClub points per CHF 1,000. The differentiator is the dual-card set option: get both Visa and Mastercard for one annual fee, providing complete network flexibility.

Is the Dual-Card Set Worth It?

If you want both networks, absolutely. One CHF 100 fee covers both Visa and Mastercard. You get complete network coverage with consolidated KeyClub earning. No need to choose between networks.

The individual Visa card has identical value to the Mastercard Standard. The dual-card option is the unique feature that justifies considering this over the Mastercard alone.

What Actually Stands Out

The dual-card set is the differentiator. Complete network flexibility for one annual fee. Use Visa at merchants that prefer it, Mastercard elsewhere. KeyClub points accumulate regardless of which card you use.

Apple Pay and Google Pay work on both. 1.75% FX fee is identical. Additional cards cost CHF 25.

What Most Reviews Miss

No travel insurance on either card. The dual-card set is for earning and payment flexibility, not protection. If you travel, you need separate coverage or upgrade to Gold tier.

The earning rate remains low. 2 KeyClub points per CHF 1,000 is entry-level. Better rates exist at higher tiers and competitors.

The Bottom Line

Same value as UBS Mastercard Standard, with the option for dual-card set. The network flexibility is genuinely useful for one annual fee. Compare alternatives in our best credit cards in Switzerland guide.

Verdict: Consider the dual-card set for complete network coverage. Single-card, it's identical to Mastercard Standard.