Our Take
This is a Pillar 3a investment fund that invests your retirement savings in a diversified portfolio. It performs well across most criteria and offers good value. The low total costs make this an efficient choice for long-term wealth building.
Key Features
- 40% stocks allocation
- TER: 0.00%
- Actively managed
- No custody fee
Performance Over Time
Historical performance of this investment fund. Past performance is not indicative of future results.
1 Year
+4.6%
3 Years
+22.1%
5 Years
+15.1%
10 Years
+41.5%
Fund Details
Asset Allocation
Stocks
40%
Bonds
45%
Real Estate
15%
Investment Strategy
Actively-managed fund
Fund Size
CHF 663M
Depositary Bank
Waadtländische Kantonalbank (BCV)
Swing Pricing
No
Fees & Costs
TER
0.00%
Custody Fee
Free
Retirement Projection
Based on max. contribution of CHF 7’258/year, age 30 to 65 (35 years), starting from CHF 0.
Pros & Cons
Pros
- Low total costs (0.00% p.a.)
- Good 3-year performance (+22.1%)
- No custody fee
- Large fund size (stable)
Cons
- Active management = higher fees
- No swing pricing protection
Provider Information
Cantonal Bank of Vaud (BCV)
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