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Il Nostro Parere su Bonus Card Mastercard Classic
Identical to the Bonus Card Visa Classic. Same MyCountry double points, different network.
The Bonus Card Mastercard Classic is functionally identical to its Visa sibling: same CHF 48 fee, same MyCountry double points abroad, same partner bonuses. For international shoppers, your network choice is purely about personal preference or portfolio diversity.
Does Network Choice Actually Matter?
In Switzerland and Europe, Visa and Mastercard acceptance is virtually identical. You'll rarely find a merchant that takes one but not the other. Both work at essentially every retailer, restaurant, and online store. The technical differences don't affect your cardholder experience.
The MyCountry double points abroad works identically on both networks. Partner bonuses (up to 5 points per CHF 5) work identically. The 2% FX fee is identical. Pick based on what logo you prefer or which network you don't already have.
What Actually Stands Out
Everything matches the Visa version. CHF 48 annual fee. MyCountry program doubling points on international purchases. Up to 5 points per CHF 5 at Bonus partners, 1 point per CHF 5 elsewhere. Points redeem at 2 points = 1 centime.
Apple Pay, Google Pay, Samsung Pay, and Garmin Pay all work. Additional cards cost CHF 24 each. The card rewards international spending when most Swiss cards penalize it.
What Most Reviews Miss
No travel insurance at the Classic tier. If you want trip cancellation or medical coverage, you need Bonus Card Gold (CHF 144) or Exclusive (CHF 216). This card is purely about payments and rewards, not protection.
The products are identical between Visa and Mastercard. If you're spending more than five minutes deciding between them, you're overthinking it. Pick randomly or based on existing card portfolio.
The Bottom Line
Same value as the Visa Classic, on the Mastercard network. The MyCountry double points makes both versions valuable for international spenders. Network choice has no practical impact. Compare alternatives in our best shopping credit cards in Switzerland guide.
Verdict: Identical to the Visa. Choose Mastercard if you want network diversity or already have Visa cards.
PRO
- Apple Pay compatible
- Contactless payments for convenient transactions
- 1 welcome bonus points
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour service for immediate assistance and support.
CONTRO
- High foreign exchange fee (2%)
- No welcome bonus
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Dettagli della carta
In sintesi
Quota annuale
CHF 48
Tasso premi
1 punti/CHF
Comm. FX
2%
Commissioni e Costi
Commissioni e Costi
Quota annuale primo anno
CHF 48
Quota annuale (dopo il primo anno)
CHF 48
Commissione valuta estera
2%
Prelievo Contanti (Nazionale)
4% (min CHF 10)
Prelievo Contanti (Internazionale)
6% (min CHF 10)
Commissione Ritardo Pagamento
CHF 20
Carte aggiuntive
CHF 24/carta/anno
Programma Premi
Programma Premi
Tipo di premi
Points
Tasso premi base
1 / CHF
Assicurazione e Protezione
Assicurazione e Protezione
Copertura assicurativa viaggio
Nessuna assicurazione viaggio
Copertura assicurativa medica
Nessuna copertura medica
Protezione degli acquisti
Nessuna protezione acquisti
Caratteristiche della Carta
Caratteristiche della Carta
Circuito della Carta
Mastercard
Tipo di Carta
Standard
Valuta
CHF
Requisito di reddito minimo
Nessun requisito di reddito
Limite di spesa mensile
CHF 10,000
Accesso alle lounge aeroportuali
Servizio di concierge
Caratteristiche Principali
- 1 welcome bonus points
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour service for immediate assistance and support.
- Penchant for cashback: Redeem Bonus points for cash back at 2 points per 1 centime.
- No annual fee
Calcola se questa carta ne vale la pena per te
= CHF 30’000/year
Paghi
CHF 48
all'anno
Ricevi
CHF 300
valore stimato
In sintesi
+CHF 252
in tasca
Calcolo annuale:
CHF 30’000/yr × 1 points/CHF × 1 ct
Sposta il cursore per vedere il valore. Miles: 1,5 ct, punti: 1 ct.
Valutazione per Categoria
Confronta con altre carte
Domande frequenti
- What is the annual fee for the Bonus Card Mastercard Classic?
- The Bonus Card Mastercard Classic has an annual fee of CHF 48.
- What are the foreign transaction fees for the Bonus Card Mastercard Classic?
- The Bonus Card Mastercard Classic charges a 2% foreign exchange fee on international transactions.
- What rewards does the Bonus Card Mastercard Classic offer?
- The Bonus Card Mastercard Classic offers points rewards at a base rate of 1 per CHF spent.
- Is the Bonus Card Mastercard Classic compatible with Apple Pay?
- Yes, the Bonus Card Mastercard Classic is fully compatible with Apple Pay for contactless mobile payments.
Come abbiamo valutato questa carta
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