Cornèrcard Miles & More Package deal Platinum

Most Swiss credit cards charge 1.75% on foreign purchases. This one charges 1.2%.

The Cornèrcard Miles & More Platinum ranks #2 among Switzerland's 11 luxury credit cards. It's built for frequent flyers who want serious miles earning without dealing with American Express acceptance issues. If you're flying SWISS or Lufthansa 4+ times a year, this deserves your attention.

Is CHF 750 Worth It?

Here's the honest breakdown. The medical coverage (CHF 1,500,000 abroad) would cost CHF 200+ as standalone travel insurance. Priority Pass Prestige unlimited lounge access runs about CHF 400 per year if purchased separately. The concierge service by Sincura Group has no booking fees, which is rare.

The 60,000 welcome miles are worth roughly CHF 900 in flight redemptions if you use them for business class upgrades. Add it up: you're looking at CHF 1,500+ in tangible benefits. The math works, but only if you actually fly enough to burn those miles. Our lounge access guide compares every Swiss card with lounge perks.

What Actually Stands Out

The 1.2% foreign exchange fee is among the lowest in Switzerland for a premium card. Most charge 1.75-2.5%, so spending CHF 10,000 abroad saves you CHF 55-130 annually. That's real money back in your pocket, especially for cross-border workers or frequent travelers.

The Miles & More program integration is seamless if you're already in the Lufthansa ecosystem. You earn bonus miles at spending thresholds (1,000 miles at CHF 10,000, up to 5,000 miles at CHF 30,000+). And unlike Amex, Visa works everywhere.

What Most Reviews Miss

No Apple Pay support. This was genuinely frustrating in my testing. Every contactless payment means pulling out the physical card. If you've built your life around phone payments, this is a significant daily annoyance.

The insurance only covers trips paid with this card. Book flights with another card? You're not covered. Those 60,000 welcome miles come with conditions: you need to meet spending requirements, and if you cancel within 12 months, Cornèrcard can claw them back. Read the fine print carefully.

The Bottom Line

For frequent Star Alliance flyers, this card delivers genuine value. The low FX fee, solid insurance, and lounge access make international travel noticeably better. The Visa network means no acceptance headaches. Compare all options in our best luxury credit cards in Switzerland guide.

Verdict: Worth it if you fly 4+ times annually and don't mind losing Apple Pay. For occasional travelers, look at lower-fee alternatives.