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Our Take on Cornèrcard Miles & More Package deal Platinum
Most Swiss credit cards charge 1.75% on foreign purchases. This one charges 1.2%.
The Cornèrcard Miles & More Platinum ranks #2 among Switzerland's 11 luxury credit cards. It's built for frequent flyers who want serious miles earning without dealing with American Express acceptance issues. If you're flying SWISS or Lufthansa 4+ times a year, this deserves your attention.
Is CHF 750 Worth It?
Here's the honest breakdown. The medical coverage (CHF 1,500,000 abroad) would cost CHF 200+ as standalone travel insurance. Priority Pass Prestige unlimited lounge access runs about CHF 400 per year if purchased separately. The concierge service by Sincura Group has no booking fees, which is rare.
The 60,000 welcome miles are worth roughly CHF 900 in flight redemptions if you use them for business class upgrades. Add it up: you're looking at CHF 1,500+ in tangible benefits. The math works, but only if you actually fly enough to burn those miles. Our lounge access guide compares every Swiss card with lounge perks.
What Actually Stands Out
The 1.2% foreign exchange fee is among the lowest in Switzerland for a premium card. Most charge 1.75-2.5%, so spending CHF 10,000 abroad saves you CHF 55-130 annually. That's real money back in your pocket, especially for cross-border workers or frequent travelers.
The Miles & More program integration is seamless if you're already in the Lufthansa ecosystem. You earn bonus miles at spending thresholds (1,000 miles at CHF 10,000, up to 5,000 miles at CHF 30,000+). And unlike Amex, Visa works everywhere.
What Most Reviews Miss
No Apple Pay support. This was genuinely frustrating in my testing. Every contactless payment means pulling out the physical card. If you've built your life around phone payments, this is a significant daily annoyance.
The insurance only covers trips paid with this card. Book flights with another card? You're not covered. Those 60,000 welcome miles come with conditions: you need to meet spending requirements, and if you cancel within 12 months, Cornèrcard can claw them back. Read the fine print carefully.
The Bottom Line
For frequent Star Alliance flyers, this card delivers genuine value. The low FX fee, solid insurance, and lounge access make international travel noticeably better. The Visa network means no acceptance headaches. Compare all options in our best luxury credit cards in Switzerland guide.
Verdict: Worth it if you fly 4+ times annually and don't mind losing Apple Pay. For occasional travelers, look at lower-fee alternatives.
PROS
- Low foreign exchange fee of 1.2%
- 60000 welcome bonus points
- Travel insurance coverage up to CHF 60,000
- Up to CHF 1,500,000 coverage for medical expenses
- Airport lounge access
- Contactless payments for convenient transactions
- Unlimited lounge access with Priority Pass Prestige membership
- Concierge service with no additional booking fees
CONS
- High annual fee (CHF 750)
- No concierge service
- No Apple Pay support
Card Details
At a Glance
Annual fee
CHF 750
Rewards rate
0.6 miles/CHF
FX Fee
1.2%
Welcome bonus
60,000 miles
Travel insurance coverage
CHF 60'000
Fees & Costs
Fees & Costs
First year annual fee
CHF 750
Annual fee (after first year)
CHF 750
Foreign exchange fee
1.2%
Cash Withdrawal (Domestic)
4% (min CHF 10)
Cash Withdrawal (International)
5.2% (min CHF 10)
Late Payment Fee
CHF 20
Additional Cards
3 free additional cards
Rewards Program
Rewards Program
Rewards type
Miles
Base rewards rate
0.6 / CHF
Welcome bonus
60,000 miles
Earn 1.2 miles for every 2 Swiss francs spent. 1.5 miles per CHF 2 on foreign currency purchases. Welcome bonus of 60000 miles. Additional miles bonus based on annual spending.
Insurance & Protection
Insurance & Protection
Travel insurance coverage
CHF 60'000
Medical insurance coverage
CHF 1'500'000
Purchase protection
CHF 5'000
Card Features
Card Features
Card Network
Visa
Card Type
Platinum
Currency
CHF
Minimum income requirement
No income requirement
Monthly spending limit
CHF 90'000
Airport lounge access
Airport lounge access available
Concierge service
Key Features
- Unlimited lounge access with Priority Pass Prestige membership
- Concierge service with no additional booking fees
- Comprehensive travel insurance coverage up to CHF 1500000 per incident
- Up to CHF 60000 coverage for trip cancellations or interruptions
- Contactless payments for convenient transactions
Calculate If This Card Is Worth It for You
= CHF 30'000/year
You Pay
CHF 750
per year
You Get Back
CHF 1'520
estimated value
Bottom Line
+CHF 770
in your pocket
Annual calculation:
CHF 30'000/yr × 0.6 miles/CHF × 1.5 ct
60'000 miles × 1.5 ct
Move the slider to see how your spending affects the card's value. Miles: 1.5 ct, points: 1 ct.
Rating by Category
Compare to Other Cards
Frequently Asked Questions
- How do the annual spending bonus miles work on this card?
- You earn bonus miles at three spending tiers each year: 1,000 miles for CHF 10,000-20,000 in annual purchases, 3,000 miles for CHF 20,000-30,000, and 5,000 miles for CHF 30,000 or more. These stack on top of your base earning rate of 1.2 miles per CHF 2 charged. To hit the top tier, you'd need to put roughly CHF 2,500/month through the card.
- Is there a minimum income requirement?
- No published income minimum. That's notable in the Swiss luxury segment, where the average card sets an income floor around CHF 34,000. Cornèrcard runs an internal credit assessment instead of a hard income cutoff, which can work in your favour if your declared income wouldn't quite hit competitor thresholds but your overall profile is solid.
- Is there a monthly spending cap?
- CHF 90,000 per month. For day-to-day Swiss spending it's effectively unlimited, but if you're routing business expenses, a car deposit, or a renovation through the card, plan around the ceiling. The cap resets each billing cycle, and Cornèrcard can usually raise it temporarily on request for a known large purchase.
- How many supplementary cards can I add?
- Three Miles & More Gold cards, all free of charge. That's both the cap and the specific variant. Supplementary cardholders get the Gold tier, not the full Platinum experience. All miles earned across primary and supplementary cards pool into the main cardholder's single Miles & More account.
How We Rated This Card
Wondering why Cornèrcard Miles & More Package deal Platinum got its score? We rate Luxury cards using a weighted formula. Here's what counts:
Same formula for every card in this category. No exceptions.
See our full rating methodologyReady to Apply?
Apply for the Cornèrcard Miles & More Package deal Platinum today and start enjoying its benefits.