Auch gut für
Unsere Einschätzung zur TCS Member Mastercard
Free card with 1% cashback at SWISS, SBB, Airbnb, and more. Plus fuel discounts at 900+ stations.
The TCS Member Mastercard rewards mobility spending for TCS members with a free card. You get 1% cashback at major travel merchants, fuel discounts at 900+ Swiss stations, EV charging discounts, and parking cashback. For active travelers and drivers who are already TCS members, this is a no-brainer addition.
Is It Worth Getting?
For TCS members who travel, absolutely. The card is completely free. 1% cashback at SWISS, Edelweiss, SBB, Mobility, and Airbnb turns everyday travel spending into returns. CHF 3,000 annual travel spending = CHF 30 back.
Fuel discounts of 2-5 centimes per liter at participating stations. Fill up 50 times per year at 40 liters = 2,000 liters. At 3 centimes average = CHF 60 annual savings. The benefits stack meaningfully for active drivers.
What Actually Stands Out
The mobility ecosystem integration is the differentiator. 5% discount at 382,000+ EV charging points via TCS eCharge app. 20% parking cashback with TCS Park & Pay. 10% on TCS rental cars. These aren't generic benefits; they're targeted at people who drive and travel in Switzerland.
Apple Pay, Google Pay, Samsung Pay, and Garmin Pay all work. 1.5% FX fee is better than average. Up to 3 additional cards free for household members.
What Most Reviews Miss
You must already be a TCS member to get this card. TCS membership costs CHF 89-159 annually depending on level. If you're not a member, the card doesn't work standalone. Evaluate the combined cost/benefit.
No travel insurance included. This is a cashback card, not a protection card. If you need medical coverage or trip insurance, you'll need separate coverage or a different card.
The Bottom Line
An excellent free card for TCS members who travel and drive. The cashback categories are well-chosen for Swiss mobility spending. If you're already a TCS member, this adds significant value at zero cost. Compare alternatives in our best cashback credit cards in Switzerland guide.
Verdict: Must-have for TCS members who use SWISS, SBB, or drive regularly. Zero downside at zero cost.
VORTEILE
- No annual fee
- Low foreign exchange fee of 1.5%
- 1 welcome bonus points
- Apple Pay compatible
- Contactless payments for convenient transactions
- 1% cashback
- 5% discount at over 382,000 charging points in Switzerland and Europe using the TCS eCharge app
- 20% cashback
NACHTEILE
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Kartendetails
Auf einen Blick
Jahresgebühr
Kostenlos
Prämiensatz
1% Cashback
FX-Gebühr
1.5%
Willkommensbonus
1 % cash
Gebühren & Kosten
Gebühren & Kosten
Jahresgebühr im ersten Jahr
Keine Jahresgebühr
Jahresgebühr (nach dem ersten Jahr)
Keine Jahresgebühr
Fremdwährungsgebühr
1.5%
Bargeldabhebung (Inland)
3.75% (min CHF 10)
Bargeldabhebung (Ausland)
5.25% (min CHF 10)
Verzugsgebühr
CHF 30
Zusatzkarten
3 kostenlose Zusatzkarten
Prämienprogramm
Prämienprogramm
Prämientyp
cashback
Basis-Prämiensatz
1 %
Willkommensbonus
1 % cash
Earn 1% cashback on all purchases
Versicherung & Schutz
Versicherung & Schutz
Reiseversicherungsschutz
Keine Reiseversicherung
Krankenversicherungsschutz
Keine medizinische Versorgung
Kaufschutz
Kein Käuferschutz
Kartenmerkmale
Kartenmerkmale
Kartennetzwerk
Mastercard
Kartentyp
Standard
Währung
CHF
Mindesteinkommensanforderung
Keine Einkommensanforderung
Monatliches Ausgabenlimit
CHF 20,000
Zugang zu Flughafen-Lounges
Concierge-Service
Hauptmerkmale
- 1% cashback
- 5% discount at over 382,000 charging points in Switzerland and Europe using the TCS eCharge app
- 20% cashback
- Customizable card design for CHF 30
- Up to 5 centimes savings per liter at over 900 filling stations throughout Switzerland
Berechnen Sie, ob sich diese Karte für Sie lohnt
= CHF 30’000/year
Sie zahlen
CHF 0
pro Jahr
Sie erhalten
CHF 301
geschätzter Wert
Unterm Strich
+CHF 301
in Ihrer Tasche
Jährliche Berechnung:
CHF 30’000/yr × 1%
Verschieben Sie den Regler, um den Kartenwert zu sehen. Meilen: 1,5 Rp., Punkte: 1 Rp.
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Häufig gestellte Fragen
- What is the annual fee for the TCS Member Mastercard?
- The TCS Member Mastercard has no annual fee, making it accessible to all cardholders.
- What are the foreign transaction fees for the TCS Member Mastercard?
- The TCS Member Mastercard charges a 1.5% foreign exchange fee on international transactions.
- What rewards does the TCS Member Mastercard offer?
- The TCS Member Mastercard offers cashback rewards at a base rate of 1 per CHF spent.
- Is the TCS Member Mastercard compatible with Apple Pay?
- Yes, the TCS Member Mastercard is fully compatible with Apple Pay for contactless mobile payments.
So haben wir diese Karte bewertet
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