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Il Nostro Parere su Valiant World Mastercard Gold
CHF 250,000 medical coverage, Priority Pass, half price with Young Plus. Valiant gold value.
The Valiant World Mastercard Gold delivers standard gold-tier benefits: CHF 250,000 medical coverage, Priority Pass lounge access, 20,000 welcome points. At CHF 200 annually (half price with Young Plus), it provides solid value for Valiant customers who travel internationally.
Is CHF 200 Worth It?
For travelers, likely yes. CHF 250,000 medical coverage abroad would cost CHF 100-150 standalone. CHF 20,000 trip cancellation adds another CHF 30-50 in value. The insurance alone approaches the annual fee.
20,000 welcome points (worth roughly CHF 100) offset half the first-year cost. Half price with Young Plus (CHF 100) makes this excellent value for young Valiant customers.
What Actually Stands Out
The Young Plus discount is the differentiator. CHF 100 for gold-tier insurance and lounge access is excellent value. Standard Priority Pass at EUR 30/visit adds airport comfort.
Apple Pay, Google Pay, Samsung Pay, and Garmin Pay all work. 1.75% FX fee is standard.
What Most Reviews Miss
Priority Pass isn't free. EUR 30 per visit adds up for heavy travelers. Cards with complimentary visits exist at similar pricing.
The 1.75% FX fee is average. For international spending optimization, cards with better rates exist.
The Bottom Line
A solid gold card for Valiant customers who travel. The Young Plus discount makes it especially attractive. Compare alternatives in our best premium credit cards in Switzerland guide.
Verdict: Good choice for Valiant customers. Excellent with Young Plus discount.
PRO
- 20000 welcome bonus points
- Travel insurance coverage up to CHF 20,000
- Up to CHF 250,000 coverage for medical expenses
- Airport lounge access
- Apple Pay compatible
- Contactless payments for convenient transactions
- Surprize program for bonus points
- Medical insurance coverage of up to 250,000 Swiss francs per incident for trips up to 90 days outside Switzerland
CONTRO
- High annual fee (CHF 200)
- No concierge service
Dettagli della carta
In sintesi
Quota annuale
CHF 200
1° anno
CHF 100
Tasso premi
1 punti/CHF
Comm. FX
1.75%
Bonus di benvenuto
20,000 points
Copertura assicurativa viaggio
CHF 20,000
Commissioni e Costi
Commissioni e Costi
Quota annuale primo anno
CHF 100
Quota annuale (dopo il primo anno)
CHF 200
Commissione valuta estera
1.75%
Prelievo Contanti (Nazionale)
4% (min CHF 10)
Prelievo Contanti (Internazionale)
5.75% (min CHF 10)
Commissione Ritardo Pagamento
CHF 30
Carte aggiuntive
CHF 50/carta/anno • Fino a 9 carte
Programma Premi
Programma Premi
Tipo di premi
Points
Tasso premi base
1 / CHF
Bonus di benvenuto
20,000 points
Assicurazione e Protezione
Assicurazione e Protezione
Copertura assicurativa viaggio
CHF 20,000
Copertura assicurativa medica
CHF 250,000
Protezione degli acquisti
CHF 1,000
Caratteristiche della Carta
Caratteristiche della Carta
Circuito della Carta
Mastercard
Tipo di Carta
Gold
Valuta
CHF, USD, EUR
Requisito di reddito minimo
Nessun requisito di reddito
Limite di spesa mensile
-
Accesso alle lounge aeroportuali
Accesso alle lounge aeroportuali disponibile
Servizio di concierge
Caratteristiche Principali
- Surprize program for bonus points
- Medical insurance coverage of up to 250,000 Swiss francs per incident for trips up to 90 days outside Switzerland
- Standard Priority Pass membership
- Comprehensive travel insurance covering up to 15000 CHF
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
Calcola se questa carta ne vale la pena per te
= CHF 30’000/year
Paghi
CHF 200
all'anno
Ricevi
CHF 750
valore stimato
In sintesi
+CHF 550
in tasca
Calcolo annuale:
CHF 30’000/yr × 1 points/CHF × 1 ct
20’000 points × 1 ct
Sposta il cursore per vedere il valore. Miles: 1,5 ct, punti: 1 ct.
Valutazione per Categoria
Confronta con altre carte
Domande frequenti
- What is the annual fee for the Valiant World Mastercard Gold?
- The Valiant World Mastercard Gold has a promotional first year fee of CHF 100, then CHF 200 per year afterwards.
- What are the foreign transaction fees for the Valiant World Mastercard Gold?
- The Valiant World Mastercard Gold charges a 1.75% foreign exchange fee on international transactions.
- What rewards does the Valiant World Mastercard Gold offer?
- The Valiant World Mastercard Gold offers points rewards at a base rate of 1 per CHF spent.
- What insurance coverage does the Valiant World Mastercard Gold include?
- The Valiant World Mastercard Gold includes travel insurance up to CHF 20,000 and medical coverage up to CHF 250,000 abroad.
- Does the Valiant World Mastercard Gold include airport lounge access?
- Yes, the Valiant World Mastercard Gold includes airport lounge access through Priority Pass or partner programs.
- Is the Valiant World Mastercard Gold compatible with Apple Pay?
- Yes, the Valiant World Mastercard Gold is fully compatible with Apple Pay for contactless mobile payments.
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