Auch gut für
Unsere Einschätzung zur Valiant World Mastercard Gold
CHF 250,000 medical coverage, Priority Pass, half price with Young Plus. Valiant gold value.
The Valiant World Mastercard Gold delivers standard gold-tier benefits: CHF 250,000 medical coverage, Priority Pass lounge access, 20,000 welcome points. At CHF 200 annually (half price with Young Plus), it provides solid value for Valiant customers who travel internationally. Also available on the other network: Valiant Visa Gold.
Is CHF 200 Worth It?
For travelers, likely yes. CHF 250,000 medical coverage abroad would cost CHF 100-150 standalone. CHF 20,000 trip cancellation adds another CHF 30-50 in value. The insurance alone approaches the annual fee.
20,000 welcome points (worth roughly CHF 100) offset half the first-year cost. Half price with Young Plus (CHF 100) makes this excellent value for young Valiant customers.
What Actually Stands Out
The Young Plus discount is the differentiator. CHF 100 for gold-tier insurance and lounge access is excellent value. Standard Priority Pass at EUR 30/visit adds airport comfort.
Apple Pay, Google Pay, Samsung Pay, and Garmin Pay all work. 1.75% FX fee is standard. Our lounge access guide compares every Swiss card with lounge perks.
What Most Reviews Miss
Priority Pass isn't free. EUR 30 per visit adds up for heavy travelers. Cards with complimentary visits exist at similar pricing.
The 1.75% FX fee is average. For international spending optimization, cards with better rates exist.
The Bottom Line
A solid gold card for Valiant customers who travel. The Young Plus discount makes it especially attractive. Compare alternatives in our best premium credit cards in Switzerland guide. This card is also available on Visa with identical benefits.
Verdict: Good choice for Valiant customers. Excellent with Young Plus discount.
VORTEILE
- 20000 welcome bonus points
- Travel insurance coverage up to CHF 20,000
- Up to CHF 250,000 coverage for medical expenses
- Airport lounge access
- Apple Pay compatible
- Contactless payments for convenient transactions
- Surprize program for bonus points
- Medical insurance coverage of up to 250,000 Swiss francs per incident for trips up to 90 days outside Switzerland
NACHTEILE
- High annual fee (CHF 200)
- No concierge service
Kartendetails
Auf einen Blick
Jahresgebühr
CHF 200
1. Jahr
CHF 100
Prämiensatz
1 Punkte/CHF
FX-Gebühr
1.75%
Willkommensbonus
20,000 points
Reiseversicherungsschutz
CHF 20'000
Gebühren & Kosten
Gebühren & Kosten
Jahresgebühr im ersten Jahr
CHF 100
Jahresgebühr (nach dem ersten Jahr)
CHF 200
Fremdwährungsgebühr
1.75%
Bargeldabhebung (Inland)
4% (min CHF 10)
Bargeldabhebung (Ausland)
5.75% (min CHF 10)
Verzugsgebühr
CHF 30
Zusatzkarten
CHF 50/Karte/Jahr • Bis zu 9 Karten
Prämienprogramm
Prämienprogramm
Prämientyp
Points
Basis-Prämiensatz
1 / CHF
Willkommensbonus
20,000 points
Versicherung & Schutz
Versicherung & Schutz
Reiseversicherungsschutz
CHF 20'000
Krankenversicherungsschutz
CHF 250'000
Kaufschutz
CHF 1'000
Kartenmerkmale
Kartenmerkmale
Kartennetzwerk
Mastercard
Kartentyp
Gold
Währung
CHF, USD, EUR
Mindesteinkommensanforderung
Keine Einkommensanforderung
Monatliches Ausgabenlimit
-
Zugang zu Flughafen-Lounges
Flughafen-Lounge-Zugang verfügbar
Concierge-Service
Hauptmerkmale
- Surprize program for bonus points
- Medical insurance coverage of up to 250,000 Swiss francs per incident for trips up to 90 days outside Switzerland
- Standard Priority Pass membership
- Comprehensive travel insurance covering up to 15000 CHF
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
Berechnen Sie, ob sich diese Karte für Sie lohnt
= CHF 30'000/year
Sie zahlen
CHF 200
pro Jahr
Sie erhalten
CHF 750
geschätzter Wert
Unterm Strich
+CHF 550
in Ihrer Tasche
Jährliche Berechnung:
CHF 30'000/yr × 1 points/CHF × 1 ct
20'000 points × 1 ct
Verschieben Sie den Regler, um den Kartenwert zu sehen. Meilen: 1,5 Rp., Punkte: 1 Rp.
Bewertung nach Kategorie
Mit anderen Karten vergleichen
Häufig gestellte Fragen
- How many additional cards can I add to the Valiant World Mastercard Gold?
- Up to 9 additional cards on a single account, each at CHF 50 per year. That's an unusually high cap; most premium Swiss cards top out at 2 or 4 supplementaries. Useful if you run a family or small operation with multiple drivers on the same card. With a Young Plus account, each supplementary drops to half price.
- How does the Young Plus account benefit work at Gold tier?
- Valiant's Young Plus banking package cuts the per-supplementary fee in half, from CHF 50 to roughly CHF 25 per additional card per year. The main card fee is usually reduced under Young Plus too. If you're under 30 and bank with Valiant, stacking multiple supplementaries on the Gold becomes meaningfully cheaper.
- What's the late-payment fee on the Valiant Gold?
- CHF 30 per missed statement plus accrued interest. Slightly above the premium-segment average around CHF 23. ZKB Gold and Viseca Gold both stay at CHF 20 on the same segment. Set up direct debit and skip the worry.
So haben wir diese Karte bewertet
Sie fragen sich, warum Valiant World Mastercard Gold diese Bewertung hat? Wir bewerten Premium-Karten mit einer gewichteten Formel. Das zählt:
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