Viseca Mastercard Gold

CHF 250,000 medical coverage, Priority Pass, 20,000 welcome points. Standard gold through Viseca.

The Viseca Mastercard Gold delivers standard gold-tier benefits through Switzerland's multi-bank card platform: CHF 250,000 medical coverage, Priority Pass lounge access, enhanced Surprize earning. At CHF 200 annually (first year CHF 100), it provides solid value for travelers through your existing banking relationship.

Is CHF 200 Worth It?

For travelers, likely yes. CHF 250,000 medical coverage abroad would cost CHF 100-150 standalone. CHF 20,000 trip cancellation adds another CHF 30-50 in value. The insurance alone approaches the annual fee.

20,000 welcome points (worth roughly CHF 100) offset half the first-year cost. First year at CHF 100 makes it easy to try.

What Actually Stands Out

The multi-bank platform means you don't need to change banks. Viseca serves multiple Swiss banks. The gold benefits integrate with your existing banking relationship.

1.5 Surprize points per CHF 1 (50% better than silver). Standard Priority Pass at EUR 30/visit. Apple Pay, Google Pay work.

What Most Reviews Miss

Priority Pass isn't free. EUR 30 per visit adds up for heavy travelers. Cards with complimentary visits exist.

Availability depends on your bank. If your bank doesn't partner with Viseca, you can't get this card.

The Bottom Line

A solid gold card through Viseca's multi-bank platform. Reliable value, consistent execution. Compare alternatives in our best premium credit cards in Switzerland guide.

Verdict: Good choice if available through your bank. Standard gold value with familiar banking integration.