Viseca Visa Classic

Identical to Viseca Mastercard Silver. Same 10,000 welcome points, same trip insurance, different network.

The Viseca Visa Classic mirrors their Mastercard Silver exactly: same CHF 100 fee (first year CHF 50), same rewards, same trip insurance. Available through Viseca's multi-bank platform, your network choice is purely about personal preference.

Does Network Choice Actually Matter?

In Switzerland, Visa and Mastercard acceptance is virtually identical. Both work everywhere. The 10,000 welcome points apply to both. The trip insurance is identical. The 1.75% FX fee is identical.

Pick based on which network you don't already have. Viseca offers both through partner banks.

What Actually Stands Out

Everything matches the Mastercard version. CHF 100 annual fee (first year CHF 50). 10,000 welcome points. 1 Surprize point per CHF 1. CHF 10,000 trip cancellation. 1.75% FX fee.

Apple Pay, Google Pay, Samsung Pay, and Garmin Pay all work. Availability depends on your bank's Viseca partnership.

What Most Reviews Miss

The products are interchangeable. Viseca offers both networks through partner banks. Neither Visa nor Mastercard offers better benefits. The meaningful decision is whether Viseca's silver card makes sense for your needs, not which network to choose.

No medical coverage on either. If you travel internationally, you need separate insurance.

The Bottom Line

Same standard silver card as Viseca Mastercard Silver, on Visa network. Compare alternatives in our best credit cards in Switzerland guide.

Verdict: Identical to Mastercard version. Choose Visa if you want network diversity.