Frankly Extreme 95 Index ranks #11 among 122 3a investment funds in Switzerland. It's frankly's pure performance play: 95% stocks, passive index tracking, no ESG filters, no active management decisions. With CHF 843 million in assets, it's also the largest fund in the frankly lineup. The numbers don't lie.
How Does the Return Stack Up?
The three-year return of +51.50% and five-year return of +38.61% are among the best in Swiss 3a. The 0.00% TER means every basis point of index return goes straight to your account. You pay the 0.44% flat fee plus a 0.02% synthetic TER, totaling 0.46% all-in.
Compare that to the actively managed Responsible version: +49.03% over three years. The index version wins by about 2.5 percentage points over three years, but the Responsible version is ahead over one year (+16.75% vs +16.19%) and five years (+41.35% vs +38.61%) and ranks higher overall. Passive versus active is closer here than it looks.
What Actually Stands Out
CHF 843 million in assets makes this the most popular frankly fund by a wide margin. That size matters: it means excellent liquidity, lower tracking error, and a fund that's clearly earned investor trust. Swisscanto's index tracking infrastructure is institutional-grade.
The five-year track record is genuinely strong, even though the window now starts near the late-2021 market peak. At +38.61%, you've more than doubled a typical 3a savings account return over the same period. The passive approach from Swisscanto means no human bias in stock selection, just broad market exposure.
What Most Reviews Miss
Without ESG screening, this fund holds everything the index holds, including oil companies, weapons manufacturers, and other controversial sectors. If your values matter as much as your returns, the Responsible version gives up about 2.5 percentage points over three years for that peace of mind, and has actually come out ahead over five years.
The 95% stock allocation means significant drawdown risk. During 2022's sell-off, funds like this dropped 15-18%. With CHF 843 million in assets, the fund itself is stable, but your individual balance can swing dramatically. Make sure your risk tolerance matches reality.
The Bottom Line
For pure performance seekers, the frankly Extreme 95 Index is one of the strongest passive 3a funds with a proven track record. The combination of 0.00% TER, massive fund size, and top returns makes it hard to argue against. Check our full ranking of the best 3a investment funds in Switzerland to see the complete picture.
Verdict: The go-to choice for investors who want maximum passive returns and don't need ESG filters.
