Investment Fund (3a)#51 / 67
Our Take
This is a Pillar 3a investment fund that invests your retirement savings in a diversified portfolio. It offers a decent option but may have some limitations compared to top-rated alternatives.
Key Features
- 25% stocks allocation
- TER: 1.13%
- Swing pricing protection
- Actively managed
- No custody fee
Performance Over Time
Historical performance of this investment fund. Past performance is not indicative of future results.
1 Year
+2.8%
3 Years
+16.4%
5 Years
+8.1%
10 Years
+20.1%
Fund Details
Asset Allocation
Stocks
25%
Bonds
65%
Real Estate
10%
Investment Strategy
Actively-managed fund
Fund Size
CHF 385M
Depositary Bank
UBS
Swing Pricing
Yes
Fees & Costs
TER
1.13%
Custody Fee
Free
Retirement Projection
Based on max. contribution of CHF 7’258/year, age 30 to 65 (35 years), starting from CHF 0.
Projected CapitalCHF 274’160
Total Contributions
CHF 254’030
Estimated Growth
+CHF 20’130
Net Return
0.4% p.a.
Gross: 1.6%
Fee Impact
-CHF 61’232
Total Fees: 1.13%
Contributions
With PF Pension ESG 25 Fund
Without fees
Simulate with our 3a CalculatorCustomize your age, contribution & risk profile for a detailed projection.
Pros & Cons
Pros
- No custody fee
- Swing pricing protection
Cons
- Higher total costs (1.13% p.a.)
- Active management = higher fees
Provider Information
PostFinance
Visit Website →Information may have changed since our last review. Please verify all details directly with the provider before making any decisions.
Ready to Open?
Open the PF Pension ESG 25 Fund today and start enjoying its benefits.