Coop Supercard Mastercard

Identical to the Coop Supercard Visa. Same free Superpunkte, different network.

The Coop Supercard Mastercard is functionally identical to its Visa sibling: same free annual fee, same 1 Superpunkt per CHF 3, same 1.5% FX fee, same unlimited free additional cards. For Coop shoppers, network choice is purely about personal preference.

Does Network Choice Actually Matter?

In Switzerland, Visa and Mastercard acceptance is virtually identical. Both work at essentially every retailer, restaurant, and online store. The Superpunkte earning works identically on both. The FX fee is identical. The mobile payment support is identical.

For a free card, the network choice matters even less than usual. If one network had an issue, you're out CHF 0. Pick based on which logo you prefer or which network you don't already have.

What Actually Stands Out

Everything matches the Visa version. Free annual fee forever. 1 Superpunkt per CHF 3 outside Coop stores, integrating with your existing Supercard balance. 1.5% FX fee which is actually below average. Unlimited free additional cards for family members.

Apple Pay, Google Pay, Samsung Pay, Swatch Pay, and Garmin Pay all work. The value proposition is identical: free incremental Superpunkte on all your non-Coop spending.

What Most Reviews Miss

For a free card, the Visa vs Mastercard decision has zero stakes. Both cost nothing. Both earn the same. If you're spending more than a minute deciding between them, you're overthinking it.

The more relevant question: do you shop at Coop? If yes, get either card. If no, these points won't have value for you. Look at cashback cards instead.

The Bottom Line

Same excellent free loyalty card as the Visa, on the Mastercard network. For Coop shoppers, it's a no-brainer either way. Pick based on preference or get both for maximum network diversity. Compare alternatives in our best cashback credit cards in Switzerland guide.

Verdict: Identical to the Visa. If you shop at Coop, get whichever network you prefer.