Auch gut für
Unsere Einschätzung zur Coop Supercard Visa
Earn Coop Superpunkte on every purchase, everywhere. Free forever.
The Coop Supercard Visa extends your Superpunkte earning beyond Coop stores. It's free, earns points on all purchases, and integrates with Switzerland's second-largest retailer. If you already shop at Coop, this card lets you accelerate point accumulation at no cost. Also available on the other network: Coop Supercard Mastercard.
Why Is It Free?
Like most free cards, TopCard (the issuer) makes money from interchange fees when you use the card. Coop benefits from increased loyalty program engagement. You get free Superpunkte. Everyone wins.
1 Superpunkt per CHF 3 spent outside Coop stores. That's roughly 0.33% value, which sounds low until you remember it costs nothing. If you spend CHF 30,000 annually on non-Coop purchases, you earn 10,000 extra Superpunkte on top of what you'd earn at Coop stores anyway.
What Actually Stands Out
The seamless integration with Coop's ecosystem is the real value. Your credit card spending and in-store shopping accumulate into the same Superpunkte balance. No separate redemption catalogs. No points conversion. Just a bigger pile of Superpunkte to use on groceries.
Apple Pay, Google Pay, Samsung Pay, Swatch Pay, and Garmin Pay all work. The 1.5% FX fee is below average (most cards charge 1.75-2%). Unlimited additional cards are free, which is excellent for families.
What Most Reviews Miss
The earning rate is modest. 0.33% effective value won't excite rewards optimizers. But for Coop loyalists who'd shop there anyway, it's free incremental earning. Don't underestimate the psychological benefit of seeing your Superpunkte balance grow from all spending, not just groceries.
No travel insurance, no purchase protection. This is a points-earning tool, not a comprehensive credit card. If you need insurance, keep another card for travel bookings.
The Bottom Line
A no-brainer for Coop shoppers. The card is free, the points integrate with your existing Supercard, and the FX fee is actually good. Keep it for daily spending to maximize your Superpunkte. Compare alternatives in our best cashback credit cards in Switzerland guide. This card is also available on Mastercard with identical benefits.
Verdict: If you shop at Coop, get this card. It costs nothing and adds value to spending you'd do anyway.
VORTEILE
- No annual fee
- Low foreign exchange fee of 1.5%
- Apple Pay compatible
- Contactless payments for convenient transactions
- Earn 1 Coop Supercard point for every 3 francs spent at non-Coop merchants
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
NACHTEILE
- No welcome bonus
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Kartendetails
Auf einen Blick
Jahresgebühr
Kostenlos
Prämiensatz
0.333333 Punkte/CHF
FX-Gebühr
1.5%
Gebühren & Kosten
Gebühren & Kosten
Jahresgebühr im ersten Jahr
Keine Jahresgebühr
Jahresgebühr (nach dem ersten Jahr)
Keine Jahresgebühr
Fremdwährungsgebühr
1.5%
Bargeldabhebung (Inland)
3.75% (min CHF 5)
Bargeldabhebung (Ausland)
5.25% (min CHF 10)
Verzugsgebühr
CHF 30
Zusatzkarten
-
Prämienprogramm
Prämienprogramm
Prämientyp
Points
Basis-Prämiensatz
0.333333 / CHF
Versicherung & Schutz
Versicherung & Schutz
Reiseversicherungsschutz
Keine Reiseversicherung
Krankenversicherungsschutz
Keine medizinische Versorgung
Kaufschutz
Kein Käuferschutz
Kartenmerkmale
Kartenmerkmale
Kartennetzwerk
Visa
Kartentyp
Standard
Währung
CHF
Mindesteinkommensanforderung
Keine Einkommensanforderung
Monatliches Ausgabenlimit
CHF 10'000
Zugang zu Flughafen-Lounges
Concierge-Service
Hauptmerkmale
- Earn 1 Coop Supercard point for every 3 francs spent at non-Coop merchants
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
- Contactless payments for convenient transactions
- Online account access for easy management
Berechnen Sie, ob sich diese Karte für Sie lohnt
= CHF 30'000/year
Sie zahlen
CHF 0
pro Jahr
Sie erhalten
CHF 100
geschätzter Wert
Unterm Strich
+CHF 100
in Ihrer Tasche
Jährliche Berechnung:
CHF 30'000/yr × 0.333333 points/CHF × 1 ct
Verschieben Sie den Regler, um den Kartenwert zu sehen. Meilen: 1,5 Rp., Punkte: 1 Rp.
Bewertung nach Kategorie
Mit anderen Karten vergleichen
Häufig gestellte Fragen
- Why is the domestic ATM minimum charge only CHF 5 on the Coop Supercard Visa?
- That's half the CHF 10 floor most Swiss cards apply. A CHF 100 home pull costs CHF 5 here vs CHF 10 elsewhere, so smaller pulls become less punishing. Cash on a credit card is still expensive, but Coop is the gentler option for occasional users.
- Are supplementary Coop Supercard Visa cards really unlimited and free?
- Yes, unlimited and free. Coop and Certo are the two cashback cards in this batch that don't gate the count or charge for additional cards. Cantonal banks cap you at 2 with CHF 25 to CHF 50 fees each. A family equipping multiple members on Coop saves CHF 100 to CHF 200 a year versus those alternatives.
So haben wir diese Karte bewertet
Sie fragen sich, warum Coop Supercard Visa diese Bewertung hat? Wir bewerten Cashback-Karten mit einer gewichteten Formel. Das zählt:
Gleiche Formel für jede Karte in dieser Kategorie. Keine Ausnahmen.
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