Également bon pour
Notre Avis sur Coop Supercard Visa
Earn Coop Superpunkte on every purchase, everywhere. Free forever.
The Coop Supercard Visa extends your Superpunkte earning beyond Coop stores. It's free, earns points on all purchases, and integrates with Switzerland's second-largest retailer. If you already shop at Coop, this card lets you accelerate point accumulation at no cost. Also available on the other network: Coop Supercard Mastercard.
Why Is It Free?
Like most free cards, TopCard (the issuer) makes money from interchange fees when you use the card. Coop benefits from increased loyalty program engagement. You get free Superpunkte. Everyone wins.
1 Superpunkt per CHF 3 spent outside Coop stores. That's roughly 0.33% value, which sounds low until you remember it costs nothing. If you spend CHF 30,000 annually on non-Coop purchases, you earn 10,000 extra Superpunkte on top of what you'd earn at Coop stores anyway.
What Actually Stands Out
The seamless integration with Coop's ecosystem is the real value. Your credit card spending and in-store shopping accumulate into the same Superpunkte balance. No separate redemption catalogs. No points conversion. Just a bigger pile of Superpunkte to use on groceries.
Apple Pay, Google Pay, Samsung Pay, Swatch Pay, and Garmin Pay all work. The 1.5% FX fee is below average (most cards charge 1.75-2%). Unlimited additional cards are free, which is excellent for families.
What Most Reviews Miss
The earning rate is modest. 0.33% effective value won't excite rewards optimizers. But for Coop loyalists who'd shop there anyway, it's free incremental earning. Don't underestimate the psychological benefit of seeing your Superpunkte balance grow from all spending, not just groceries.
No travel insurance, no purchase protection. This is a points-earning tool, not a comprehensive credit card. If you need insurance, keep another card for travel bookings.
The Bottom Line
A no-brainer for Coop shoppers. The card is free, the points integrate with your existing Supercard, and the FX fee is actually good. Keep it for daily spending to maximize your Superpunkte. Compare alternatives in our best cashback credit cards in Switzerland guide. This card is also available on Mastercard with identical benefits.
Verdict: If you shop at Coop, get this card. It costs nothing and adds value to spending you'd do anyway.
AVANTAGES
- No annual fee
- Low foreign exchange fee of 1.5%
- Apple Pay compatible
- Contactless payments for convenient transactions
- Earn 1 Coop Supercard point for every 3 francs spent at non-Coop merchants
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
INCONVÉNIENTS
- No welcome bonus
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Détails de la carte
En un coup d'œil
Frais annuels
Gratuit
Taux de récompense
0.333333 points/CHF
Frais FX
1.5%
Frais & Coûts
Frais & Coûts
Frais annuels la première année
Pas de frais annuels
Frais annuels (après la première année)
Pas de frais annuels
Frais de change
1.5%
Retrait d'Espèces (National)
3.75% (min CHF 5)
Retrait d'Espèces (International)
5.25% (min CHF 10)
Frais de Retard
CHF 30
Cartes supplémentaires
-
Programme de Récompenses
Programme de Récompenses
Type de récompense
Points
Taux de récompense de base
0.333333 / CHF
Assurance & Protection
Assurance & Protection
Couverture d'assurance voyage
Pas d'assurance voyage
Couverture d'assurance médicale
Pas de couverture médicale
Protection des achats
Pas de protection des achats
Caractéristiques de la Carte
Caractéristiques de la Carte
Réseau de la Carte
Visa
Type de Carte
Standard
Devise
CHF
Revenu minimum requis
Aucune exigence de revenu
Limite de dépenses mensuelles
CHF 10'000
Accès aux salons d'aéroport
Service de conciergerie
Caractéristiques Principales
- Earn 1 Coop Supercard point for every 3 francs spent at non-Coop merchants
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
- Contactless payments for convenient transactions
- Online account access for easy management
Calculez si cette carte en vaut la peine pour vous
= CHF 30'000/year
Vous payez
CHF 0
par an
Vous recevez
CHF 100
valeur estimée
Bilan
+CHF 100
dans votre poche
Calcul annuel :
CHF 30'000/yr × 0.333333 points/CHF × 1 ct
Déplacez le curseur pour voir la valeur. Miles: 1,5 ct, points: 1 ct.
Note par Catégorie
Comparer avec d'autres cartes
Questions fréquemment posées
- Why is the domestic ATM minimum charge only CHF 5 on the Coop Supercard Visa?
- That's half the CHF 10 floor most Swiss cards apply. A CHF 100 home pull costs CHF 5 here vs CHF 10 elsewhere, so smaller pulls become less punishing. Cash on a credit card is still expensive, but Coop is the gentler option for occasional users.
- Are supplementary Coop Supercard Visa cards really unlimited and free?
- Yes, unlimited and free. Coop and Certo are the two cashback cards in this batch that don't gate the count or charge for additional cards. Cantonal banks cap you at 2 with CHF 25 to CHF 50 fees each. A family equipping multiple members on Coop saves CHF 100 to CHF 200 a year versus those alternatives.
Comment nous avons noté cette carte
Vous vous demandez pourquoi Coop Supercard Visa a obtenu ce score ? On note les cartes Cashback avec une formule pondérée. Voici ce qui compte :
Même formule pour toutes les cartes de cette catégorie. Sans exception.
Voir notre méthodologie complètePrêt à Faire une Demande?
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