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Our Take on Coop Supercard Visa
Earn Coop Superpunkte on every purchase, everywhere. Free forever.
The Coop Supercard Visa extends your Superpunkte earning beyond Coop stores. It's free, earns points on all purchases, and integrates with Switzerland's second-largest retailer. If you already shop at Coop, this card lets you accelerate point accumulation at no cost.
Why Is It Free?
Like most free cards, TopCard (the issuer) makes money from interchange fees when you use the card. Coop benefits from increased loyalty program engagement. You get free Superpunkte. Everyone wins.
1 Superpunkt per CHF 3 spent outside Coop stores. That's roughly 0.33% value, which sounds low until you remember it costs nothing. If you spend CHF 30,000 annually on non-Coop purchases, you earn 10,000 extra Superpunkte on top of what you'd earn at Coop stores anyway.
What Actually Stands Out
The seamless integration with Coop's ecosystem is the real value. Your credit card spending and in-store shopping accumulate into the same Superpunkte balance. No separate redemption catalogs. No points conversion. Just a bigger pile of Superpunkte to use on groceries.
Apple Pay, Google Pay, Samsung Pay, Swatch Pay, and Garmin Pay all work. The 1.5% FX fee is below average (most cards charge 1.75-2%). Unlimited additional cards are free, which is excellent for families.
What Most Reviews Miss
The earning rate is modest. 0.33% effective value won't excite rewards optimizers. But for Coop loyalists who'd shop there anyway, it's free incremental earning. Don't underestimate the psychological benefit of seeing your Superpunkte balance grow from all spending, not just groceries.
No travel insurance, no purchase protection. This is a points-earning tool, not a comprehensive credit card. If you need insurance, keep another card for travel bookings.
The Bottom Line
A no-brainer for Coop shoppers. The card is free, the points integrate with your existing Supercard, and the FX fee is actually good. Keep it for daily spending to maximize your Superpunkte. Compare alternatives in our best cashback credit cards in Switzerland guide.
Verdict: If you shop at Coop, get this card. It costs nothing and adds value to spending you'd do anyway.
PROS
- No annual fee
- Low foreign exchange fee of 1.5%
- Apple Pay compatible
- Contactless payments for convenient transactions
- Earn 1 Coop Supercard point for every 3 francs spent at non-Coop merchants
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
CONS
- No welcome bonus
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Card Details
At a Glance
Annual fee
Free
Rewards rate
0.333333 points/CHF
FX Fee
1.5%
Fees & Costs
Fees & Costs
First year annual fee
No annual fee
Annual fee (after first year)
No annual fee
Foreign exchange fee
1.5%
Cash Withdrawal (Domestic)
3.75% (min CHF 5)
Cash Withdrawal (International)
5.25% (min CHF 10)
Late Payment Fee
CHF 30
Additional Cards
-
Rewards Program
Rewards Program
Rewards type
Points
Base rewards rate
0.333333 / CHF
Insurance & Protection
Insurance & Protection
Travel insurance coverage
No travel insurance
Medical insurance coverage
No medical coverage
Purchase protection
No purchase protection
Card Features
Card Features
Card Network
Visa
Card Type
Standard
Currency
CHF
Minimum income requirement
No income requirement
Monthly spending limit
CHF 10,000
Airport lounge access
Concierge service
Key Features
- Earn 1 Coop Supercard point for every 3 francs spent at non-Coop merchants
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
- Contactless payments for convenient transactions
- Online account access for easy management
Calculate If This Card Is Worth It for You
= CHF 30’000/year
You Pay
CHF 0
per year
You Get Back
CHF 100
estimated value
Bottom Line
+CHF 100
in your pocket
Annual calculation:
CHF 30’000/yr × 0.333333 points/CHF × 1 ct
Move the slider to see how your spending affects the card's value. Miles: 1.5 ct, points: 1 ct.
Rating by Category
Compare to Other Cards
Frequently Asked Questions
- What is the annual fee for the Coop Supercard Visa?
- The Coop Supercard Visa has no annual fee, making it accessible to all cardholders.
- What are the foreign transaction fees for the Coop Supercard Visa?
- The Coop Supercard Visa charges a 1.5% foreign exchange fee on international transactions.
- What rewards does the Coop Supercard Visa offer?
- The Coop Supercard Visa offers points rewards at a base rate of 0.333333 per CHF spent.
- Is the Coop Supercard Visa compatible with Apple Pay?
- Yes, the Coop Supercard Visa is fully compatible with Apple Pay for contactless mobile payments.
How We Rated This Card
Wondering why Coop Supercard Visa got its score? We rate Cashback cards using a weighted formula. Here's what counts:
Same formula for every card in this category. No exceptions.
See our full rating methodologyReady to Apply?
Apply for the Coop Supercard Visa today and start enjoying its benefits.