Également bon pour
Notre Avis sur Cornèrcard Mastercard Classic
Bundled free with the Visa Classic. Both cards for one CHF 100 annual fee.
The Cornèrcard Mastercard Classic comes bundled with their Visa Classic at no extra cost. You get both networks for one annual fee: same 0.5% cashback, same excellent 1.2% FX fee. This dual-card approach provides network flexibility that other issuers charge separately for.
Why Bundle Both Networks?
CHF 100 (first year CHF 50) gets you both Visa and Mastercard. Most banks would charge CHF 200 for two cards. Cornèrcard bundles them together. You can carry one daily and keep the other as backup, or use whichever a specific merchant prefers.
The practical benefit: if Visa has a network issue (rare but happens), you have Mastercard. If a merchant only takes one network (increasingly rare), you're covered. Maximum flexibility at no additional cost.
What Actually Stands Out
All benefits work identically on both cards. 0.5% cashback on all purchases, accumulating toward the CHF 25 minimum payout across both cards combined. 1.2% FX fee on both, Switzerland's lowest at this tier. CHF 2,000 purchase protection on both.
Google Pay and Garmin Pay work on both cards. The dual-network approach genuinely adds value without adding cost.
What Most Reviews Miss
Neither card supports Apple Pay. This is Cornèrcard's consistent limitation across their product line. If you're in the Apple ecosystem and rely on Apple Pay for contactless payments, this is a significant friction point affecting both cards.
The bundle approach means you're effectively getting a free backup card. For travelers concerned about card loss or network availability abroad, having both networks is genuinely useful.
The Bottom Line
Excellent value for international spenders who want network flexibility. The dual-card bundle is unique at this tier. The no-Apple-Pay limitation affects both cards equally. Compare alternatives in our best cashback credit cards in Switzerland guide.
Verdict: Same FX advantage as the Visa, bundled for free. Get both if network flexibility matters to you.
AVANTAGES
- Low foreign exchange fee of 1.2%
- 0.5 welcome bonus points
- Apple Pay compatible
- Contactless payments for convenient transactions
- Cash back of 0.5% as a statement credit, requiring a minimum of CHF 25 to be credited
- No additional cost for both Cornèrcard Visa Classic and Cornèrcard Mastercard Classic
- Multiple mobile payment options
INCONVÉNIENTS
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Détails de la carte
En un coup d'œil
Frais annuels
CHF 100
1ère année
CHF 50
Taux de récompense
0.5% cashback
Frais FX
1.2%
Bonus de bienvenue
0.5 % cash
Frais & Coûts
Frais & Coûts
Frais annuels la première année
CHF 50
Frais annuels (après la première année)
CHF 100
Frais de change
1.2%
Retrait d'Espèces (National)
4% (min CHF 10)
Retrait d'Espèces (International)
5.2% (min CHF 10)
Frais de Retard
CHF 20
Cartes supplémentaires
1 cartes supplémentaires gratuites • CHF 25/an (1ère année gratuite)
Programme de Récompenses
Programme de Récompenses
Type de récompense
cashback
Taux de récompense de base
0.5 %
Bonus de bienvenue
0.5 % cash
Earn 0.5% cashback on all purchases
Assurance & Protection
Assurance & Protection
Couverture d'assurance voyage
Pas d'assurance voyage
Couverture d'assurance médicale
Pas de couverture médicale
Protection des achats
CHF 2,000
Caractéristiques de la Carte
Caractéristiques de la Carte
Réseau de la Carte
Mastercard
Type de Carte
Standard
Devise
CHF
Revenu minimum requis
Aucune exigence de revenu
Limite de dépenses mensuelles
CHF 10,000
Accès aux salons d'aéroport
Service de conciergerie
Caractéristiques Principales
- Cash back of 0.5% as a statement credit, requiring a minimum of CHF 25 to be credited
- No additional cost for both Cornèrcard Visa Classic and Cornèrcard Mastercard Classic
- Multiple mobile payment options
- Comprehensive 24-hour service for customer support
- Contactless payments for convenient transactions
Calculez si cette carte en vaut la peine pour vous
= CHF 30’000/year
Vous payez
CHF 100
par an
Vous recevez
CHF 181
valeur estimée
Bilan
+CHF 81
dans votre poche
Calcul annuel :
CHF 30’000/yr × 0.5%
Déplacez le curseur pour voir la valeur. Miles: 1,5 ct, points: 1 ct.
Note par Catégorie
Comparer avec d'autres cartes
Questions fréquemment posées
- What is the annual fee for the Cornèrcard Mastercard Classic?
- The Cornèrcard Mastercard Classic has a promotional first year fee of CHF 50, then CHF 100 per year afterwards.
- What are the foreign transaction fees for the Cornèrcard Mastercard Classic?
- The Cornèrcard Mastercard Classic charges a 1.2% foreign exchange fee on international transactions.
- What rewards does the Cornèrcard Mastercard Classic offer?
- The Cornèrcard Mastercard Classic offers cashback rewards at a base rate of 0 per CHF spent.
- Is the Cornèrcard Mastercard Classic compatible with Apple Pay?
- Yes, the Cornèrcard Mastercard Classic is fully compatible with Apple Pay for contactless mobile payments.
Comment nous avons noté cette carte
Vous vous demandez pourquoi Cornèrcard Mastercard Classic a obtenu ce score ? On note les cartes Shopping avec une formule pondérée. Voici ce qui compte :
Même formule pour toutes les cartes de cette catégorie. Sans exception.
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