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Our Take on Cornèrcard Zoom Mastercard
Identical to Zoom Visa. Same customization, same cashback, different network.
The Cornèrcard Zoom Mastercard is functionally identical to its Visa sibling: same CHF 100 fee, same 0.5% cashback, same 1.2% FX fee, same personalization options. For those who want a customized card, network choice is purely about personal preference.
Does Network Choice Actually Matter?
In Switzerland, Visa and Mastercard acceptance is virtually identical. Both work at essentially every retailer, restaurant, and online store. The customization options (upload your photo, choose templates) work identically on both networks. The cashback structure is identical. The FX fee is identical.
Pick based on which network you don't already have, or flip a coin. For a customized card, the network matters even less than usual since the entire point is personalization.
What Actually Stands Out
Everything matches the Visa version. 0.5% cashback on all purchases. 1.2% FX fee (Switzerland's lowest at this tier). CHF 2,000 purchase protection. First year at CHF 50, then CHF 100 annually. Personalized design with your photos or chosen templates.
Google Pay and Garmin Pay work on both cards. First additional card is free, then CHF 25 annually. The financial and aesthetic propositions are identical.
What Most Reviews Miss
Neither Zoom Visa nor Zoom Mastercard supports Apple Pay. This is Cornèrcard's consistent limitation. If Apple Pay is essential for your daily routine, the personalization won't compensate.
The customization is the entire differentiation from Classic cards. If you don't care about card aesthetics, Classic versions offer identical financial value. The products are interchangeable in every way that affects your wallet.
The Bottom Line
Same personalization value as Zoom Visa, on the Mastercard network. Network choice has no practical impact on the customization experience or cashback earnings. Compare alternatives in our best cashback credit cards in Switzerland guide.
Verdict: Identical to Zoom Visa. Choose Mastercard if you want network diversity or already have Visa cards.
PROS
- Low foreign exchange fee of 1.2%
- 0.5 welcome bonus points
- Apple Pay compatible
- Contactless payments for convenient transactions
- 0.5% cash back on all transactions with a minimum CHF 25 required for credit
- Dual card option
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
CONS
- No travel insurance
- No medical coverage
- No airport lounge access
- No concierge service
Card Details
At a Glance
Annual fee
CHF 100
1st Year
CHF 50
Rewards rate
0.5% cashback
FX Fee
1.2%
Welcome bonus
0.5 % cash
Fees & Costs
Fees & Costs
First year annual fee
CHF 50
Annual fee (after first year)
CHF 100
Foreign exchange fee
1.2%
Cash Withdrawal (Domestic)
4% (min CHF 10)
Cash Withdrawal (International)
5.2% (min CHF 10)
Late Payment Fee
CHF 20
Additional Cards
1 free additional cards • CHF 25/year (1st year free)
Rewards Program
Rewards Program
Rewards type
cashback
Base rewards rate
0.5 %
Welcome bonus
0.5 % cash
Earn 0.5% cashback on all purchases
Insurance & Protection
Insurance & Protection
Travel insurance coverage
No travel insurance
Medical insurance coverage
No medical coverage
Purchase protection
CHF 2,000
Card Features
Card Features
Card Network
Mastercard
Card Type
Standard
Currency
CHF
Minimum income requirement
No income requirement
Monthly spending limit
CHF 10,000
Airport lounge access
Concierge service
Key Features
- 0.5% cash back on all transactions with a minimum CHF 25 required for credit
- Dual card option
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour customer service support
- Contactless payments for convenient transactions
Calculate If This Card Is Worth It for You
= CHF 30’000/year
You Pay
CHF 100
per year
You Get Back
CHF 181
estimated value
Bottom Line
+CHF 81
in your pocket
Annual calculation:
CHF 30’000/yr × 0.5%
Move the slider to see how your spending affects the card's value. Miles: 1.5 ct, points: 1 ct.
Rating by Category
Compare to Other Cards
Frequently Asked Questions
- What is the annual fee for the Cornèrcard Zoom Mastercard?
- The Cornèrcard Zoom Mastercard has a promotional first year fee of CHF 50, then CHF 100 per year afterwards.
- What are the foreign transaction fees for the Cornèrcard Zoom Mastercard?
- The Cornèrcard Zoom Mastercard charges a 1.2% foreign exchange fee on international transactions.
- What rewards does the Cornèrcard Zoom Mastercard offer?
- The Cornèrcard Zoom Mastercard offers cashback rewards at a base rate of 0 per CHF spent.
- Is the Cornèrcard Zoom Mastercard compatible with Apple Pay?
- Yes, the Cornèrcard Zoom Mastercard is fully compatible with Apple Pay for contactless mobile payments.
How We Rated This Card
Wondering why Cornèrcard Zoom Mastercard got its score? We rate Shopping cards using a weighted formula. Here's what counts:
Same formula for every card in this category. No exceptions.
See our full rating methodologyReady to Apply?
Apply for the Cornèrcard Zoom Mastercard today and start enjoying its benefits.