Cornèrcard Miles & More Package deal Gold

40,000 welcome miles plus CHF 1,500,000 medical coverage. That's luxury insurance at gold pricing.

The Cornèrcard Miles & More Gold Package combines substantial miles earning with exceptional medical coverage. At CHF 220 annually, it targets frequent Star Alliance flyers who want both miles accumulation and genuine travel protection. The CHF 1,500,000 medical coverage is typically found on luxury cards costing CHF 500+.

Is CHF 220 Worth It?

Let's calculate. 40,000 welcome Miles & More miles are worth roughly CHF 400-800 depending on redemption strategy. CHF 1,500,000 medical coverage would cost CHF 300-500 as standalone premium travel insurance. The CHF 40,000 trip cancellation adds another CHF 50-100 in value.

Year one, you're significantly ahead. Ongoing, you earn 0.5 miles per CHF 1 (0.6 on foreign purchases) plus annual bonuses up to 5,000 miles at CHF 30,000+ spend. For frequent Star Alliance travelers, the combined value of miles plus insurance far exceeds CHF 220.

What Actually Stands Out

The CHF 1,500,000 medical coverage is exceptional at this price. Most gold cards offer CHF 250,000. This handles truly catastrophic scenarios: helicopter evacuations (CHF 50,000+), emergency surgery in the US (CHF 200,000+), extended hospitalization anywhere. It's luxury-tier protection at mid-tier pricing.

5 free lounge visits annually with CHF 7,500 spending. You get both Visa and Diners Club in the package. The 1.2% FX fee keeps foreign spending cost-effective for international travel.

What Most Reviews Miss

No Apple Pay (Cornèrcard's consistent limitation). Google Pay works, but iPhone users must carry physical cards. For frequent travelers, this daily friction matters.

Miles accumulation requires strategic thinking. The 0.5 miles per CHF 1 rate means you'd need CHF 70,000 annual spend to earn 35,000 miles (enough for a business class Europe redemption). The card works best when combined with actual Star Alliance flying to boost your balance.

The Bottom Line

Excellent value for frequent Star Alliance travelers who want both miles and premium insurance. The CHF 1,500,000 coverage is genuinely exceptional at CHF 220. Best for travelers who fly 3-4+ times yearly and value comprehensive protection. Compare alternatives in our best travel credit cards in Switzerland guide.

Verdict: Strong choice for active Star Alliance flyers. The insurance value alone justifies the fee; the miles are a substantial bonus.