Également bon pour
Notre Avis sur Manor World Mastercard
Free card with 2x points at Manor, plus CHF 4,000 trip insurance. That's unusual for a no-fee store card.
The Manor World Mastercard combines store rewards with surprisingly good travel insurance for a free card. You get 2 Manor points per CHF 1 at Manor, 1 point per CHF 2 elsewhere, plus CHF 4,000 trip interruption coverage and a competitive 1.5% FX fee. For Manor shoppers who travel, this punches above its free price point.
Is It Worth Getting?
If you shop at Manor, absolutely. The card is completely free with no annual fee. 2 Manor points per CHF 1 at Manor stores and manor.ch means CHF 2,000 annual Manor spending earns 4,000 points = CHF 40 in vouchers (2% effective return). Outside Manor, you earn 1 point per CHF 2 (0.5% effective).
The real surprise is the CHF 4,000 trip interruption coverage and CHF 2,000 purchase protection included free. Most free store cards offer zero insurance. This one adds genuine travel protection at no cost.
What Actually Stands Out
The 1.5% FX fee is better than average (most cards charge 2%). For a free card, this makes it reasonable for occasional foreign purchases or travel. Combined with the trip insurance, it's a surprisingly capable travel card for something that costs nothing.
Apple Pay, Google Pay, Samsung Pay, and Garmin Pay all work. Unlimited free additional cards for family members. The World Mastercard tier includes some basic benefits through the Mastercard network.
What Most Reviews Miss
The outside-Manor earning is modest. 1 point per CHF 2 (500 points = CHF 5 voucher = 0.5% return) won't excite reward optimizers. Cards like Certo One offer 1% cashback everywhere. The value concentrates at Manor for the 2x earning.
The CHF 4,000 trip insurance is basic coverage, not comprehensive protection. It helps with minor disruptions but won't cover major medical emergencies abroad. For serious travel, you'd still want additional coverage.
The Bottom Line
An impressive free card for Manor shoppers who travel. The combination of store rewards, travel insurance, and competitive FX fee exceeds expectations for zero annual cost. If you don't shop at Manor, other free cards may suit better. Compare alternatives in our best shopping credit cards in Switzerland guide.
Verdict: Worth having for Manor customers. The free insurance and low FX fee make it valuable even for occasional shoppers.
AVANTAGES
- No annual fee
- Low foreign exchange fee of 1.5%
- 1 welcome bonus points
- Travel insurance coverage up to CHF 4,000
- Apple Pay compatible
- Contactless payments for convenient transactions
- 2 Manor points per 1 franc spent at Manor and manor.ch
- Up to 4000 CHF coverage for trip interruptions
INCONVÉNIENTS
- No medical coverage
- No airport lounge access
- No concierge service
Détails de la carte
En un coup d'œil
Frais annuels
Gratuit
Taux de récompense
2 points/CHF
Frais FX
1.5%
Bonus de bienvenue
1 pts/2CHF Points
Couverture d'assurance voyage
CHF 4'000
Frais & Coûts
Frais & Coûts
Frais annuels la première année
Pas de frais annuels
Frais annuels (après la première année)
Pas de frais annuels
Frais de change
1.5%
Retrait d'Espèces (National)
4% (min CHF 10)
Retrait d'Espèces (International)
5.5% (min CHF 10)
Frais de Retard
CHF 30
Cartes supplémentaires
-
Programme de Récompenses
Programme de Récompenses
Type de récompense
Points
Taux de récompense de base
2 / CHF
Bonus de bienvenue
1 pts/2CHF Points
Assurance & Protection
Assurance & Protection
Couverture d'assurance voyage
CHF 4'000
Couverture d'assurance médicale
Pas de couverture médicale
Protection des achats
CHF 2'000
Caractéristiques de la Carte
Caractéristiques de la Carte
Réseau de la Carte
Mastercard
Type de Carte
Standard
Devise
CHF
Revenu minimum requis
Aucune exigence de revenu
Limite de dépenses mensuelles
-
Accès aux salons d'aéroport
Service de conciergerie
Caractéristiques Principales
- 2 Manor points per 1 franc spent at Manor and manor.ch
- Up to 4000 CHF coverage for trip interruptions
- 24-hour service for customer support
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- No annual fee
Calculez si cette carte en vaut la peine pour vous
= CHF 30'000/year
Vous payez
CHF 0
par an
Vous recevez
CHF 630
valeur estimée
Bilan
+CHF 630
dans votre poche
Calcul annuel :
CHF 30'000/yr × 2 points/CHF × 1 ct
Déplacez le curseur pour voir la valeur. Miles: 1,5 ct, points: 1 ct.
Note par Catégorie
Comparer avec d'autres cartes
Questions fréquemment posées
- Is there a monthly spending cap on the Manor World?
- No fixed monthly limit published. That's atypical for a free shopping-tier card; most Swiss store cards cap users at CHF 10,000-20,000 per month. The bank still sets a personal limit based on your profile, but you won't hit a documented ceiling the way you would with a Diners Classic or Migros Cumulus.
- How much are Manor points really worth?
- 500 points = CHF 5. At Manor stores with the card, you earn 2 points per franc (about 1% effective return); outside Manor, 1 point per franc (0.5%). A CHF 100 Manor shop returns CHF 1 in store credit. Skip the card if you don't shop at Manor at least a few times a year; the 0.5% elsewhere sits below cashback segment averages.
- How many supplementary cards can I add?
- Unlimited and free. All cards earn Manor points into the same account, so a partner's purchases add to your redemption pool. Useful for households that share Manor shopping; less compelling if you're the only one using it.
Comment nous avons noté cette carte
Vous vous demandez pourquoi Manor World Mastercard a obtenu ce score ? On note les cartes Shopping avec une formule pondérée. Voici ce qui compte :
Même formule pour toutes les cartes de cette catégorie. Sans exception.
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