Valiant Mastercard Silver

10,000 welcome points and CHF 10,000 trip insurance. Free with Young Plus. Standard Valiant silver.

The Valiant Mastercard Silver offers standard silver-tier value: Surprize points, trip insurance, mobile payments. At CHF 100 annually (first year CHF 50, free with Young Plus), it provides reliable value for Valiant customers wanting basic rewards with banking integration. Also available on the other network: Valiant Visa Classic.

Is CHF 100 Worth It?

For Valiant customers, it's competitive. 10,000 welcome points (worth roughly CHF 50) offset half the first-year cost. Free with Young Plus account makes it a no-brainer for young Valiant customers. 1 Surprize point per CHF 1 builds ongoing rewards.

CHF 10,000 trip cancellation and CHF 7,500 trip interruption coverage add value. Standard silver-tier value that works if you bank with Valiant.

What Actually Stands Out

The Young Plus benefit is the differentiator. Young Valiant customers (under certain age thresholds) get the card free, making it an excellent entry to rewards and trip protection.

Apple Pay, Google Pay, Samsung Pay, and Garmin Pay all work. 1.75% FX fee is standard. 24-hour service. Compare insurance packages across Swiss cards in our credit card insurance guide.

What Most Reviews Miss

No medical coverage abroad. This is a silver card, so the absence isn't surprising, but international travelers need separate coverage. The trip insurance covers cancellation and interruption, not health.

The 1.75% FX fee is average, not competitive. If foreign spending is significant, evaluate cards with better FX rates.

The Bottom Line

A reliable silver card for Valiant customers. The Young Plus benefit makes it especially attractive for younger customers. Compare alternatives in our best credit cards in Switzerland guide. This card is also available on Visa (Visa Classic) with identical benefits.

Verdict: Good choice if you bank with Valiant. Excellent value with Young Plus (free).