Également bon pour
Notre Avis sur Valiant Mastercard Silver
10,000 welcome points and CHF 10,000 trip insurance. Free with Young Plus. Standard Valiant silver.
The Valiant Mastercard Silver offers standard silver-tier value: Surprize points, trip insurance, mobile payments. At CHF 100 annually (first year CHF 50, free with Young Plus), it provides reliable value for Valiant customers wanting basic rewards with banking integration. Also available on the other network: Valiant Visa Classic.
Is CHF 100 Worth It?
For Valiant customers, it's competitive. 10,000 welcome points (worth roughly CHF 50) offset half the first-year cost. Free with Young Plus account makes it a no-brainer for young Valiant customers. 1 Surprize point per CHF 1 builds ongoing rewards.
CHF 10,000 trip cancellation and CHF 7,500 trip interruption coverage add value. Standard silver-tier value that works if you bank with Valiant.
What Actually Stands Out
The Young Plus benefit is the differentiator. Young Valiant customers (under certain age thresholds) get the card free, making it an excellent entry to rewards and trip protection.
Apple Pay, Google Pay, Samsung Pay, and Garmin Pay all work. 1.75% FX fee is standard. 24-hour service. Compare insurance packages across Swiss cards in our credit card insurance guide.
What Most Reviews Miss
No medical coverage abroad. This is a silver card, so the absence isn't surprising, but international travelers need separate coverage. The trip insurance covers cancellation and interruption, not health.
The 1.75% FX fee is average, not competitive. If foreign spending is significant, evaluate cards with better FX rates.
The Bottom Line
A reliable silver card for Valiant customers. The Young Plus benefit makes it especially attractive for younger customers. Compare alternatives in our best credit cards in Switzerland guide. This card is also available on Visa (Visa Classic) with identical benefits.
Verdict: Good choice if you bank with Valiant. Excellent value with Young Plus (free).
AVANTAGES
- 10000 welcome bonus points
- Travel insurance coverage up to CHF 10,000
- Apple Pay compatible
- Contactless payments for convenient transactions
- Travel insurance coverage up to CHF 7500
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
INCONVÉNIENTS
- No medical coverage
- No airport lounge access
- No concierge service
Détails de la carte
En un coup d'œil
Frais annuels
CHF 100
1ère année
CHF 50
Taux de récompense
1 points/CHF
Frais FX
1.75%
Bonus de bienvenue
10,000 points
Couverture d'assurance voyage
CHF 10,000
Frais & Coûts
Frais & Coûts
Frais annuels la première année
CHF 50
Frais annuels (après la première année)
CHF 100
Frais de change
1.75%
Retrait d'Espèces (National)
4% (min CHF 10)
Retrait d'Espèces (International)
5.75% (min CHF 10)
Frais de Retard
CHF 30
Cartes supplémentaires
2 cartes supplémentaires gratuites • CHF 25/carte/an (au-delà)
Programme de Récompenses
Programme de Récompenses
Type de récompense
Points
Taux de récompense de base
1 / CHF
Bonus de bienvenue
10,000 points
Assurance & Protection
Assurance & Protection
Couverture d'assurance voyage
CHF 10,000
Couverture d'assurance médicale
Pas de couverture médicale
Protection des achats
Pas de protection des achats
Caractéristiques de la Carte
Caractéristiques de la Carte
Réseau de la Carte
Mastercard
Type de Carte
Standard
Devise
CHF
Revenu minimum requis
Aucune exigence de revenu
Limite de dépenses mensuelles
CHF 10,000
Accès aux salons d'aéroport
Service de conciergerie
Caractéristiques Principales
- 10000 welcome bonus points
- Travel insurance coverage up to CHF 7500
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- 24-hour service availability for customer support
- Contactless payments for convenient transactions
Calculez si cette carte en vaut la peine pour vous
= CHF 30’000/year
Vous payez
CHF 100
par an
Vous recevez
CHF 450
valeur estimée
Bilan
+CHF 350
dans votre poche
Calcul annuel :
CHF 30’000/yr × 1 points/CHF × 1 ct
10’000 points × 1 ct
Déplacez le curseur pour voir la valeur. Miles: 1,5 ct, points: 1 ct.
Note par Catégorie
Comparer avec d'autres cartes
Questions fréquemment posées
- What is the annual fee for the Valiant Mastercard Silver?
- The Valiant Mastercard Silver has a promotional first year fee of CHF 50, then CHF 100 per year afterwards.
- What are the foreign transaction fees for the Valiant Mastercard Silver?
- The Valiant Mastercard Silver charges a 1.75% foreign exchange fee on international transactions.
- What rewards does the Valiant Mastercard Silver offer?
- The Valiant Mastercard Silver offers points rewards at a base rate of 1 per CHF spent.
- What insurance coverage does the Valiant Mastercard Silver include?
- The Valiant Mastercard Silver includes travel insurance up to CHF 10,000 and medical coverage up to CHF 0 abroad.
- Is the Valiant Mastercard Silver compatible with Apple Pay?
- Yes, the Valiant Mastercard Silver is fully compatible with Apple Pay for contactless mobile payments.
Comment nous avons noté cette carte
Vous vous demandez pourquoi Valiant Mastercard Silver a obtenu ce score ? On note les cartes Cashback avec une formule pondérée. Voici ce qui compte :
Même formule pour toutes les cartes de cette catégorie. Sans exception.
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