Également bon pour

First year at CHF 50, then CHF 100. Young Plus customers keep the half-price discount ongoing.
The Valiant Visa Classic delivers silver-tier rewards on the Visa network: 10,000 welcome points, Surprize point earning, and trip insurance for CHF 100 annually (first year CHF 50). Valiant also offers these benefits on their Mastercard Silver with identical terms. Young Plus members under 30 pay just CHF 50 every year, making this one of the more affordable silver cards available. See also the Valiant Mastercard Silver.
The numbers work if you travel even occasionally. 10,000 welcome points (roughly CHF 50 in value) cover half the first-year fee right away. After that, 1 Surprize point per CHF 1 spent keeps rewards building. CHF 20,000 in annual spending earns 20,000 points toward travel or merchandise.
Trip cancellation up to CHF 10,000 and CHF 7,500 trip interruption coverage add real protection. Young Plus customers pay just CHF 50 per year, which means the welcome bonus alone covers the entire first-year cost.
The Young Plus discount is the key attraction. Under-30 Valiant customers pay just CHF 50 annually, turning an average silver card into a genuinely affordable one. Mobile wallet support covers Apple Pay, Google Pay, Samsung Pay, and Garmin Pay.
Trip insurance handles weekend getaways and holiday bookings with CHF 10,000 in cancellation protection. The 1.75% FX fee is standard across Swiss silver cards. For a full comparison of coverage, check our credit card insurance guide.
There's no medical coverage abroad on this card. Trip cancellation and interruption are included, but if you get sick overseas, you need separate health insurance. That's typical for silver cards, but worth knowing before you assume you're covered.
The 1.75% foreign exchange fee won't save you money on international purchases. If you spend frequently in euros or dollars, cards with lower FX rates exist. This card works best for domestic spending with occasional travel protection.
A practical silver card for Valiant customers who want rewards and trip protection on the Visa network. The 10,000 welcome points offset the initial cost, and the Young Plus pricing makes it particularly compelling for under-30 cardholders. Compare alternatives in our best credit cards in Switzerland guide.
Verdict: Strong entry-level value, especially at the Young Plus rate of CHF 50 per year.
En un coup d'œil
Frais annuels
CHF 100
1ère année
CHF 50
Taux de récompense
1 points/CHF
Frais FX
1.75%
Bonus de bienvenue
10,000 points
Couverture d'assurance voyage
CHF 10'000
Frais annuels la première année
CHF 50
Frais annuels (après la première année)
CHF 100
Frais de change
1.75%
Retrait d'Espèces (National)
4% (min CHF 10)
Retrait d'Espèces (International)
5.75% (min CHF 10)
Frais de Retard
CHF 30
Cartes supplémentaires
2 cartes supplémentaires gratuites • CHF 25/carte/an (au-delà)
Type de récompense
Points
Taux de récompense de base
1 / CHF
Bonus de bienvenue
10,000 points
Couverture d'assurance voyage
CHF 10'000
Couverture d'assurance médicale
Pas de couverture médicale
Protection des achats
Pas de protection des achats
Réseau de la Carte
Visa
Type de Carte
Standard
Devise
CHF
Revenu minimum requis
Aucune exigence de revenu
Limite de dépenses mensuelles
CHF 10'000
Accès aux salons d'aéroport
Service de conciergerie
= CHF 30'000/year
Vous payez
CHF 100
par an
Vous recevez
CHF 450
valeur estimée
Bilan
+CHF 350
dans votre poche
Calcul annuel :
CHF 30'000/yr × 1 points/CHF × 1 ct
10'000 points × 1 ct
Déplacez le curseur pour voir la valeur. Miles: 1,5 ct, points: 1 ct.
Vous vous demandez pourquoi Valiant Visa Classic a obtenu ce score ? On note les cartes Cashback avec une formule pondérée. Voici ce qui compte :
Même formule pour toutes les cartes de cette catégorie. Sans exception.
Voir notre méthodologie complèteFaites votre demande pour la Valiant Visa Classic aujourd'hui et profitez de ses avantages.