Valiant Visa Classic

Identical to Valiant Mastercard Silver. Same 10,000 welcome points, same trip insurance, different network.

The Valiant Visa Classic mirrors their Mastercard Silver exactly: same CHF 100 fee (first year CHF 50, free with Young Plus), same rewards, same trip insurance. Your network choice is purely about personal preference.

Does Network Choice Actually Matter?

In Switzerland, Visa and Mastercard acceptance is virtually identical. Both work everywhere. The 10,000 welcome points apply to both. The trip insurance is identical. The Young Plus free benefit applies to both.

Pick based on which network you don't already have, or flip a coin.

What Actually Stands Out

Everything matches the Mastercard version. CHF 100 annual fee (first year CHF 50, free with Young Plus). 10,000 welcome points. 1 Surprize point per CHF 1. CHF 10,000 trip cancellation. 1.75% FX fee.

Apple Pay, Google Pay, Samsung Pay, and Garmin Pay all work.

What Most Reviews Miss

The products are interchangeable. Valiant offers both networks purely for customer preference. The meaningful decision is whether Valiant's silver card makes sense for your needs, not which network to choose.

No medical coverage on either. If you travel internationally, you need separate insurance.

The Bottom Line

Same reliable silver card as Valiant Mastercard Silver, on Visa network. Compare alternatives in our best credit cards in Switzerland guide.

Verdict: Identical to Mastercard version. Choose Visa if you want network diversity.