Our Take
This is a Pillar 3a investment fund that invests your retirement savings in a diversified portfolio. It offers a decent option but may have some limitations compared to top-rated alternatives. The low total costs make this an efficient choice for long-term wealth building.
Key Features
- 26% stocks allocation
- Swing pricing protection
- Actively managed
- No custody fee
Performance Over Time
Historical performance of this investment fund. Past performance is not indicative of future results.
1 Year
+2.2%
3 Years
+15.3%
5 Years
+9.4%
10 Years
+32.0%
Fund Details
Asset Allocation
Stocks
26%
Bonds
59%
Real Estate
15%
Investment Strategy
Actively-managed fund
Fund Size
CHF 389M
Depositary Bank
Zürcher Kantonalbank (ZKB)
Swing Pricing
Yes
Fees & Costs
Issuing Fee
0.65%
Retirement Projection
Based on max. contribution of CHF 7’258/year, age 30 to 65 (35 years), starting from CHF 0.
Pros & Cons
Pros
- Low total costs (0.00% p.a.)
- No custody fee
- Swing pricing protection
Cons
- Active management = higher fees
Provider Information
Cantonal Bank of Zurich (ZKB)
Visit Website →Ready to Open?
Open the Swisscanto BVG 3 Responsible Portfolio 25 RT today and start enjoying its benefits.