Confo’Card MastercardConfo’Card
Cashback
Standard

Confo’Card Mastercard

Confo’Card

Gesamtbewertung

3.5/5

Jahresgebühr

CHF 0

Netzwerk

Mastercard

Prämientyp

Points

Auch gut für

Premium
Student

Unsere Einschätzung zur Confo’Card Mastercard

Ihr Schweizer Finanzbegleiter
Adrien Missioux
Adrien Missioux

0% interest for 3 months on Conforama purchases. Free card with surprising travel insurance.

The Confo'Card Mastercard offers interest-free financing on Conforama furniture purchases: 0% for 3 months on purchases of CHF 500+. The free card includes surprisingly good travel insurance, making it valuable even beyond furniture shopping. For anyone furnishing a home, this is worth having.

Is the Free Card Worth It?

For Conforama shoppers, absolutely. 0% interest for 3 months on purchases of CHF 500 or more lets you spread furniture costs without paying extra. A CHF 2,000 couch becomes three CHF 667 payments at zero interest. After 3 months, standard interest applies.

Free annual fee means zero downside. If you're furnishing a home or apartment, there's no reason not to have this card. The financing alone makes it worthwhile.

What Actually Stands Out

The travel insurance is surprisingly good for a free store card. CHF 60,000 coverage including medical repatriation. CHF 300 flight delay coverage. CHF 2,000 purchase protection. These are unusual benefits at zero cost.

1 point per CHF 1 spent at Conforama. Apple Pay and Google Pay work. Unlimited free additional cards for family.

What Most Reviews Miss

The travel insurance makes this valuable beyond furniture. Most free store cards offer nothing. Confo'Card provides real travel protection at zero annual cost. Even if you rarely shop at Conforama, the insurance has value.

The points earn rate is modest (1 point per CHF 1), but for a free card, it's reasonable.

The Bottom Line

A valuable free card for anyone who shops at Conforama or wants free travel insurance. The 0% financing for 3 months is genuinely useful for furniture purchases. Compare alternatives in our best shopping credit cards in Switzerland guide.

Verdict: Worth having for the financing and free insurance. Zero downside.

Ideal für: Conforama shoppers who want interest-free furniture financing, those wanting free travel insurance at zero annual cost, home furnishers who want to spread large purchases over 3 months
Alternativen erwägen, wenn: you never shop at Conforama and don't need free travel insurance, you want higher rewards rates (this is a store card), you prefer straightforward cashback over points

VORTEILE

  • No annual fee
  • Travel insurance coverage up to CHF 60,000
  • Apple Pay compatible
  • Contactless payments for convenient transactions
  • 0% interest for 3 months on purchases over CHF 500
  • Up to CHF 60,000 assistance for unscheduled return travel costs
  • Flight delay compensation of up to CHF 300 for delays of 4 hours or more

NACHTEILE

  • High foreign exchange fee (2%)
  • No welcome bonus
  • No medical coverage
  • No airport lounge access
  • No concierge service

Kartendetails

Auf einen Blick

Jahresgebühr

Kostenlos

Prämiensatz

1 Punkte/CHF

FX-Gebühr

2%

Reiseversicherungsschutz

CHF 60,000

Apple Pay
Kontaktloses Bezahlen
Mastercard

Gebühren & Kosten

Jahresgebühr im ersten Jahr

Keine Jahresgebühr

Jahresgebühr (nach dem ersten Jahr)

Keine Jahresgebühr

Fremdwährungsgebühr

2%

Bargeldabhebung (Inland)

3.75% (min CHF 10)

Bargeldabhebung (Ausland)

5.75% (min CHF 10)

Verzugsgebühr

CHF 30

Zusatzkarten

-

Prämienprogramm

Prämientyp

Points

Basis-Prämiensatz

1 / CHF

Versicherung & Schutz

Reiseversicherungsschutz

CHF 60,000

Krankenversicherungsschutz

Keine medizinische Versorgung

Kaufschutz

CHF 2,000

Kartenmerkmale

Kartennetzwerk

Mastercard

Kartentyp

Standard

Währung

CHF

Mindesteinkommensanforderung

Keine Einkommensanforderung

Monatliches Ausgabenlimit

CHF 20,000

Zugang zu Flughafen-Lounges

Concierge-Service

Hauptmerkmale

  • 0% interest for 3 months on purchases over CHF 500
  • Up to CHF 60,000 assistance for unscheduled return travel costs
  • Flight delay compensation of up to CHF 300 for delays of 4 hours or more
  • Individual card design
  • Contactless payments for convenient transactions

Berechnen Sie, ob sich diese Karte für Sie lohnt

CHF 2’500/mo

= CHF 30’000/year

Sie zahlen

CHF 0

pro Jahr

Sie erhalten

CHF 380

geschätzter Wert

Unterm Strich

+CHF 380

in Ihrer Tasche

Jährliche Berechnung:

Verdiente PrämienCHF 300

CHF 30’000/yr × 1 points/CHF × 1 ct

Reise- & Krankenversicherung≈ CHF 80
GesamtvorteileCHF 380
Jahresgebühr- CHF 0
Nettowert+CHF 380

Verschieben Sie den Regler, um den Kartenwert zu sehen. Meilen: 1,5 Rp., Punkte: 1 Rp.

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JahresgebührKeine Jahresgebühr
JahresgebührKeine Jahresgebühr
Prämiensatz0.5% cashback
Prämiensatz1 points/CHF
Willkommensbonus0.5% cash
Willkommensbonus-

Häufig gestellte Fragen

What is the annual fee for the Confo’Card Mastercard?
The Confo’Card Mastercard has no annual fee, making it accessible to all cardholders.
What are the foreign transaction fees for the Confo’Card Mastercard?
The Confo’Card Mastercard charges a 2% foreign exchange fee on international transactions.
What rewards does the Confo’Card Mastercard offer?
The Confo’Card Mastercard offers points rewards at a base rate of 1 per CHF spent.
What insurance coverage does the Confo’Card Mastercard include?
The Confo’Card Mastercard includes travel insurance up to CHF 60,000 and medical coverage up to CHF 0 abroad.
Is the Confo’Card Mastercard compatible with Apple Pay?
Yes, the Confo’Card Mastercard is fully compatible with Apple Pay for contactless mobile payments.

So haben wir diese Karte bewertet

Sie fragen sich, warum Confo’Card Mastercard diese Bewertung hat? Wir bewerten Cashback-Karten mit einer gewichteten Formel. Das zählt:

Cashback-Rate (50%)
Kundenzufriedenheit (30%)
Preis-Leistung (20%)

Gleiche Formel für jede Karte in dieser Kategorie. Keine Ausnahmen.

Unsere komplette Methodik ansehen

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