Auch gut für
Unsere Einschätzung zur UBS Visa Platinum Card
Identical to UBS Mastercard Platinum. Same complete package: CHF 1,000,000 coverage, unlimited lounges, 6x earning.
The UBS Visa Platinum Card mirrors their Mastercard Platinum exactly: same CHF 500 fee, same CHF 1,000,000 medical coverage, same unlimited lounge access, same 6 KeyClub points per CHF 1,000. Your network choice is purely about personal preference. The benefits are identical.
Does Network Choice Actually Matter?
In Switzerland, Visa and Mastercard acceptance is virtually identical. Both work everywhere. The CHF 1,000,000 medical coverage works identically on both. The unlimited Priority Pass works identically. The 6 KeyClub points per CHF 1,000 is identical.
Pick based on which network you don't already have, or choose the dual-card set for both.
What Actually Stands Out
Everything matches the Mastercard version. CHF 500 annual fee. 6 KeyClub points per CHF 1,000. CHF 1,000,000 medical coverage. Unlimited Priority Pass entries. CHF 30,000 trip cancellation. 24-hour concierge. Free partner card included.
Apple Pay and Google Pay work. 1.75% FX fee.
What Most Reviews Miss
The products are interchangeable. UBS offers both networks so customers have options. Neither Visa nor Mastercard offers better insurance, better earning, or better lounges. The meaningful decision is whether UBS Platinum makes sense for your needs, not which network to choose.
Both cards share the same missing welcome bonus at premium pricing.
The Bottom Line
Same excellent complete package as UBS Mastercard Platinum, on Visa network. Compare alternatives in our best luxury credit cards in Switzerland guide.
Verdict: Identical excellence. Choose Visa if you want network diversity or already have Mastercard products.
VORTEILE
- 6 welcome bonus points
- Travel insurance coverage up to CHF 30,000
- Up to CHF 1,000,000 coverage for medical expenses
- Airport lounge access
- Apple Pay compatible
- Contactless payments for convenient transactions
- Earn 6 KeyClub points per 1000 Swiss francs
- Priority Pass for free access to airport lounges without any additional fees.
NACHTEILE
- High annual fee (CHF 500)
- No concierge service
Kartendetails
Auf einen Blick
Jahresgebühr
CHF 500
1. Jahr
CHF 250
Prämiensatz
0.006 Punkte/CHF
FX-Gebühr
1.75%
Willkommensbonus
6 pts/1000CHF Points
Reiseversicherungsschutz
CHF 30,000
Gebühren & Kosten
Gebühren & Kosten
Jahresgebühr im ersten Jahr
CHF 250
Jahresgebühr (nach dem ersten Jahr)
CHF 500
Fremdwährungsgebühr
1.75%
Bargeldabhebung (Inland)
4% (min CHF 10)
Bargeldabhebung (Ausland)
5.75% (min CHF 10)
Verzugsgebühr
CHF 0
Zusatzkarten
-
Prämienprogramm
Prämienprogramm
Prämientyp
Points
Basis-Prämiensatz
0.006 / CHF
Willkommensbonus
6 pts/1000CHF Points
Versicherung & Schutz
Versicherung & Schutz
Reiseversicherungsschutz
CHF 30,000
Krankenversicherungsschutz
CHF 1,000,000
Kaufschutz
CHF 3,500
Kartenmerkmale
Kartenmerkmale
Kartennetzwerk
Visa
Kartentyp
Platinum
Währung
CHF, USD, EUR
Mindesteinkommensanforderung
Keine Einkommensanforderung
Monatliches Ausgabenlimit
CHF 20,000
Zugang zu Flughafen-Lounges
Flughafen-Lounge-Zugang verfügbar
Concierge-Service
Hauptmerkmale
- Earn 6 KeyClub points per 1000 Swiss francs
- Priority Pass for free access to airport lounges without any additional fees.
- Comprehensive travel insurance covering up to 30000 CHF
- Concierge service with no additional booking fees
- Support for multiple digital payment platforms like Apple Pay and Google Pay, enhancing convenience.
Berechnen Sie, ob sich diese Karte für Sie lohnt
= CHF 30’000/year
Sie zahlen
CHF 500
pro Jahr
Sie erhalten
CHF 536
geschätzter Wert
Unterm Strich
+CHF 36
in Ihrer Tasche
Jährliche Berechnung:
CHF 30’000/yr × 0.006 points/CHF × 1 CHF
6 points × 1 CHF
Verschieben Sie den Regler, um den Kartenwert zu sehen. Meilen: 1,5 Rp., Punkte: 1 Rp. (UBS-Punkte: 1 CHF).
Bewertung nach Kategorie
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Häufig gestellte Fragen
- What is the annual fee for the UBS Visa Platinum Card?
- The UBS Visa Platinum Card has a promotional first year fee of CHF 250, then CHF 500 per year afterwards.
- What are the foreign transaction fees for the UBS Visa Platinum Card?
- The UBS Visa Platinum Card charges a 1.75% foreign exchange fee on international transactions.
- What rewards does the UBS Visa Platinum Card offer?
- The UBS Visa Platinum Card offers points rewards at a base rate of 0.006 per CHF spent.
- What insurance coverage does the UBS Visa Platinum Card include?
- The UBS Visa Platinum Card includes travel insurance up to CHF 30,000 and medical coverage up to CHF 1,000,000 abroad.
- Does the UBS Visa Platinum Card include airport lounge access?
- Yes, the UBS Visa Platinum Card includes airport lounge access through Priority Pass or partner programs.
- Is the UBS Visa Platinum Card compatible with Apple Pay?
- Yes, the UBS Visa Platinum Card is fully compatible with Apple Pay for contactless mobile payments.
So haben wir diese Karte bewertet
Sie fragen sich, warum UBS Visa Platinum Card diese Bewertung hat? Wir bewerten Luxus-Karten mit einer gewichteten Formel. Das zählt:
Gleiche Formel für jede Karte in dieser Kategorie. Keine Ausnahmen.
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