Également bon pour
Notre Avis sur Viseca Visa Platinum
2 Surprize points per CHF 1, unlimited lounges, CHF 500,000 medical. Viseca's premium offering.
The Viseca Visa Platinum is Viseca's most complete card: double Surprize earning (2 points per CHF 1), unlimited Priority Pass lounge visits, CHF 500,000 medical coverage, and concierge service. At CHF 550 annually (first year CHF 275), it provides comprehensive premium benefits through your existing banking relationship.
Is CHF 550 Worth It?
For frequent travelers, potentially yes. Unlimited Priority Pass lounge visits could save EUR 300+ annually for heavy travelers. CHF 500,000 medical coverage provides serious protection. Concierge service adds convenience.
2 Surprize points per CHF 1 (double gold) accelerates earning significantly. 30,000 welcome points (worth roughly CHF 150) offset part of the first-year cost. The combined value justifies CHF 550 for frequent travelers.
What Actually Stands Out
The unlimited lounge access is the differentiator. No per-visit fees, no annual limits. Use Priority Pass as much as you want. Combined with the highest Surprize earning rate, this is Viseca's premium flagship.
Up to 4 additional cards free (2 Platinum, 2 Gold). Apple Pay, Google Pay work. Lower FX fees than other Viseca tiers. Our lounge access guide compares every Swiss card with lounge perks.
What Most Reviews Miss
CHF 500,000 medical coverage is lower than competitors. UBS Platinum offers CHF 1,000,000. Swisscard Platinum also offers more. For some travelers, the coverage may be insufficient.
Availability depends on your bank. If your bank doesn't partner with Viseca, you can't access this card.
The Bottom Line
Viseca's most complete card with double earning and unlimited lounges. Excellent value for frequent travelers through Viseca partner banks. Compare alternatives in our best luxury credit cards in Switzerland guide.
Verdict: Strong value for travelers who want premium benefits through their existing banking relationship.
AVANTAGES
- 30000 welcome bonus points
- Travel insurance coverage up to CHF 40,000
- Up to CHF 500,000 coverage for medical expenses
- Airport lounge access
- Apple Pay compatible
- Contactless payments for convenient transactions
- 2 welcome bonus points
- Complimentary Priority Pass membership with unlimited free lounge entries
INCONVÉNIENTS
- High annual fee (CHF 550)
- No concierge service
Détails de la carte
En un coup d'œil
Frais annuels
CHF 550
Taux de récompense
2 points/CHF
Frais FX
1.75%
Bonus de bienvenue
30,000 points
Couverture d'assurance voyage
CHF 40,000
Frais & Coûts
Frais & Coûts
Frais annuels la première année
CHF 550
Frais annuels (après la première année)
CHF 550
Frais de change
1.75%
Retrait d'Espèces (National)
2.5% (min CHF 5)
Retrait d'Espèces (International)
4.25% (min CHF 10)
Frais de Retard
CHF 20
Cartes supplémentaires
4 cartes supplémentaires gratuites
Programme de Récompenses
Programme de Récompenses
Type de récompense
Points
Taux de récompense de base
2 / CHF
Bonus de bienvenue
30,000 points
Assurance & Protection
Assurance & Protection
Couverture d'assurance voyage
CHF 40,000
Couverture d'assurance médicale
CHF 500,000
Protection des achats
CHF 5,000
Caractéristiques de la Carte
Caractéristiques de la Carte
Réseau de la Carte
Visa
Type de Carte
Platinum
Devise
CHF, USD, EUR
Revenu minimum requis
Aucune exigence de revenu
Limite de dépenses mensuelles
-
Accès aux salons d'aéroport
Accès aux salons d'aéroport disponible
Service de conciergerie
Caractéristiques Principales
- 2 welcome bonus points
- Complimentary Priority Pass membership with unlimited free lounge entries
- Up to CHF 500000 coverage for medical expenses
- Concierge service
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
Calculez si cette carte en vaut la peine pour vous
= CHF 30’000/year
Vous payez
CHF 550
par an
Vous recevez
CHF 1’250
valeur estimée
Bilan
+CHF 700
dans votre poche
Calcul annuel :
CHF 30’000/yr × 2 points/CHF × 1 ct
30’000 points × 1 ct
Déplacez le curseur pour voir la valeur. Miles: 1,5 ct, points: 1 ct.
Note par Catégorie
Comparer avec d'autres cartes
Questions fréquemment posées
- What is the annual fee for the Viseca Visa Platinum?
- The Viseca Visa Platinum has an annual fee of CHF 550.
- What are the foreign transaction fees for the Viseca Visa Platinum?
- The Viseca Visa Platinum charges a 1.75% foreign exchange fee on international transactions.
- What rewards does the Viseca Visa Platinum offer?
- The Viseca Visa Platinum offers points rewards at a base rate of 2 per CHF spent.
- What insurance coverage does the Viseca Visa Platinum include?
- The Viseca Visa Platinum includes travel insurance up to CHF 40,000 and medical coverage up to CHF 500,000 abroad.
- Does the Viseca Visa Platinum include airport lounge access?
- Yes, the Viseca Visa Platinum includes airport lounge access through Priority Pass or partner programs.
- Is the Viseca Visa Platinum compatible with Apple Pay?
- Yes, the Viseca Visa Platinum is fully compatible with Apple Pay for contactless mobile payments.
Comment nous avons noté cette carte
Vous vous demandez pourquoi Viseca Visa Platinum a obtenu ce score ? On note les cartes Luxe avec une formule pondérée. Voici ce qui compte :
Même formule pour toutes les cartes de cette catégorie. Sans exception.
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