TUI Visa Bonus Card Gold
TUI
Overall Rating
Annual fee
CHF 144
Network
Visa
Rewards Type
Points
Also good for
Our Take on TUI Visa Bonus Card Gold
CHF 10,000 trip insurance plus double points abroad. Mid-tier TUI travel value.
The TUI Visa Bonus Card Gold upgrades the Classic with trip insurance while maintaining the travel-focused rewards. At CHF 144 annually, you get CHF 10,000 trip cancellation coverage and continued double points abroad. Better than Classic, but still missing medical coverage.
Is CHF 144 Worth It?
If you upgrade from Classic for insurance, potentially yes. CHF 10,000 trip cancellation coverage (worth CHF 30-50 standalone) protects you and family against unexpected cancellations. The doubled foreign earning continues. The CHF 96 premium over Classic buys meaningful trip protection.
However, no medical coverage abroad limits the upgrade value. If health protection matters, the Gold tier doesn't fully address travel risk.
What Actually Stands Out
The trip insurance addition differentiates from Classic. If you book expensive trips, CHF 10,000 cancellation coverage provides real protection. MyCountry double points abroad continues. 1 point per CHF 1 at Bonus partners enhances earning.
Apple Pay and Google Pay work. Better TUI deals at gold tier benefit loyal customers. Additional cards cost CHF 72. Compare insurance packages across Swiss cards in our credit card insurance guide.
What Most Reviews Miss
Still no medical coverage abroad. Trip cancellation helps if you can't go, but won't help if you get sick or injured while traveling. The Gold tier adds trip protection, not health protection. For comprehensive coverage, you need separate insurance or a different card.
The 2% FX fee remains average. Cards with better FX rates exist.
The Bottom Line
Better than Classic with trip insurance, but still missing medical coverage. Worth upgrading if you book expensive trips through TUI. Compare alternatives in our best travel credit cards in Switzerland guide.
Verdict: Worth upgrading from Classic if you value trip cancellation insurance. Medical coverage still requires separate solution.
PROS
- Travel insurance coverage up to CHF 10,000
- Apple Pay compatible
- Contactless payments for convenient transactions
- 5 points per 5 franc spent
- Bonus program with points
- Comprehensive travel insurance coverage up to 10,000 Swiss francs, covering trip cancellations for you and your family.
CONS
- High annual fee (CHF 144)
- High foreign exchange fee (2%)
- No welcome bonus
- No medical coverage
- No airport lounge access
- No concierge service
Card Details
At a Glance
Annual fee
CHF 144
Rewards rate
1 points/CHF
FX Fee
2%
Travel insurance coverage
CHF 10'000
Fees & Costs
Fees & Costs
First year annual fee
CHF 144
Annual fee (after first year)
CHF 144
Foreign exchange fee
2%
Cash Withdrawal (Domestic)
4% (min CHF 10)
Cash Withdrawal (International)
6% (min CHF 10)
Late Payment Fee
CHF 20
Additional Cards
CHF 72/card/year
Rewards Program
Rewards Program
Rewards type
Points
Base rewards rate
1 / CHF
Insurance & Protection
Insurance & Protection
Travel insurance coverage
CHF 10'000
Medical insurance coverage
No medical coverage
Purchase protection
No purchase protection
Card Features
Card Features
Card Network
Visa
Card Type
Gold
Currency
CHF
Minimum income requirement
No income requirement
Monthly spending limit
CHF 90'000
Airport lounge access
Concierge service
Key Features
- 5 points per 5 franc spent
- Bonus program with points
- Comprehensive travel insurance coverage up to 10,000 Swiss francs, covering trip cancellations for you and your family.
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- Affordable annual fee of CHF 144.0 for a gold-tier card coupled with extensive reward opportunities.
Calculate If This Card Is Worth It for You
= CHF 30'000/year
You Pay
CHF 144
per year
You Get Back
CHF 350
estimated value
Bottom Line
+CHF 206
in your pocket
Annual calculation:
CHF 30'000/yr × 1 points/CHF × 1 ct
Move the slider to see how your spending affects the card's value. Miles: 1.5 ct, points: 1 ct.
Rating by Category
Compare to Other Cards
Frequently Asked Questions
- What is MyCountry and how do the double points abroad actually work?
- MyCountry is the double-points-abroad mechanic built into the TUI Bonus program. Every purchase you make outside Switzerland pays twice the standard points. The redemption ratio is unchanged; you just hit reward thresholds twice as fast on foreign spend. Unusual for a Swiss shopping card, and the main reason this card travels well.
- How much does it cost to pull cash abroad with the TUI Gold?
- 6.00% of the amount with a CHF 10 minimum. That's above the shopping-segment average around 5.46%. A CHF 100 withdrawal in Lisbon costs CHF 10 (the floor) plus interest from day one. Use a debit card for cash and keep this one for points-earning purchases.
- How much does an extra cardholder cost on the TUI Gold?
- CHF 72 per supplementary card per year, no free allotment included. Adding a spouse to the Bonus program runs CHF 72 annually. The sibling Exclusive pushes that to CHF 108 if you want the concierge bundled in too.
How We Rated This Card
Wondering why TUI Visa Bonus Card Gold got its score? We rate Shopping cards using a weighted formula. Here's what counts:
Same formula for every card in this category. No exceptions.
See our full rating methodologyReady to Apply?
Apply for the TUI Visa Bonus Card Gold today and start enjoying its benefits.