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Il Nostro Parere su TUI Visa Bonus Card Gold
CHF 10,000 trip insurance plus double points abroad. Mid-tier TUI travel value.
The TUI Visa Bonus Card Gold upgrades the Classic with trip insurance while maintaining the travel-focused rewards. At CHF 144 annually, you get CHF 10,000 trip cancellation coverage and continued double points abroad. Better than Classic, but still missing medical coverage.
Is CHF 144 Worth It?
If you upgrade from Classic for insurance, potentially yes. CHF 10,000 trip cancellation coverage (worth CHF 30-50 standalone) protects you and family against unexpected cancellations. The doubled foreign earning continues. The CHF 96 premium over Classic buys meaningful trip protection.
However, no medical coverage abroad limits the upgrade value. If health protection matters, the Gold tier doesn't fully address travel risk.
What Actually Stands Out
The trip insurance addition differentiates from Classic. If you book expensive trips, CHF 10,000 cancellation coverage provides real protection. MyCountry double points abroad continues. 1 point per CHF 1 at Bonus partners enhances earning.
Apple Pay and Google Pay work. Better TUI deals at gold tier benefit loyal customers. Additional cards cost CHF 72. Compare insurance packages across Swiss cards in our credit card insurance guide.
What Most Reviews Miss
Still no medical coverage abroad. Trip cancellation helps if you can't go, but won't help if you get sick or injured while traveling. The Gold tier adds trip protection, not health protection. For comprehensive coverage, you need separate insurance or a different card.
The 2% FX fee remains average. Cards with better FX rates exist.
The Bottom Line
Better than Classic with trip insurance, but still missing medical coverage. Worth upgrading if you book expensive trips through TUI. Compare alternatives in our best travel credit cards in Switzerland guide.
Verdict: Worth upgrading from Classic if you value trip cancellation insurance. Medical coverage still requires separate solution.
PRO
- Travel insurance coverage up to CHF 10,000
- Apple Pay compatible
- Contactless payments for convenient transactions
- 5 points per 5 franc spent
- Bonus program with points
- Comprehensive travel insurance coverage up to 10,000 Swiss francs, covering trip cancellations for you and your family.
CONTRO
- High annual fee (CHF 144)
- High foreign exchange fee (2%)
- No welcome bonus
- No medical coverage
- No airport lounge access
- No concierge service
Dettagli della carta
In sintesi
Quota annuale
CHF 144
Tasso premi
1 punti/CHF
Comm. FX
2%
Copertura assicurativa viaggio
CHF 10'000
Commissioni e Costi
Commissioni e Costi
Quota annuale primo anno
CHF 144
Quota annuale (dopo il primo anno)
CHF 144
Commissione valuta estera
2%
Prelievo Contanti (Nazionale)
4% (min CHF 10)
Prelievo Contanti (Internazionale)
6% (min CHF 10)
Commissione Ritardo Pagamento
CHF 20
Carte aggiuntive
CHF 72/carta/anno
Programma Premi
Programma Premi
Tipo di premi
Points
Tasso premi base
1 / CHF
Assicurazione e Protezione
Assicurazione e Protezione
Copertura assicurativa viaggio
CHF 10'000
Copertura assicurativa medica
Nessuna copertura medica
Protezione degli acquisti
Nessuna protezione acquisti
Caratteristiche della Carta
Caratteristiche della Carta
Circuito della Carta
Visa
Tipo di Carta
Gold
Valuta
CHF
Requisito di reddito minimo
Nessun requisito di reddito
Limite di spesa mensile
CHF 90'000
Accesso alle lounge aeroportuali
Servizio di concierge
Caratteristiche Principali
- 5 points per 5 franc spent
- Bonus program with points
- Comprehensive travel insurance coverage up to 10,000 Swiss francs, covering trip cancellations for you and your family.
- Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)
- Affordable annual fee of CHF 144.0 for a gold-tier card coupled with extensive reward opportunities.
Calcola se questa carta ne vale la pena per te
= CHF 30'000/year
Paghi
CHF 144
all'anno
Ricevi
CHF 350
valore stimato
In sintesi
+CHF 206
in tasca
Calcolo annuale:
CHF 30'000/yr × 1 points/CHF × 1 ct
Sposta il cursore per vedere il valore. Miles: 1,5 ct, punti: 1 ct.
Valutazione per Categoria
Confronta con altre carte
Domande frequenti
- What is MyCountry and how do the double points abroad actually work?
- MyCountry is the double-points-abroad mechanic built into the TUI Bonus program. Every purchase you make outside Switzerland pays twice the standard points. The redemption ratio is unchanged; you just hit reward thresholds twice as fast on foreign spend. Unusual for a Swiss shopping card, and the main reason this card travels well.
- How much does it cost to pull cash abroad with the TUI Gold?
- 6.00% of the amount with a CHF 10 minimum. That's above the shopping-segment average around 5.46%. A CHF 100 withdrawal in Lisbon costs CHF 10 (the floor) plus interest from day one. Use a debit card for cash and keep this one for points-earning purchases.
- How much does an extra cardholder cost on the TUI Gold?
- CHF 72 per supplementary card per year, no free allotment included. Adding a spouse to the Bonus program runs CHF 72 annually. The sibling Exclusive pushes that to CHF 108 if you want the concierge bundled in too.
Come abbiamo valutato questa carta
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