Yuh
Overall Rating
Annual cost (ETF investor)
CHF 130
ETF CHF 5k on SIX
CHF 25
FX fee
0.95%
Custody fee
None
Our take on Yuh
Yuh is great for your first CHF 500 in ETFs. At CHF 5,000 per order, it hurts.
Yuh for investing ranks #9 among 10 brokers. It's one of the cheapest ways to start, about CHF 39 a year for our starter, but our ETF investor pays CHF 130 and you can't move your securities out. It suits beginners investing small amounts through free recurring ETF buys.
At what point does Yuh's 0.5% stop making sense?
For small amounts, Yuh works. A CHF 500 buy costs CHF 2.50, there's no custody fee, and recurring buys on about 30 selected ETFs carry no trading fee at all (stamp duty still applies). Our starter profile pays about CHF 39 a year, the same as neon invest.
The maths turns at bigger tickets. A CHF 5,000 ETF buy costs CHF 25 at Yuh versus CHF 4 at Saxo, so our ETF investor pays CHF 130 a year instead of CHF 46. Somewhere between CHF 20,000 and 30,000 invested, a classic broker wins. Add 0.95% FX on foreign securities and US stocks get pricey fast.
What Actually Stands Out
Free recurring buys on about 30 ETFs are Yuh's best trick. Set a monthly amount, pick from the selection, and you pay no trading fee, only the Swiss stamp duty every Swiss broker charges (the Federal Tax Administration explains it, in German). With fractional shares, even small monthly amounts buy a slice of a global ETF.
Behind the app sits Swissquote Bank, FINMA-licensed, so your cash is covered by esisuisse up to CHF 100,000. One catch: that limit is per bank, so money at Yuh and at Swissquote counts together. You also get a CHF IBAN and a multi-currency account in the same app.
What Most Reviews Miss
Your securities can't be transferred out. If you ever want to move to Saxo or IBKR, you have to sell everything at Yuh and buy again at the new broker. That means paying Yuh's fee on the way out, commission and stamp duty on the way back in, and sitting in cash for a few days.
The 0.95% currency fee applies every time your francs buy a USD or EUR security, on top of the 0.5% trading fee. A CHF 2,000 US stock purchase costs CHF 10 in fees plus CHF 19 in FX. There's no bond, fund or options trading either. Yuh is a simple investing app, not a full broker.
The Bottom Line
Yuh is a good first step if you invest small amounts and want everything in one Swiss app. Just treat it as a starter account: because of the lock-in, the longer you stay, the more it costs to leave. If you're also weighing the other Swiss investing app, our neon invest review covers the differences.
Verdict: Fine for small monthly ETF plans; the no-transfer rule and 0.95% FX make it a poor long-term home.
Pros
- No custody fee
- Free recurring buys on about 30 selected ETFs
- Fractional shares from small amounts
- Swissquote Bank behind it, esisuisse up to CHF 100,000
Cons
- Securities can't be transferred out; you must sell to leave
- 0.95% FX on foreign securities
- 0.5% per trade up to CHF 10,000 adds up quickly
- No web platform, app only
Broker Details
At a Glance
- No custody fee
- FINMA-licensed bank, esisuisse protection
- ETF savings plan
- Fractional shares
- CHF IBAN
What does it cost you per year?
What does it cost you per year?
Everything Yuh charges in a year for our three investor profiles: custody fees incl. VAT, commissions, Swiss stamp duty and currency conversion.
Starter · CHF 10,000 portfolio, 12 ETF buys of CHF 500 a year
ETF investor · CHF 50,000 portfolio, 4 ETF buys of CHF 5,000 a year
Active · CHF 200,000 portfolio, 24 Swiss and 12 US trades a year
Same profiles as the ranking. USD/CHF 0.80, EUR/CHF 0.94.
Price list
Price list
Swiss stock CHF 1,000 on SIX
Swiss stock CHF 5,000 on SIX
Swiss stock CHF 10,000 on SIX
ETF CHF 5k on SIX
US stock USD 1,000
US stock USD 5k
FX fee
Custody fee
Transfer out, per position
Minimum deposit
Commissions only, without stamp duty and currency conversion. Source: the broker's published price list.
Safety check
Safety check
Yuh's investing accounts are held at Swissquote Bank, a FINMA-licensed Swiss bank, so cash is protected by esisuisse up to CHF 100,000, counted together with any money you hold directly at Swissquote.
Safety level
FINMA-licensed bank
Cash protected by esisuisse (CHF 100,000)
Securities held separately from the broker's assets
Securities in custody belong to you and are returned if the broker fails. Cash is only protected up to the deposit scheme limit.
Swiss tax check
Swiss tax check
eTax statement
Swiss stamp duty
Swiss share register entry
US dividends: 15% withheld at source with a W-8BEN form, claimable as a credit with the DA-1 form in your Swiss tax return.
Products and features
Products and features
Savings plan
Fractional shares
CHF IBAN
Multi-currency account
Bonds
Funds
Options and futures
Crypto
Mobile app
Web platform
Demo account
Compare to Similar Brokers
| Yuh | ||||
|---|---|---|---|---|
| Rating | 3.4 / 5 | 4.4 / 5 | 3.4 / 5 | 3.7 / 5 |
| Annual cost (ETF investor) | CHF 130 | CHF 20 | CHF 130 | CHF 110 |
| ETF CHF 5k on SIX | CHF 25 | CHF 5 | CHF 25 | CHF 20 |
| FX fee | 0.95% | 0.002% | Included | 1% |
| Safety level | FINMA bank, esisuisse | EU/UK regulated | FINMA bank, esisuisse | FINMA bank, esisuisse |
Frequently asked questions
- Does Yuh's trading fee drop for bigger orders?
- Yes. You pay 0.50% up to CHF 10,000, 0.35% between CHF 10,000 and CHF 20,000, and 0.25% above CHF 20,000, with a CHF 1 minimum. A CHF 30,000 order therefore costs CHF 75, still far above a flat-fee broker.
- Can I buy crypto on Yuh?
- Yes, Yuh lets you buy crypto in the same app as your ETFs, with a 1% fee per trade. That's double the 0.5% you pay on stocks and ETFs up to CHF 10,000, so frequent crypto trading gets expensive quickly.
- Can I invest with Yuh from my laptop?
- No. Yuh has no web platform: buying, selling and checking your portfolio all happen in the mobile app. Swissquote, the bank behind Yuh, has a full web platform, but that's a separate account with its own fees.
How We Rated This Broker
53.5 points out of 100, shown as 3.4 out of 5.
Ratings are updated monthly based on the latest available data. All brokers are evaluated using the same methodology. Deals, promo codes and commissions never change the score: every rank comes from published fees and verifiable features.
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