How to use the comparison tool
Rankings tell you who's good in general. A head-to-head tells you who's better for you. That's what this tool is for.
- Pick up to 3 accounts. Mix private accounts, savings accounts and neobanks like neon, Yuh, Revolut or Zak. Or start from one of the popular comparisons.
- Read the verdict first. The top rows show our take, who each account is best for, and when you should look elsewhere.
- Scan for green. In every numeric row, the best value is highlighted. Lowest fee, highest rate, lowest minimum deposit.
- Turn on "Only differences". Rows where all accounts are identical disappear, so you only see what actually separates them.
- Share the link. The URL keeps your selection, so you can send the exact comparison to your partner or bookmark it for later.
What to compare head-to-head
Green cells are a shortcut, not a decision. An account can win five rows and still cost you more if those rows don't match how you bank.
Total yearly cost for your usage
Add up the rows that apply to you: debit card fee, account management, and cash withdrawals multiplied by how often you actually take cash out. A "free" account that charges for every ATM withdrawal can end up more expensive than one with a small card fee and free withdrawals. Our bank account fees guide explains every fee type in detail.
Costs abroad and in foreign currencies
If you travel, shop online in euros or send money to family abroad, the withdrawal-abroad and SEPA payment rows matter more than the headline account fee. For frequent travellers, this row often decides the whole comparison.
Interest on savings
Checking accounts usually pay little or nothing. If you're comparing savings accounts, look at the rate together with the minimum deposit, the withdrawal limit and the notice period. A higher rate with tight withdrawal rules is only a good deal for money you really won't touch.
App quality and banking features
Mobile banking, contactless payments, the type of debit card: these don't show up in fee rows, but you use them every day. The pros and cons at the bottom of each column capture what the numbers miss.
Deposit protection
Swiss deposits are protected up to CHF 100,000 per person per bank through esisuisse, whether the bank is a neobank partner or a big traditional name. Cantonal banks add a cantonal guarantee on top.
How to break a tie
If two accounts come out roughly equal, decide on the one thing you'll do most often. Daily card payments in Switzerland? Pick the better app. Regular trips abroad? Pick the cheaper foreign-currency costs. Still tied? Open both.
Neobank vs traditional bank side by side
Put a neobank next to a traditional bank and the pattern is almost always the same.
What you gain with a neobank: low or zero account fees, fast online opening, a modern app, and often better conditions for spending abroad.
What you give up: branches, face-to-face advice, and usually mortgages, overdrafts and the wider product range of a full-service bank. Support happens in the app or by chat.
That's why many people in Switzerland end up with both: a traditional account for the complex stuff and a neobank for everyday spending.
Typical head-to-head comparisons
Neon vs Yuh
The most common Swiss neobank matchup. Both are app-only with a Swiss IBAN, but they differ on cash withdrawals, currency costs and investing. Run them side by side here for the live numbers, then read our detailed neon vs Yuh comparison for the scenarios, the paid plans and our recommendation.
Revolut vs a Swiss neobank
Revolut is built for multi-currency spending and travel. Swiss neobanks like neon, Yuh or Zak are built for Swiss daily banking: salary, bills, eBill and TWINT. Compare the abroad and SEPA rows against the domestic rows, and ask yourself which one you'll use more.
Savings account vs checking account at the same bank
Useful if you're happy with your bank and just want to know whether moving money to its savings account is worth it. Compare the interest rate against the withdrawal limit and notice period. That tells you how much flexibility you're trading for the extra yield.
Frequently asked questions
How many bank accounts can I compare at once?
Up to 3. That's enough to settle a real decision while keeping every column readable, including on mobile.
Where does the data come from and how often is it updated?
We check every account monthly against the bank's published fee schedule and conditions. Products change often, so the tool always shows the latest data we have rather than numbers frozen in an article.
Can I share a comparison?
Yes. The link keeps your selection, so whoever opens it sees the same accounts in the same order.
Can I compare a savings account with a checking account?
Yes. Rows that don't apply to one of the accounts, such as a notice period on a checking account, show a dash instead of a value, so you can still compare everything else fairly.
Not sure which accounts to compare?
Start with our full ranking of Swiss bank accounts to build a shortlist, then come back here to settle it head-to-head. For the full story on a single product, read our bank account reviews.