This is a savings account designed to help you grow your money. It scores excellently across our evaluation criteria. The account has no annual fees, making it cost-effective. It offers a competitive interest rate to help your savings grow.
Cembra Sparkonto Plus
Overall Rating
Ranked #2 of 31View Top 104.3/5
- Cembra Money Bank
- Savings Accounts
- Online Savings Account
Written by Adrien Missioux
Last updated on Swiss Made
- Account Mgmt
- Free
- Interest Rate
- 0.60%
- Debit Card Fee
- —
- Currency
- CHF
On This Page
Our Take on Cembra Sparkonto Plus
Pros
- High interest rate of 0.60%
- No annual fees
- No minimum deposit required
Cons
- Withdrawal limit of CHF 20'000 per 180_days
- 6-month notice period for withdrawals
- No mobile banking app
- No contactless payment
- Age restriction: From age 18
Account Details
Included
- Web banking
Not included
- Mobile app
- Contactless
Fees
- Account fee
- Free
- Account opening
- Free
- Account closure
- Free
Withdrawals
- Withdrawal limit
- CHF 20'000 / 180 days
- Notice period
- 6 months
Account
- Currencies
- CHF
- Interest rate
- 0.60%
- Minimum deposit
- None
- Minimum age
- From age 18
Calculate Your Interest Earnings
CHF 50'000
CHF 1'000CHF 500'000
- After 1 year
- +CHF 300
- Total Value: CHF 50'300
- After 3 years
- +CHF 905
- Total Value: CHF 50'905
- After 5 years
- +CHF 1'518
- Total Value: CHF 51'518
See how much your deposit could earn with this account's 0.60% interest rate.
Rating by Category
- Savings AccountsView Top 10
4.3/5
#2 / 31Top 6%
Compare to Similar Accounts
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This account
How We Rated This Account
Wondering why Cembra Sparkonto Plus got its score? We rate Savings Accounts accounts using a weighted formula. Here's what counts.
- Interest Rate (45%)
- Fees & Costs (20%)
- Withdrawal Flexibility (20%)
- Customer Satisfaction (15%)
Same formula for every account in this category. No exceptions.
Information may have changed since our last review. Please verify all details directly with the bank before making any decisions.
Cembra Sparkonto Plus
4.3/5