swisscard Visa

Overall Rating
1.2/5
Ranked #48 of 48View top cards
  • Swisscard
  • Travel (miles)
  • Standard
Adrien Missioux
Written by Adrien Missioux
Last updated on Swiss made
Annual fee
Free
Rewards rate
-
FX Fee
0%
Network
Visa
Best For:
general everyday spending and reliable rewards
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Our Take on swisscard Visa

The swisscard Visa from Swisscard is a solid option in the travel credit card space. While it may not lead in any single category, it offers a balanced combination of features that can work well for many cardholders.

With no annual fee and a competitive 0% foreign exchange fee, this card offers exceptional value for international transactions and everyday use.

The 0% foreign exchange fee is among the lowest in Switzerland, making this card particularly cost-effective for international purchases and travel spending.

PROS
  • No annual fee
  • Low foreign exchange fee of 0%
  • Apple Pay compatible
  • Contactless payments for convenient transactions
  • Annual fee CHF 0
  • 0% foreign currency fee on payments abroad and in foreign currencies
  • Virtual card in the Swisscard app right after approval
CONS
  • No welcome bonus
  • No travel insurance
  • No medical coverage
  • No airport lounge access
  • No concierge service

Card Details

  • Apple Pay
  • Contactless payments

Fees & Costs

First year annual fee
No annual fee
Annual fee (after first year)
No annual fee
Foreign exchange fee
0%

Rewards Program

Rewards type
No rewards
Base rewards rate
-

Insurance & Protection

Travel insurance coverage
No travel insurance
Medical insurance coverage
No medical coverage
Purchase protection
No purchase protection

Card Features

Card Network
Visa
Card Type
Standard
Currency
CHF
Minimum income requirement
No income requirement
Monthly spending limit
-

Key Features

  • Annual fee CHF 0
  • 0% foreign currency fee on payments abroad and in foreign currencies
  • Virtual card in the Swisscard app right after approval
  • Return-goods insurance included
  • Multiple mobile payment options (Samsung Pay, Apple Pay, Google Pay, Garmin Pay)

Calculate If This Card Is Worth It for You

CHF 2'500/mo= CHF 30'000/year

You Pay
CHF 0
per year
You Get Back
CHF 0
estimated value
Bottom Line
+CHF 0
in your pocket

Annual calculation:

Total benefits
CHF 0
Annual fee
− CHF 0
Net value
+CHF 0

Move the slider to see how your spending affects the card's value. Miles: 1.5 ct, points: 1 ct.

Rating by Category

Compare to Other Cards

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SWISS

1.6
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swisscard Visa

Swisscard

1.2
Visit provider
Annual feeCHF 120
Annual feeNo annual fee
Rewards rate0.3 miles / 1 CHF
Rewards rate-
Welcome bonus2'000 miles
Welcome bonus-
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How We Rated This Card

Wondering why swisscard Visa got its score? We rate Travel (miles) cards using a weighted formula. Here's what counts:

  • Miles & Rewards Value (30%)
  • Insurance Coverage (25%)
  • Lounge Access (20%)
  • FX Fees (15%)
  • Customer Satisfaction (10%)

Same formula for every card in this category. No exceptions. See our full rating methodology

Information may have changed since our last review. Please verify all details directly with the issuer before making any decisions.

swisscard Visa

1.2/5

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