Taxes in Canton of Bern 2026

Income and wealth tax in Bern and all 334 municipalities, compared with the other 25 cantons.

CHF 100'000

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Lower taxHigher tax

CHF 5'321CHF 18'071

Bern

Figure for the capital, Bern

#22 of 26

Total tax per year

CHF 16'366

16.4% of gross income

Across its municipalities: CHF 14'255 to CHF 18'510

Taxes in Bern

Click any canton on the map or in the ranking to see what you would save.

Ranking, lowest tax first

Hover to highlight, click to compare, double-click to see its municipalities.

Source: ESTV Swiss Tax Calculator, tax year 2026. Figures for each canton's capital.

Map: © swisstopo

Canton of Bern at a glance

Canton of Bern is one of the highest-tax cantons in Switzerland. In 2026, a single person earning CHF 100'000 pays CHF 16'366 in Bern, an effective rate of 16.4% (#22 of 26 cantons). Families fare worse here: a married couple with two children on CHF 150'000 pays CHF 18'314, which ranks #24 of 26. Where you live inside the canton matters too: Deisswil bei Münchenbuchsee charges CHF 14'255, Schelten CHF 18'510. At CHF 200'000, the canton ranks #21 of 26.

Rank, single CHF 100'000
#22 of 26
Tax in Bern
CHF 16'366
16.4%
Married, 2 children, CHF 150'000
CHF 18'314
#24 of 26
Wealth tax on CHF 1'000'000
CHF 4'027
4.03 ‰

Income tax in Bern by salary

Total annual tax for a single person, with the canton's rank among all 26 capitals at each income level.

Gross incomeTotal taxof which federalEffective rateRank of 26
CHF 50'000CHF 5'686CHF 21311.4%#25
CHF 80'000CHF 11'666CHF 90614.6%#24
CHF 100'000CHF 16'366CHF 1'70116.4%#22
CHF 150'000CHF 30'468CHF 5'01420.3%#22
CHF 200'000CHF 47'217CHF 9'74923.6%#21
CHF 300'000CHF 84'379CHF 21'54928.1%#22
CHF 500'000CHF 160'885CHF 45'62632.2%#23
CHF 1'000'000CHF 352'892CHF 103'94935.3%#23

Taxes for couples and families

Married couples are taxed jointly. The ESTV figures below include the child deductions and credits that apply in Canton of Bern.

HouseholdGross incomeTotal taxof which federalEffective rateRank of 26
Married, no childrenCHF 150'000CHF 23'745CHF 3'20315.8%#25
Married, 2 childrenCHF 80'000CHF 4'752CHF 05.9%#26
Married, 2 childrenCHF 100'000CHF 7'977CHF 08.0%#25
Married, 2 childrenCHF 150'000CHF 18'314CHF 1'74312.2%#24
Married, 2 childrenCHF 200'000CHF 32'530CHF 5'45216.3%#24
Married, 2 childrenCHF 300'000CHF 68'210CHF 17'30822.7%#24
Married, 2 childrenCHF 500'000CHF 142'977CHF 41'02028.6%#23
Two incomes, 2 childrenCHF 90'000 + CHF 60'000CHF 17'016CHF 1'03511.3%#24
Two incomes, no childrenCHF 90'000 + CHF 60'000CHF 22'245CHF 2'32314.8%#24
Retired coupleCHF 150'000CHF 33'087CHF 4'57822.1%#23

Wealth tax in Canton of Bern

Annual wealth tax for a single person with a gross income of CHF 150'000, in francs and per mille of net wealth.

Net wealthWealth taxPer milleRank of 26
CHF 500'000CHF 1'5963.19 ‰#17
CHF 1'000'000CHF 4'0274.03 ‰#18
CHF 2'000'000CHF 9'7344.87 ‰#20
CHF 5'000'000CHF 27'6305.53 ‰#21
CHF 10'000'000CHF 56'4375.64 ‰#21

Municipalities and tax multipliers in Canton of Bern

Bern applies a municipal multiplier of 154%, on top of the cantonal 297.5%. Here is how its 334 municipalities compare for a single person earning CHF 100'000.

Lowest tax

  1. Deisswil bei MünchenbuchseeCHF 14'25514.3%
  2. Walliswil bei NiederbippCHF 14'28714.3%
  3. MeienriedCHF 14'61214.6%
  4. RumendingenCHF 14'61214.6%
  5. BerkenCHF 14'93714.9%

Highest tax

  1. ScheltenCHF 18'51018.5%
  2. CourtelaryCHF 18'31518.3%
  3. SchangnauCHF 18'18518.2%
  4. HaslibergCHF 18'18518.2%
  5. SonvilierCHF 18'08718.1%
Show all 334 municipalities
MunicipalityMunicipal multiplierSingle, CHF 100'000Married, 2 children, CHF 150'000
Aarberg175%CHF 17'048CHF 19'085
Aarwangen157%CHF 16'463CHF 18'425
Adelboden199%CHF 17'828CHF 19'966
Aefligen195%CHF 17'698CHF 19'819
Aegerten179%CHF 17'178CHF 19'232
Aeschi bei Spiez179%CHF 17'178CHF 19'232
Affoltern im Emmental186%CHF 17'405CHF 19'489
Alchenstorf175%CHF 17'048CHF 19'085
Allmendingen125%CHF 15'424CHF 17'250
Amsoldingen185%CHF 17'373CHF 19'452
Arch175%CHF 17'048CHF 19'085
Arni (BE)174%CHF 17'016CHF 19'048
Attiswil164%CHF 16'691CHF 18'681
Auswil175%CHF 17'048CHF 19'085
Bannwil180%CHF 17'210CHF 19'269
Bargen (BE)184%CHF 17'340CHF 19'416
Bäriswil164%CHF 16'691CHF 18'681
Bätterkinden180%CHF 17'210CHF 19'269
Beatenberg198%CHF 17'795CHF 19'929
Bellmund130%CHF 15'586CHF 17'434
Belp140%CHF 15'911CHF 17'801
Belprahon193%CHF 17'633CHF 19'746
Berken110%CHF 14'937CHF 16'699
Bern154%CHF 16'366CHF 18'314
Bettenhausen155%CHF 16'398CHF 18'351
Biel/Bienne163%CHF 16'658CHF 18'645
Biglen190%CHF 17'535CHF 19'636
Bleienbach145%CHF 16'074CHF 17'984
Blumenstein175%CHF 17'048CHF 19'085
Bolligen160%CHF 16'561CHF 18'535
Boltigen190%CHF 17'535CHF 19'636
Bönigen185%CHF 17'373CHF 19'452
Bowil184%CHF 17'340CHF 19'416
Bremgarten bei Bern149%CHF 16'204CHF 18'131
Brenzikofen186%CHF 17'405CHF 19'489
Brienz (BE)175%CHF 17'048CHF 19'085
Brienzwiler164%CHF 16'691CHF 18'681
Brügg169%CHF 16'853CHF 18'865
Brüttelen190%CHF 17'535CHF 19'636
Buchholterberg180%CHF 17'210CHF 19'269
Büetigen155%CHF 16'398CHF 18'351
Bühl155%CHF 16'398CHF 18'351
Büren an der Aare164%CHF 16'691CHF 18'681
Burgdorf163%CHF 16'658CHF 18'645
Burgistein185%CHF 17'373CHF 19'452
Busswil bei Melchnau160%CHF 16'561CHF 18'535
Champoz170%CHF 16'886CHF 18'902
Corcelles (BE)194%CHF 17'665CHF 19'783
Corgémont179%CHF 17'178CHF 19'232
Cormoret204%CHF 17'990CHF 20'150
Cortébert199%CHF 17'828CHF 19'966
Court194%CHF 17'665CHF 19'783
Courtelary214%CHF 18'315CHF 20'517
Crémines194%CHF 17'665CHF 19'783
Därligen185%CHF 17'373CHF 19'452
Därstetten160%CHF 16'561CHF 18'535
Deisswil bei Münchenbuchsee89%CHF 14'255CHF 15'929
Diemtigen180%CHF 17'210CHF 19'269
Diessbach bei Büren180%CHF 17'210CHF 19'269
Dotzigen185%CHF 17'373CHF 19'452
Dürrenroth189%CHF 17'503CHF 19'599
Eggiwil180%CHF 17'210CHF 19'269
Epsach170%CHF 16'886CHF 18'902
Eriswil179%CHF 17'178CHF 19'232
Eriz178%CHF 17'146CHF 19'195
Erlach150%CHF 16'236CHF 18'168
Erlenbach im Simmental174%CHF 17'016CHF 19'048
Ersigen170%CHF 16'886CHF 18'902
Eschert194%CHF 17'665CHF 19'783
Evilard152%CHF 16'301CHF 18'241
Fahrni178%CHF 17'146CHF 19'195
Farnern179%CHF 17'178CHF 19'232
Ferenbalm175%CHF 17'048CHF 19'085
Finsterhennen180%CHF 17'210CHF 19'269
Forst-Längenbühl170%CHF 16'886CHF 18'902
Fraubrunnen175%CHF 17'048CHF 19'085
Frauenkappelen160%CHF 16'561CHF 18'535
Freimettigen180%CHF 17'210CHF 19'269
Frutigen185%CHF 17'373CHF 19'452
Gals139%CHF 15'879CHF 17'764
Gampelen139%CHF 15'879CHF 17'764
Gerzensee154%CHF 16'366CHF 18'314
Gondiswil184%CHF 17'340CHF 19'416
Graben180%CHF 17'210CHF 19'269
Grandval174%CHF 17'016CHF 19'048
Grindelwald169%CHF 16'853CHF 18'865
Grossaffoltern169%CHF 16'853CHF 18'865
Grosshöchstetten162%CHF 16'626CHF 18'608
Gsteig130%CHF 15'586CHF 17'434
Gsteigwiler193%CHF 17'633CHF 19'746
Guggisberg189%CHF 17'503CHF 19'599
Gündlischwand200%CHF 17'860CHF 20'003
Gurbrü190%CHF 17'535CHF 19'636
Gurzelen183%CHF 17'308CHF 19'379
Guttannen165%CHF 16'723CHF 18'718
Habkern185%CHF 17'373CHF 19'452
Hagneck150%CHF 16'236CHF 18'168
Hasle bei Burgdorf179%CHF 17'178CHF 19'232
Hasliberg210%CHF 18'185CHF 20'370
Häutligen155%CHF 16'398CHF 18'351
Heiligenschwendi189%CHF 17'503CHF 19'599
Heimberg160%CHF 16'561CHF 18'535
Heimenhausen155%CHF 16'398CHF 18'351
Heimiswil184%CHF 17'340CHF 19'416
Hellsau180%CHF 17'210CHF 19'269
Herbligen190%CHF 17'535CHF 19'636
Hermrigen190%CHF 17'535CHF 19'636
Herzogenbuchsee175%CHF 17'048CHF 19'085
Hilterfingen155%CHF 16'398CHF 18'351
Hindelbank159%CHF 16'528CHF 18'498
Höchstetten175%CHF 17'048CHF 19'085
Hofstetten bei Brienz170%CHF 16'886CHF 18'902
Homberg184%CHF 17'340CHF 19'416
Horrenbach-Buchen170%CHF 16'886CHF 18'902
Huttwil169%CHF 16'853CHF 18'865
Iffwil110%CHF 14'937CHF 16'699
Inkwil175%CHF 17'048CHF 19'085
Innertkirchen160%CHF 16'561CHF 18'535
Ins163%CHF 16'658CHF 18'645
Interlaken177%CHF 17'113CHF 19'159
Ipsach159%CHF 16'528CHF 18'498
Iseltwald175%CHF 17'048CHF 19'085
Ittigen133%CHF 15'684CHF 17'544
Jaberg149%CHF 16'204CHF 18'131
Jegenstorf153%CHF 16'334CHF 18'278
Jens190%CHF 17'535CHF 19'636
Kallnach145%CHF 16'074CHF 17'984
Kandergrund185%CHF 17'373CHF 19'452
Kandersteg180%CHF 17'210CHF 19'269
Kappelen160%CHF 16'561CHF 18'535
Kaufdorf188%CHF 17'470CHF 19'562
Kehrsatz164%CHF 16'691CHF 18'681
Kernenried150%CHF 16'236CHF 18'168
Kiesen154%CHF 16'366CHF 18'314
Kirchberg (BE)159%CHF 16'528CHF 18'498
Kirchdorf (BE)151%CHF 16'269CHF 18'204
Kirchlindach160%CHF 16'561CHF 18'535
Köniz158%CHF 16'496CHF 18'461
Konolfingen169%CHF 16'853CHF 18'865
Koppigen165%CHF 16'723CHF 18'718
Krattigen175%CHF 17'048CHF 19'085
Krauchthal169%CHF 16'853CHF 18'865
Kriechenwil179%CHF 17'178CHF 19'232
La Ferrière194%CHF 17'665CHF 19'783
La Neuveville165%CHF 16'723CHF 18'718
Landiswil185%CHF 17'373CHF 19'452
Langenthal144%CHF 16'041CHF 17'947
Langnau im Emmental194%CHF 17'665CHF 19'783
Lauenen160%CHF 16'561CHF 18'535
Laupen174%CHF 17'016CHF 19'048
Lauperswil185%CHF 17'373CHF 19'452
Lauterbrunnen174%CHF 17'016CHF 19'048
Leissigen190%CHF 17'535CHF 19'636
Lengnau (BE)149%CHF 16'204CHF 18'131
Lenk179%CHF 17'178CHF 19'232
Leuzigen194%CHF 17'665CHF 19'783
Ligerz168%CHF 16'821CHF 18'828
Linden180%CHF 17'210CHF 19'269
Lotzwil170%CHF 16'886CHF 18'902
Loveresse194%CHF 17'665CHF 19'783
Lüscherz150%CHF 16'236CHF 18'168
Lütschental150%CHF 16'236CHF 18'168
Lützelflüh170%CHF 16'886CHF 18'902
Lyss170%CHF 16'886CHF 18'902
Lyssach139%CHF 15'879CHF 17'764
Madiswil165%CHF 16'723CHF 18'718
Matten bei Interlaken188%CHF 17'470CHF 19'562
Mattstetten148%CHF 16'171CHF 18'094
Meienried100%CHF 14'612CHF 16'332
Meikirch154%CHF 16'366CHF 18'314
Meinisberg195%CHF 17'698CHF 19'819
Meiringen180%CHF 17'210CHF 19'269
Melchnau174%CHF 17'016CHF 19'048
Merzligen145%CHF 16'074CHF 17'984
Mirchel179%CHF 17'178CHF 19'232
Mont-Tramelan204%CHF 17'990CHF 20'150
Moosseedorf138%CHF 15'846CHF 17'727
Mörigen125%CHF 15'424CHF 17'250
Mühleberg140%CHF 15'911CHF 17'801
Münchenbuchsee164%CHF 16'691CHF 18'681
Münchenwiler150%CHF 16'236CHF 18'168
Münsingen158%CHF 16'496CHF 18'461
Müntschemier179%CHF 17'178CHF 19'232
Muri bei Bern114%CHF 15'067CHF 16'846
Neuenegg149%CHF 16'204CHF 18'131
Nidau170%CHF 16'886CHF 18'902
Niederbipp165%CHF 16'723CHF 18'718
Niederhünigen170%CHF 16'886CHF 18'902
Niedermuhlern179%CHF 17'178CHF 19'232
Niederönz165%CHF 16'723CHF 18'718
Niederried bei Interlaken194%CHF 17'665CHF 19'783
Nods164%CHF 16'691CHF 18'681
Oberbalm175%CHF 17'048CHF 19'085
Oberbipp159%CHF 16'528CHF 18'498
Oberburg188%CHF 17'470CHF 19'562
Oberdiessbach164%CHF 16'691CHF 18'681
Oberhofen am Thunersee154%CHF 16'366CHF 18'314
Oberhünigen180%CHF 17'210CHF 19'269
Oberlangenegg195%CHF 17'698CHF 19'819
Oberried am Brienzersee194%CHF 17'665CHF 19'783
Oberthal187%CHF 17'438CHF 19'526
Oberwil bei Büren187%CHF 17'438CHF 19'526
Oberwil im Simmental164%CHF 16'691CHF 18'681
Ochlenberg160%CHF 16'561CHF 18'535
Oeschenbach200%CHF 17'860CHF 20'003
Oppligen150%CHF 16'236CHF 18'168
Orpund185%CHF 17'373CHF 19'452
Orvin188%CHF 17'470CHF 19'562
Ostermundigen169%CHF 16'853CHF 18'865
Perrefitte200%CHF 17'860CHF 20'003
Péry-La Heutte155%CHF 16'398CHF 18'351
Petit-Val179%CHF 17'178CHF 19'232
Pieterlen175%CHF 17'048CHF 19'085
Plateau de Diesse185%CHF 17'373CHF 19'452
Pohlern172%CHF 16'951CHF 18'975
Port169%CHF 16'853CHF 18'865
Radelfingen169%CHF 16'853CHF 18'865
Rapperswil (BE)168%CHF 16'821CHF 18'828
Rebévelier200%CHF 17'860CHF 20'003
Reconvilier197%CHF 17'763CHF 19'893
Reichenbach im Kandertal177%CHF 17'113CHF 19'159
Reisiswil179%CHF 17'178CHF 19'232
Renan (BE)204%CHF 17'990CHF 20'150
Reutigen165%CHF 16'723CHF 18'718
Riggisberg180%CHF 17'210CHF 19'269
Ringgenberg (BE)180%CHF 17'210CHF 19'269
Roches (BE)194%CHF 17'665CHF 19'783
Roggwil (BE)171%CHF 16'918CHF 18'938
Rohrbach135%CHF 15'749CHF 17'617
Rohrbachgraben194%CHF 17'665CHF 19'783
Romont (BE)160%CHF 16'561CHF 18'535
Röthenbach im Emmental200%CHF 17'860CHF 20'003
Rubigen144%CHF 16'041CHF 17'947
Rüderswil184%CHF 17'340CHF 19'416
Rüdtligen-Alchenflüh165%CHF 16'723CHF 18'718
Rüeggisberg185%CHF 17'373CHF 19'452
Rüegsau179%CHF 17'178CHF 19'232
Rumendingen100%CHF 14'612CHF 16'332
Rumisberg189%CHF 17'503CHF 19'599
Rüschegg174%CHF 17'016CHF 19'048
Rüti bei Büren185%CHF 17'373CHF 19'452
Rüti bei Lyssach179%CHF 17'178CHF 19'232
Rütschelen170%CHF 16'886CHF 18'902
Saanen110%CHF 14'937CHF 16'699
Safnern140%CHF 15'911CHF 17'801
Saicourt195%CHF 17'698CHF 19'819
Saint-Imier175%CHF 17'048CHF 19'085
Sauge190%CHF 17'535CHF 19'636
Saules (BE)194%CHF 17'665CHF 19'783
Saxeten169%CHF 16'853CHF 18'865
Schangnau210%CHF 18'185CHF 20'370
Schattenhalb194%CHF 17'665CHF 19'783
Schelten220%CHF 18'510CHF 20'737
Scheuren178%CHF 17'146CHF 19'195
Schüpfen174%CHF 17'016CHF 19'048
Schwadernau185%CHF 17'373CHF 19'452
Schwanden bei Brienz175%CHF 17'048CHF 19'085
Schwarzenburg186%CHF 17'405CHF 19'489
Schwarzhäusern160%CHF 16'561CHF 18'535
Seeberg175%CHF 17'048CHF 19'085
Seedorf (BE)174%CHF 17'016CHF 19'048
Seehof174%CHF 17'016CHF 19'048
Seftigen174%CHF 17'016CHF 19'048
Signau194%CHF 17'665CHF 19'783
Sigriswil166%CHF 16'756CHF 18'755
Siselen180%CHF 17'210CHF 19'269
Sonceboz-Sombeval162%CHF 16'626CHF 18'608
Sonvilier207%CHF 18'087CHF 20'260
Sorvilier180%CHF 17'210CHF 19'269
Spiez160%CHF 16'561CHF 18'535
St. Stephan184%CHF 17'340CHF 19'416
Steffisburg162%CHF 16'626CHF 18'608
Stettlen157%CHF 16'463CHF 18'425
Stocken-Höfen179%CHF 17'178CHF 19'232
Studen (BE)165%CHF 16'723CHF 18'718
Sumiswald179%CHF 17'178CHF 19'232
Sutz-Lattrigen170%CHF 16'886CHF 18'902
Täuffelen159%CHF 16'528CHF 18'498
Tavannes192%CHF 17'600CHF 19'709
Teuffenthal (BE)180%CHF 17'210CHF 19'269
Thierachern181%CHF 17'243CHF 19'305
Thörigen175%CHF 17'048CHF 19'085
Thun166%CHF 16'756CHF 18'755
Thunstetten165%CHF 16'723CHF 18'718
Thurnen185%CHF 17'373CHF 19'452
Toffen160%CHF 16'561CHF 18'535
Trachselwald188%CHF 17'470CHF 19'562
Tramelan194%CHF 17'665CHF 19'783
Treiten140%CHF 15'911CHF 17'801
Trub184%CHF 17'340CHF 19'416
Trubschachen199%CHF 17'828CHF 19'966
Tschugg159%CHF 16'528CHF 18'498
Twann-Tüscherz165%CHF 16'723CHF 18'718
Uebeschi190%CHF 17'535CHF 19'636
Uetendorf148%CHF 16'171CHF 18'094
Unterlangenegg185%CHF 17'373CHF 19'452
Unterseen170%CHF 16'886CHF 18'902
Ursenbach175%CHF 17'048CHF 19'085
Urtenen-Schönbühl150%CHF 16'236CHF 18'168
Uttigen163%CHF 16'658CHF 18'645
Utzenstorf172%CHF 16'951CHF 18'975
Valbirse200%CHF 17'860CHF 20'003
Vechigen154%CHF 16'366CHF 18'314
Villeret179%CHF 17'178CHF 19'232
Vinelz169%CHF 16'853CHF 18'865
Wachseldorn184%CHF 17'340CHF 19'416
Wald (BE)159%CHF 16'528CHF 18'498
Walkringen187%CHF 17'438CHF 19'526
Walliswil bei Niederbipp90%CHF 14'287CHF 15'965
Walliswil bei Wangen150%CHF 16'236CHF 18'168
Walperswil165%CHF 16'723CHF 18'718
Walterswil (BE)186%CHF 17'405CHF 19'489
Wangen an der Aare163%CHF 16'658CHF 18'645
Wattenwil194%CHF 17'665CHF 19'783
Wengi185%CHF 17'373CHF 19'452
Wichtrach164%CHF 16'691CHF 18'681
Wiedlisbach197%CHF 17'763CHF 19'893
Wiggiswil140%CHF 15'911CHF 17'801
Wilderswil169%CHF 16'853CHF 18'865
Wiler bei Utzenstorf180%CHF 17'210CHF 19'269
Wileroltigen160%CHF 16'561CHF 18'535
Willadingen159%CHF 16'528CHF 18'498
Wimmis157%CHF 16'463CHF 18'425
Wohlen bei Bern154%CHF 16'366CHF 18'314
Worb170%CHF 16'886CHF 18'902
Worben180%CHF 17'210CHF 19'269
Wynau180%CHF 17'210CHF 19'269
Wynigen175%CHF 17'048CHF 19'085
Wyssachen190%CHF 17'535CHF 19'636
Zäziwil189%CHF 17'503CHF 19'599
Zielebach150%CHF 16'236CHF 18'168
Zollikofen135%CHF 15'749CHF 17'617
Zuzwil (BE)164%CHF 16'691CHF 18'681
Zweisimmen180%CHF 17'210CHF 19'269

Multipliers only compare municipalities within the same canton; every canton applies them to its own base tariff.

Canton of Bern compared with its neighbours

Capital-to-capital comparison. A negative difference means the neighbour is cheaper than Bern.

CantonSingle, CHF 100'000DifferenceMarried, 2 children, CHF 150'000Difference
NidwaldenCHF 11'32511.3%−CHF 5'041CHF 11'9518.0%−CHF 6'363
ObwaldenCHF 11'32511.3%−CHF 5'041CHF 13'6969.1%−CHF 4'618
UriCHF 11'44511.4%−CHF 4'921CHF 13'1028.7%−CHF 5'212
LucerneCHF 11'53511.5%−CHF 4'831CHF 11'9498.0%−CHF 6'365
AargauCHF 12'31212.3%−CHF 4'054CHF 11'9338.0%−CHF 6'381
ValaisCHF 14'25714.3%−CHF 2'109CHF 11'6727.8%−CHF 6'642
JuraCHF 15'53315.5%−CHF 833CHF 17'81511.9%−CHF 499
SolothurnCHF 16'16316.2%−CHF 203CHF 16'76411.2%−CHF 1'550
FribourgCHF 16'43216.4%+CHF 66CHF 17'08611.4%−CHF 1'228
VaudCHF 16'72116.7%+CHF 355CHF 18'32512.2%+CHF 11
NeuchâtelCHF 18'07118.1%+CHF 1'705CHF 19'78313.2%+CHF 1'469

Pillar 3a in Canton of Bern: deposits and withdrawals

A 3a deposit is deducted from taxable income, so it saves you more where your marginal rate is high. When you withdraw, the lump sum is taxed separately: on CHF 500'000 at 65, a single person pays CHF 41'259 in Bern (8.3%), rank 19 of 26.

HouseholdLump sum at 65Tax on payoutEffective rate
SingleCHF 100'000CHF 4'6284.6%
SingleCHF 250'000CHF 16'3236.5%
SingleCHF 500'000CHF 41'2598.3%
SingleCHF 1'000'000CHF 96'1549.6%
Married coupleCHF 500'000CHF 37'6607.5%

How much a 3a deposit saves you in Canton of BernCalculate your 3a tax saving

Corporate and inheritance tax

A company with CHF 1'000'000 of pre-tax profit pays CHF 202'483 in profit tax in Bern, an effective 20.2%, rank 26 of 26.

On an inheritance of CHF 500'000 in Bern, children pay CHF 0, siblings CHF 41'970 and unrelated heirs CHF 111'920.

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Methodology and data source

Swiss Federal Tax Administration (ESTV), Swiss Tax Calculator

Tax year
2026
Coverage
26 cantons, 2'110 municipalities
Check a figure in the ESTV calculator

Every figure on this page comes from the ESTV Swiss Tax Calculator for tax year 2026, retrieved on 5 October 2026. We did not estimate, interpolate or round anything beyond whole francs.

Assumptions

Profiles are employees with gross salary as stated, standard deductions as applied by the ESTV calculator, no church tax unless stated, and no wealth unless stated. Canton figures are those of the capital; ranges show the cheapest and the most expensive municipality.

Not included

Real estate gains tax, property transfer tax, property tax, withholding tax and source tax for foreign residents. Your own deductions (3a, commuting, childcare) change the result.

These are estimates for standard profiles, not tax advice. For your own return, use your canton's tax software or a tax adviser.

Canton boundaries: © swisstopo, simplified for display.

About the author

Adrien Missioux

Adrien Missioux

Founder & Lead Author

Entrepreneur who bootstrapped a SaaS to multi-million revenue. Building GetRates.ch to bring transparency to Swiss finance.

About the reviewer

Jordana da Mata

Jordana da Mata

Financial Reviewer & Fact-Checker

Works in Swiss banking, with a background in anti-money-laundering investigations and cross-border payments. Checks GetRates.ch content for accuracy and hidden conditions before it is published.

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Frequently asked questions

How much tax do you pay in Canton of Bern?
A single person earning CHF 100'000 pays CHF 16'366 in total tax in Bern in 2026, an effective rate of 16.4%. Across the canton's 334 municipalities the bill ranges from CHF 14'255 in Deisswil bei Münchenbuchsee to CHF 18'510 in Schelten.
Where is the lowest tax in Canton of Bern?
Deisswil bei Münchenbuchsee has the lowest tax in Canton of Bern for a single person earning CHF 100'000: CHF 14'255 in 2026, CHF 2'111 less than in Bern.
What is the tax multiplier in Bern?
Bern applies a municipal multiplier of 154% on top of the cantonal multiplier of 297.5% for 2026. Multipliers only compare municipalities within the same canton.
How much wealth tax do you pay in Canton of Bern?
On CHF 1'000'000 of net wealth, a single person pays CHF 4'027 a year in Bern, or 4.03 ‰. That puts Canton of Bern at #18 of 26 cantons for wealth tax.
Is Canton of Bern cheaper than its neighbours?
Canton of Bern ranks 22 of 26 for a single person earning CHF 100'000. Cheaper neighbours: Canton of Nidwalden (−CHF 5'041), Canton of Obwalden (−CHF 5'041), Canton of Uri (−CHF 4'921), Canton of Lucerne (−CHF 4'831), Canton of Aargau (−CHF 4'054), Canton of Valais (−CHF 2'109), Canton of Jura (−CHF 833), and Canton of Solothurn (−CHF 203).