Privacy Policy

Our privacy policy and how we use your data

Last updated: October 27, 2025

Welcome to GetRates.ch ("we", "us", or "our"). Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website GetRates.ch (the "Website" or "Service").

1. Who We Are

GetRates.ch is a Swiss-based online platform designed to help users compare financial products and services. At this stage, GetRates.ch is operated as a project-in-development. Once an operating company is established, its details will be added here.

2. Information We Collect

We may collect the following types of information when you use our website:

a) Information you provide

Contact details you voluntarily submit (e.g. name, email address via contact forms).
Any feedback or messages sent to us.

b) Automatically collected data

When you visit our website, we may automatically collect:

Your IP address, browser type, operating system, and device information.
Usage data such as visited pages, time spent, and actions taken.
Cookies and similar technologies (see below).

3. How We Use Your Information

We use your data to:

Provide and improve our Service.
Respond to inquiries and support requests.
Understand how visitors use our website.
Maintain security and prevent misuse.
Comply with legal obligations if applicable.

We do not sell or rent your data to third parties.

4. Cookies

Our website uses cookies and similar technologies to:

Enable basic functionality (e.g. remembering preferences).
Analyze website traffic and performance.
Improve user experience.

You can manage or disable cookies in your browser settings. Some features may not function properly if cookies are disabled.

5. Analytics and Third-Party Tools

We may use analytics services such as Google Analytics or Plausible to understand user behavior and improve the platform. These services may collect anonymized usage data. Where required, we anonymize or pseudonymize IP addresses before analysis.

6. Data Sharing

We only share your data:

With trusted service providers who help operate our website (e.g. hosting, analytics).
When required by law or regulatory authorities.

All partners are selected carefully and bound by confidentiality and data protection agreements.

7. Data Retention

We keep your personal data only as long as necessary for the purposes described above, or as required by law. When data is no longer needed, it is securely deleted or anonymized.

8. Your Rights

Under the Swiss Federal Act on Data Protection (nFADP) and the EU General Data Protection Regulation (GDPR), you have the right to:

Access the personal data we hold about you.
Request correction or deletion of your data.
Object to or restrict processing of your data.
Withdraw consent at any time (where applicable).

To exercise your rights, please contact us at contact@getrates.ch.

9. Data Security

We take reasonable technical and organizational measures to protect your data from unauthorized access, loss, misuse, or alteration. However, no online service can guarantee absolute security.

10. International Data Transfers

If data is processed or stored outside Switzerland or the EU/EEA, we ensure it is protected with appropriate safeguards such as Standard Contractual Clauses (SCCs) or equivalent legal mechanisms.

11. Updates to This Policy

We may update this Privacy Policy from time to time. The latest version will always be available on this page, with the updated date shown above.

12. Contact

If you have questions or concerns about this Privacy Policy, please contact us:

📧 contact@getrates.ch